State Requirements

Alabama / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • All Fees are charged per application.
  • First time resident Alabama applicants and spouse of an active duty reserve, or transitioning member of the US Armed Forces, including the National Guard, or a surviving spouse of a service member who, at the time of his or her death, was serving on active duty, who has relocated to a station in Alabama will not be assessed a fee for a new license. Documentation will be requested after application is receive.

Insurance Producer

  • Fee: $80.00
  • Amendment Fee: $80.00
  • Reinstatement Fee: $80.00

Temporary Producer

  • Fee: $0.00
  • Amendment Fee: $0.00
  • Reinstatement Fee: $0.00
  • Fee Disclaimers: License fee will be included in appointment fee.

Adjuster

  • Fee: $110.00
  • Amendment Fee: $110.00
  • Reinstatement Fee: $110.00

Apprentice Adjuster

  • Fee: $110.00
  • Amendment Fee: $110.00
  • Reinstatement Fee: $110.00

Portable Electronics Insurance Large

  • Fee: $1000.00
  • Reinstatement Fee: $1000.00

Portable Electronics Insurance Small

  • Fee: $100.00
  • Reinstatement Fee: $100.00

Surplus Lines Broker

  • Fee: $230.00
  • Reinstatement Fee: $230.00

Title Insurance Agent

  • Fee: $60.00
  • Reinstatement Fee: $60.00
  • NIPR verifies exams prior to allowing submission of an application.
  • Please note that license class names can vary by state.
  • Applications for Other lines of authority will defer to state for approval.
PRODUCER

Insurance Producer

Exam Required

  • Life
  • Accident & Health or Sickness
  • Variable Life and Variable Annuity
  • Property
  • Casualty
  • Personal Lines
  • Bail Bond

No Exam Required

  • Car Rental
  • Credit
  • Crop
  • Travel
  • Dental Services
  • Legal Services
  • Motor Club
  • Self-Service Storage Facility
Adjuster

Adjuster

Exam Required

  • Property and Casualty (excluding Workers' Compensation and Crop)
  • Property and Casualty (including Workers' Compensation and Crop)
  • Crop
  • Workers' Compensation

Apprentice Adjuster

No Exam Required

  • Crop
  • Property and Casualty (including Workers' Compensation and Crop)
  • Property and Casualty (excluding Workers' Compensation and Crop)
  • Workers' Compensation
OTHER

Portable Electronics Large

No Exam Required

  • No Line of Authority Required

Portable Electronics Small

No Exam Required

  • No Line of Authority Required

Surplus Line Broker

No Exam Required

  • No Line of Authority Required

Temporary Producer

No Exam Required

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty
  • Personal Lines

Title Insurance Agent

Exam Required

  • Title Insurance Agent

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit for major lines of authority.
  • Submit for limited lines of authority.
  • Submit surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

  • Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth. Title Insurance applicants must be nineteen (19) years old or older.

  • Non-Citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

  • Applicants for the Variable Life and Variable Annuity line of authority (LOA) must supply FINRA CRD number on application.

  • Variable Life and Variable Annuity applicants must hold an active resident Producer Life line of authority or apply for a Life line of authority to be eligible for Variable Life and Variable Annuity.

  • Resident Surplus Line Broker must submit Form AL-SLB-13 and proof of $50,000 bond purchase and send to the state.

  • Applicant applying for Surplus Line Broker license must hold a Producer License with the Property & Casualty lines of authority.

  • A Surplus Line Broker must, within 30 days of the effective date of the insurance policy, file a written report (Form ID-12) validating that coverage was written through the unauthorized market.
     
  • A Surplus line broker is required to file on or before March 1st, an annual ID-15 tax form for all surplus line insurance transacted during the preceding calendar year via NAIC OPTins at https://www.optins.org/.
     
  • A Surplus line broker is required to submit on or before March 1st, an annual ID-15 tax form to report zero business transacted via NAIC OPTins at https://www.optins.org/.
     
  • ALDOI Surplus Line Broker Filing Instructions at https://aldoi.gov/SurplusLineWeb/PDF/SLProcessInstructions.pdf. Failure to comply, can result in revocation or suspension of the surplus line broker's license - Code of Alabama, Section 27-10-32: http://alisondb.legislature.state.al.us/alison/codeofalabama/1975/131455.htm
     
  • Applicant must provide a valid residence address. The residence address may not contain a P.O. Box.

  • Title Insurance Agent, and Temporary Producer license classes require an appointment before transacting business.

  • Temporary Producer applications must be submitted by an Authorized Insurance Company Representative and NOT by the Individual Agent.

  • Applicants may not apply for or hold Portable Electronics Insurance Small and Large simultaneously.

  • Applicants for Title insurance Agent must have an Alabama business address.

  • Apprentice Adjuster applicants must be affiliated with an Adjuster who is actively licensed in Alabama upon application.  Apprentice Adjusters cannot be affiliated with more than 5 licensed Adjusters.

  • Fingerprint check is required for all Individual Resident applicants that are applying for the following license class and LOA combinations:

  • Insurance Producer
    • Life
    • Accident & Health or Sickness
    • Property
    • Casualty
    • Personal Lines
    • Variable Life and Variable Annuity
    • Bail Bond
  • Adjuster
    • Property and Casualty (excluding Workers' Compensation and Crop)
    • Property and Casualty (including Workers' Compensation and Crop)
    • Workers' Compensation
    • Crop
  • Title Insurance Agent
    • Title Insurance Agent
  • Applicants applying for license classes that require Fingerprinting must submit an application within 30 days after completing their Fingerprinting check. The fingerprint results will remain in Alabama system only for 30 days after applicant has completed their fingerprint check. If the application reaches the DOI after those 30 days, applicant will have to get fingerprinted again and repay the required fee.

  • Individual Resident applicants amending their current license that requires fingerprinting must take a fingerprinting check if they have not previously gotten one or the license that was issued from the previous fingerprint check has been issued for more than one year.

  • Alabama Citizenship Law
    • Under Alabama Act no. 2011-535, an alien who is not lawfully present in the United States and who is not defined as an alien eligible for public benefits under 8 U.S.C. § 1621(a) or 8 U.S.C. § 1641 shall not receive any state or local public benefits, including a professional or commercial license provided by an agency of state government.
    • Any person who knowingly makes a false, fictitious, or fraudulent statement or representation in a declaration of United States citizenship commits perjury in the second degree, a Class A misdemeanor punishable by a definite term of imprisonment in the county jail or to hard labor for the county of not more than one year and a definite fine not exceeding $6,000. Alabama Act no. 2011-535, § 7(h).

    • Eligibility will be verified through the Systematic Alien Verification for Entitlements program operated within the United States Department of Homeland Security.

    • Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees.  Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx.  Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act.  Citizenship verification is required of ALL APPLICANTS.  There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof.  Your license will not be renewed or issued until this documentation is received.  If information is not received within 10 days your application will be rejected.  Please note:  fees paid are non-refundable.

    • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

    • Please note: There may be a variance of seven (7) to ten (10) days between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on the license. To verify the effective date, please visit the state.

  • Please note:  Alabama requires notification of address or email address change within 30 days of address change or an address violation fee will be assessed. If you hold an active license in Alabama you must use the Contact Change Request application by visiting the CCR Announcements. If your license is inactive on the Producer Database you must contact Alabama directly to make an address change. Updating an address within an initial or renewal license application will not update in the Alabama system.

Contact Information

Mailing Address

Alabama Department of Insurance
P.O. Box 303351
Montgomery, AL 36130-3351
United States

Special Instructions

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

One year

  • Fax changes to: 334-240-3282

NIPR is currently working with Alabama to make access to Continuing Education (CE) transcript data available via MYNIPR. 

 

Click here to be directed to MyNIPR application.