State Requirements

Business Rules

• Business entities must be a legal business types:
  • Partnership
  • Limited Liability Company
  • Limited Liability Partnership
  • Corporation

• The business Address for Business Entities cannot be a P.O. Box.

• Applicant must be registered with the Alabama Secretary of State. Applicants will be contacted by the state if the registration is not in place; and fees will not be refunded. The designated insurance producer(s) must currently hold the lines of authority requested on the business entity application. The application will be declined and fees not refunded, if the designated insurance producer(s) is not licensed at the time of application. Please check the state website to make sure designated insurance producers are currently licensed.

• Business Entity, Surplus Line Broker Agency applicants must provide at least one officer and director.

• At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application.

• All Designated Responsible Licensed Producers provided must have an active Alabama License.

• Designated Responsible Licensed Producers provided on the application must cumulatively cover the Lines of Authority being applied for.

• At least one (1) Designated Responsible Licensed Producer entered for Portable Electronics Insurance Small must actively be licensed as a Portable Electronics Insurance Small in AL. 

• At least one (1) Designated Responsible Licensed Producer entered for Portable Electronics Insurance Large must actively hold a Portable Electronics Insurance Large in AL. 

• Applicants may not apply for or hold Portable Electronics Insurance Small and Large simultaneously.

• Applicants who actively hold any of the separate Lines of Authority: Property and Casualty (excluding Workers' Compensation and Crop), Workers' Compensation or Crop cannot apply for Property and Casualty (including Workers' Compensation and Crop) Line of Authority.

• Applicants who actively hold a Property and Casualty (including Workers' Compensation and Crop) Line of Authority cannot apply for the separate Property and Casualty (excluding Workers' Compensation and Crop), Workers' Compensation or Crop Line of Authority.

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

• Please note: There may be a variance of seven (7) to ten (10) days between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on your license. To verify the effective date, you may also visit the state.

• Please note: Alabama requires notification of address or email address change within 30 days of address change or an address violation fee will be assessed. If you hold an active license in Alabama you must use the Contact Change Request application by visiting the CCR Announcements. If your license is inactive on the Producer Database you must contact Alabama directly to make an address change. Updating an address within an initial or renewal license application will not update in the Alabama system.