- Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All Fees are charged per application.
- First time resident Alabama applicants and spouse of an active duty reserve, or transitioning member of the US Armed Forces, including the National Guard, or a surviving spouse of a service member who, at the time of his or her death, was serving on active duty, who has relocated to a station in Alabama will not be assessed a fee for a new license. Documentation will be requested after application is receive.
Insurance Producer
- Fee: $80.00
- Amendment Fee: $80.00
- Reinstatement Fee: $80.00
Temporary Producer
- Fee: $0.00
- Amendment Fee: $0.00
- Reinstatement Fee: $0.00
- Fee Disclaimers: License fee will be included in appointment fee.
Adjuster
- Fee: $110.00
- Amendment Fee: $110.00
- Reinstatement Fee: $110.00
Apprentice Adjuster
- Fee: $110.00
- Amendment Fee: $110.00
- Reinstatement Fee: $110.00
Portable Electronics Insurance Large
- Fee: $1000.00
- Reinstatement Fee: $1000.00
Portable Electronics Insurance Small
- Fee: $100.00
- Reinstatement Fee: $100.00
Surplus Lines Broker
- Fee: $230.00
- Reinstatement Fee: $230.00
Title Insurance Agent
- Fee: $60.00
- Reinstatement Fee: $60.00
- NIPR verifies exams prior to allowing submission of an application.
- Please note that license class names can vary by state.
- Applications for Other lines of authority will defer to state for approval.
Insurance Producer
Exam Required
- Life
- Accident & Health or Sickness
- Variable Life and Variable Annuity
- Property
- Casualty
- Personal Lines
- Bail Bond
No Exam Required
- Car Rental
- Credit
- Crop
- Travel
- Dental Services
- Legal Services
- Motor Club
- Self-Service Storage Facility
Adjuster
Exam Required
- Property and Casualty (excluding Workers' Compensation and Crop)
- Property and Casualty (including Workers' Compensation and Crop)
- Crop
- Workers' Compensation
Apprentice Adjuster
No Exam Required
- Crop
- Property and Casualty (including Workers' Compensation and Crop)
- Property and Casualty (excluding Workers' Compensation and Crop)
- Workers' Compensation
Portable Electronics Large
No Exam Required
- No Line of Authority Required
Portable Electronics Small
No Exam Required
- No Line of Authority Required
Surplus Line Broker
No Exam Required
- No Line of Authority Required
Temporary Producer
No Exam Required
- Life
- Accident & Health or Sickness
- Property
- Casualty
- Personal Lines
Title Insurance Agent
Exam Required
- Title Insurance Agent
Applicant Can
- Submit initial license for individuals electronically.
- Submit for major lines of authority.
- Submit for limited lines of authority.
- Submit surplus lines for individuals.
- Add lines of authority (amend) to an existing active license.
- Reinstate/reapply through NIPR's Resident License (RL) Application.
- Print licenses electronically.
Business Rules
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Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth. Title Insurance applicants must be nineteen (19) years old or older.
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Non-Citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.
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Applicants for the Variable Life and Variable Annuity line of authority (LOA) must supply FINRA CRD number on application.
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Variable Life and Variable Annuity applicants must hold an active resident Producer Life line of authority or apply for a Life line of authority to be eligible for Variable Life and Variable Annuity.
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Resident Surplus Line Broker must submit Form AL-SLB-13 and proof of $50,000 bond purchase and send to the state.
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Applicant applying for Surplus Line Broker license must hold a Producer License with the Property & Casualty lines of authority.
- Beginning January 1, 2025, each broker shall file a quarterly report (ID-12) after the effective date of any such insurance transacted validating that coverage was written through the unauthorized market.
For more information regarding ID-12 submissions via ALDOI website, please view Surplus Line Broker Filing Instructions at https://aldoi.gov/SurplusLineWeb/PDF/SLProcessInstructions.pdf.
- A Surplus line broker is required to file on or before March 1st, an annual ID-15 tax form for all surplus lines insurance transacted during the preceding calendar year via NAIC OPTins at https://www.optins.org/<https://www.optins.org/>.
IMPORTANT: Beginning January 1, 2025, if no business was transacted during the preceding calendar year, a 'zero' filing of the Annual Tax Statement (Form ID-15) is not required.
- ALDOI Surplus Line Broker Filing Instructions at https://aldoi.gov/SurplusLineWeb/PDF/SLProcessInstructions.pdf. Failure to comply, can result in revocation or suspension of the surplus line broker's license - Code of Alabama, Section 27-10-32: http://alisondb.legislature.state.al.us/alison/codeofalabama/1975/131455.htm
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Applicant must provide a valid residence address. The residence address may not contain a P.O. Box.
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Title Insurance Agent, and Temporary Producer license classes require an appointment before transacting business.
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Temporary Producer applications must be submitted by an Authorized Insurance Company Representative and NOT by the Individual Agent.
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Applicants may not apply for or hold Portable Electronics Insurance Small and Large simultaneously.
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Applicants for Title insurance Agent must have an Alabama business address.
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Apprentice Adjuster applicants must be affiliated with an Adjuster who is actively licensed in Alabama upon application. Apprentice Adjusters cannot be affiliated with more than 5 licensed Adjusters.
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Fingerprint check is required for all Individual Resident applicants that are applying for the following license class and LOA combinations:
- Insurance Producer
- Life
- Accident & Health or Sickness
- Property
- Casualty
- Personal Lines
- Variable Life and Variable Annuity
- Bail Bond
- Adjuster
- Property and Casualty (excluding Workers' Compensation and Crop)
- Property and Casualty (including Workers' Compensation and Crop)
- Workers' Compensation
- Crop
- Title Insurance Agent
- Title Insurance Agent
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Applicants applying for license classes that require Fingerprinting must submit an application within 30 days after completing their Fingerprinting check. The fingerprint results will remain in Alabama system only for 30 days after applicant has completed their fingerprint check. If the application reaches the DOI after those 30 days, applicant will have to get fingerprinted again and repay the required fee.
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Individual Resident applicants amending their current license that requires fingerprinting must take a fingerprinting check if they have not previously gotten one or the license that was issued from the previous fingerprint check has been issued for more than one year.
- Alabama Citizenship Law
- Under Alabama Act no. 2011-535, an alien who is not lawfully present in the United States and who is not defined as an alien eligible for public benefits under 8 U.S.C. § 1621(a) or 8 U.S.C. § 1641 shall not receive any state or local public benefits, including a professional or commercial license provided by an agency of state government.
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Any person who knowingly makes a false, fictitious, or fraudulent statement or representation in a declaration of United States citizenship commits perjury in the second degree, a Class A misdemeanor punishable by a definite term of imprisonment in the county jail or to hard labor for the county of not more than one year and a definite fine not exceeding $6,000. Alabama Act no. 2011-535, § 7(h).
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Eligibility will be verified through the Systematic Alien Verification for Entitlements program operated within the United States Department of Homeland Security.
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Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees. Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx. Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act. Citizenship verification is required of ALL APPLICANTS. There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof. Your license will not be renewed or issued until this documentation is received. If information is not received within 10 days your application will be rejected. Please note: fees paid are non-refundable.
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If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
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Please note: There may be a variance of seven (7) to ten (10) days between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on the license. To verify the effective date, please visit the state.
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Please note: Alabama requires notification of address or email address change within 30 days of address change or an address violation fee will be assessed. If you hold an active license in Alabama you must use the Contact Change Request application by visiting the CCR Announcements. If your license is inactive on the Producer Database you must contact Alabama directly to make an address change. Updating an address within an initial or renewal license application will not update in the Alabama system.
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Predetermination Online Form: For prospective Producers and Adjusters looking to be licensed in Alabama. This form would allow those who may have some sort of legal issues to submit that information before applying to help determine the “likeliness” of licensure. However, it is not a prerequisite to obtain licenses.
Contact Information
Mailing AddressAlabama Department of Insurance
P.O. Box 303351
Montgomery, AL 36130-3351
United States
Phone:
334-241-4126
Fax:
334-240-3282
Email:
ProducerLicensing@insurance.alabama.gov
Special Instructions
- Forms
- Please fax supporting documentation to Producer Licensing at 334-240-3282.
- To obtain contact information for Alabama please visit: https://www.aldoi.gov/ContactUs.aspx
Frequently Asked Questions
Online printing information can be found by going to NIPR's license print page and selecting the state.
- Producer Licensing Division
- Or under Producers/Agents on home page of website for specifics
- Notice of Address Change
- Or online through www.nipr.com - Contact Change Request
One year
- The University of Alabama - Phone: 205-348-3000
- Register and Pay Online
- Fax changes to: 334-240-3282
NIPR is currently working with Alabama to make access to Continuing Education (CE) transcript data available via MYNIPR.
Click here to be directed to MyNIPR application.