State Requirements

Business Rules

• Hawaii Memo
  • Commissioner's Memorandum 2021-2LIC
  • Commissioner's Memorandum 2021- 3LIC
  • Commissioner's Memorandum 2021-6LIC

• A licensee shall apply to the Department of Commerce and Consumer Affairs (”DCCA”) and the Insurance Commissioner for approval of the use or change of a trade name.

• All phone and fax numbers entered on application, including authorized submitter information, must contain ten (10) digits.

• Applicant must provide a valid business email address and business phone number.

• Surplus lines applicants must hold an equivalent license in his or her resident state.

• At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on application and have an active resident or non-resident license in Hawaii.

• The DRLPs provided on the insurance producer and surplus lines application must cumulatively cover the lines of authority (LOAs) on the application.

• Applicant may not enter the following address as the business address:

  • 6140 S Gun Club Rd, STE K6
    Aurora, CO 80016

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • Pharmacy Benefit Manager, Services Contract Provider and Vehicle Protect Product Warrantor do not need to submit supporting documents if you answer "Yes" to any background questions on the application.  

• An appointment form does not need to be submitted with the application. However, to §431:9A-114 Appointments: (a) an insurance producer shall not act as an agent of an insurer unless the insurance producer becomes an appointed agent of that insurer.  All Producers will need to be appointed directly through an Insurance Company and appointment termination can only be submitted by an Insurance Company

• When applying for Surplus Lines Broker license, applicant must submit a list of individuals (names and license numbers) within the business entity who are licensed Surplus Lines Brokers via NIPR's Attachments Warehouse.  Only licensed individual Surplus Lines Brokers within your licensed business entity may transact surplus lines business.  You must provide the Licensing Branch with the names and license numbers of the individual Surplus Lines Brokers who are added or removed from your business.

• Applicant must provide a valid US business address, mailing address and phone number.

• Any licensed Insurance Producer so designated or empowered by a corporation or partnership may not be so designated or empowered by more than one corporation or partnership, except when the corporation or partnerships are affiliates of each other (must submit proof of affiliation such as organization chart or a copy of the articles of incorporation or articles of organization and identify the relevant page/portions of the document for ease of reference via NIPR's Attachments Warehouse). As used herein, a corporation or partnership is an affiliate of another corporation or partnership, if the same person directly or indirectly through one or more intermediaries, controls either corporation or partnership.

• Reinsurance Intermediary Brokers and Reinsurance Intermediary Managers and Managing General agents must actively hold an Insurance Producer license. They can only apply for the reciprocal LOA they maintain on their Insurance Producer License.

• Third Party Administrator applicants are required to:
  • All applications for Third Party Administrator will defer to the state for review. Go to http://cca.hawaii.gov/ins/producers/forms/ and open TPA CHECKLIST form. Check appropriate boxes on the form and complete the checklist to assure completion of application filing.  A completed checklist must be accompanied with all documents required on the checklist and submitted through the Attachment Warehouse.
  • Third Party Administrator applicants must enter a valid United States business and mailing address.

• Pharmacy Benefit Manager (PBM) – In order for the registration to be issued, the business entity must submit “Form DP for PBM”  Go to https://cca.hawaii.gov/ins/producers/forms/ find and submit the “Form DP for PBM” via NIPR’s attachment Warehouse
   
• Life Settlement Broker - Must be licensed as a resident insurance producer with a line of life authority in Hawaii for at least one year to be eligible to apply for a life settlement broker license.
   
• Reinsurance Intermediary Broker (RIB) and Reinsurance Intermediary Manager (RIM) – In order for the license to be issued, the business entity must submit “Form List of RI(s)”.  Go to https://cca.hawaii.gov/ins/producers/forms/ find and submit the “Form List of RI(s)” via NIPR’s attachment Warehouse
   
• Limited Lines Portable Electronic Producer (PE) – In order for the license to be issued, the business entity must submit “Form DP for PE”  Go to https://cca.hawaii.gov/ins/producers/forms/ find and submit the “Form DP for PE” via NIPR’s attachment Warehouse
   
• Service Contract Provider (SCP) – In order for the registration to be issued, the business entity must submit “Form DP for SCP” and “Form FRS”.  Go to https://cca.hawaii.gov/ins/producers/forms/ find and submit the “Form DP for SCP” and “Form FRS” via NIPR’s attachment Warehouse
   
• Vehicle Protection Product Warrantor (VPPW) – In order for the registration to be issued, the business entity must submit “Form DP for VPPW” and “Form FSS”.  Go to https://cca.hawaii.gov/ins/producers/forms/ find and submit the “Form DP for VPPW” and “Form FSS” via NIPR’s attachment Warehouse
   

• Life Settlement Broker - applicant must be actively licensed for ‘Life’ line of authority (LOA) for at least one year in their resident/home state.