Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Additional fees: Address violations $50.
Insurance Producer
Renewal fee:
$70
Late renewal fee:
$120
Reinstatement fee:
$140
Adjuster
Renewal fee:
$80
Late renewal fee:
$120
Reinstatement fee:
$160
Portable Electronics Insurance Large
Fee:
$500
Late renewal fee:
$550
Reinstatement fee:
$1000
Portable Electronics Insurance Small
Renewal fee:
$100
Late renewal fee:
$150
Reinstatement fee:
$200
Reinsurance Intermediary
Renewal fee:
$100
Service Representative
Renewal fee:
$70
Late renewal fee:
$120
Reinstatement fee:
$140
Surplus Lines Broker
Renewal fee:
$200
Title Insurance Agent
Renewal fee:
$94
Late renewal fee:
$106
Fee disclaimers:
Reissue Fee: $94
Lines of Authority
Please note that license class names can vary by state.
Applications for Other lines of authority will defer to state for approval.
Insurance Producer
CE Required
Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Bail Bonds
CE Not Required
Variable Life and Variable Annuity, Credit, Crop, Travel, Motor Club, Legal Services, Car Rental, Dental Services, Self-Service Storage Facility
Adjuster
CE Required
Property and Casualty (excluding Workers' Compensation and Crop), Property and Casualty (including Workers' Compensation and Crop), Workers' Compensation, Crop
Portable Electronics Insurance Large
CE Not Required
No Line of Authority Required
Portable Electronics Insurance Small
CE Not Required
No Line of Authority Required
Reinsurance Intermediary
CE Not Required
No Line of Authority Required
Service Representative
CE Required
Property, Casualty, Personal Lines
Surplus Lines Broker
CE Not Required
No Line of Authority Required
Title Insurance Agent
CE Required
Title Insurance Agent
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for Surplus Lines for individuals.
- Late renew through NIPR's Resident License Renewal (RLR) Application.
- Print licenses electronically.
Applicant Cannot
- Submit a partial renewal. All Lines of Authority must be renewed.
Business Rules
Alabama license numbers will no longer include the beginning alpha character or any leading zeros. Example: ""A012345"" will be ""12345"" or ""A001234"" will be ""1234"".
Applicant renewing Surplus Lines Broker license must hold an active Insurance Producer License with the Property & Casualty lines of authority.
Alabama Citizenship Law
- Under Alabama Act no. 2011-535, an alien who is not lawfully present in the United States and who is not defined as an alien eligible for public benefits under 8 U.S.C. § 1621(a) or 8 U.S.C. § 1641 shall not receive any state or local public benefits, including a professional or commercial license provided by an agency of state government.
- Any person who knowingly makes a false, fictitious, or fraudulent statement or representation in a declaration of United States citizenship commits perjury in the second degree, a Class A misdemeanor punishable by a definite term of imprisonment in the county jail or to hard labor for the county of not more than one year and a definite fine not exceeding $6,000. Alabama Act no. 2011-535, § 7(h).
- Eligibility will be verified through the Systematic Alien Verification for Entitlements program operated within the United States Department of Homeland Security.
Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees. Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx. Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act. Citizenship verification is required of ALL APPLICANTS. There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof. Your license will not be renewed or issued until this documentation is received. If information is not received within 10 days your application will be rejected. Please note: fees paid are non-refundable.
Resident Surplus Lines Brokers must submit proof of $50,000 bond purchase and send to the NIPR's Attachments Warehouse.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Please note: There may be a variance of seven (7) to ten (10) days between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on the license. To verify the effective date, please visit the state.
Please note: Alabama requires notification of address or email address change within 30 days of address change or an address violation fee will be assessed. If you hold an active license in Alabama you must use the Contact Change Request application by visiting the CCR Announcements . If your license is inactive on the Producer Database you must contact Alabama directly to make an address change. Updating an address within an initial or renewal license application will not update in the Alabama system.
Special Instructions
- Forms
- Please fax supporting documentation to Producer Licensing at 334-240-3282.
- To obtain contact information for Alabama please visit: https://www.aldoi.gov/ContactUs.aspx
Renewal Periods
Reinstatement Period: If the license has a status reason other than "inactive" - regardless of the expiration date - and status effective date <365 days, the applicant will be able to reapply through the RLR.
- Days 1-30 after expiration: Late Renewal Period (use 'renewal' application)
- Days 31-365 after expiration: Reinstatement Period (use 'renewal' application)
- Days 366+ after expiration: Reapply (use 'initial' application)
Insurance Producer
Renewal period
Starts: Ninety (90) days prior to expiration.
Late renewal period
Up to thirty (30) days after expiration date
Reinstatement period
Thirty-one (31) days to one year past expiration.
Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration.
Late renewal period
Up to thirty (30) days after expiration date.
Reinstatement period
Thirty-one (31) days to one year past expiration.
Portable Electronics Insurance Large
Renewal period
Starts: Ninety (90) days prior to expiration.
Late renewal period
Up to thirty (30) days after expiration date.
Reinstatement period
Thirty-one (31) days to one year past expiration.
Portable Electronics Insurance Small
Renewal period
Starts: Ninety (90) days prior to expiration.
Late renewal period
Up to thirty (30) days after expiration date.
Reinstatement period
Thirty-one (31) days to one year past expiration.
Reinsurance Intermediary
Renewal period
Starts: October 1st - December 31st (Every Year)
Late renewal period
There is no late renewal period. Applicant must use resident licensing.
Reinstatement period
There is no late renewal period. Applicant must use resident licensing.
Service Representative
Renewal period
Starts: Ninety (90) days prior to expiration.
Late renewal period
Up to thirty (30) days after expiration date.
Reinstatement period
Thirty-one (31) days to one year past expiration.
Surplus Lines Broker
Renewal period
Starts: October 1st - December 31st (Every Year)
Late renewal period
There is no late renewal period. Applicant must use resident licensing.
Reinstatement period
There is no late renewal period. Applicant must use resident licensing.
Title Insurance Agent
Renewal period
Starts: Ninety (90) days prior to expiration.
Late renewal period
Up to thirty (30) days after expiration date.
Reinstatement period
Thirty-one (31) days to one year past expiration.
Continuing Education
- NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application. You may select your resident state on the following link: Verify My CE to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date. It generally takes up to 72 hours from the compliance date for the status to be updated in our system.
The following license classes/lines of authority must be CE compliant:
Insurance Producer
- Life
- Accident & Health or Sickness
- Property
- Casualty
- Personal Lines
- Bail Bonds
Adjuster
- Property and Casualty (excluding Workers' Compensation and Crop)
- Property and Casualty (including Workers' Compensation and Crop)
- Workers' Compensation
- Crop
Service Representative
- Property
- Casualty
- Personal Lines
Title Insurance Agent
- Title Insurance Agent
Contact Information
Mailing Address
Alabama Department of Insurance
P.O. Box 303351
Montgomery, AL 36130-3351
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.