State Requirements

Rhode Island / Resident Licensing / Business

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Unless noted, all fees are charged per application.

 

Insurance Producer

  • Fee: $120.00
  • Reinstatement Fee: $170.00

Surplus Lines Broker

  • Fee: $100.00
  • Reinstatement Fee: $150.00

Motor Vehicle Damage Appraiser

  • Fee: $150.00
  • Reinstatement Fee: $200.00

Title

  • Fee: $120.00
  • Reinstatement Fee: $170.00

Reinsurance Intermediary Broker

  • Fee: $200.00
  • Reinstatement Fee: $250.00

Reinsurance Intermediary Manager

  • Fee: $200.00
  • Reinstatement Fee: $250.00

Company/ Independent Adjuster

  • Fee: $250.00
  • Reinstatement Fee: $300.00

Portable Electronics Broker

  • Fee: $200.00
  • Reinstatement Fee: $250.00

Public Adjuster

  • Fee: $250.00
  • Reinstatement Fee: $300.00

Third Party Administrator Certificate of Authority

  • Fee: $250.00
  • Reinstatement Fee: $300.00

Third Party Administrator Registered

  • Fee: $0.00

Third Party Administrator Waiver Certificate

  • Fee: $250.00
  • Reinstatement Fee: $300.00

Life Settlement Provider

  • Fee: $1000.00
  • Reinstatement Fee: $1050.00

Line of Authority Amendment

  • Fee: $50.00
  • Please note that license class names can vary by state.
  • Applications for Other lines of authority will defer to state for approval.
PRODUCER

Insurance Producer

DRLP Required

  • Life
  • Accident & Health or Sickness
  • Variable Life and Variable Annuity
  • Property
  • Casualty
  • Personal Lines
  • Car Rental
  • Credit
  • Crop
  • Travel
  • Pet
  • Life Settlement Broker
  • Managing General Agent
  • Other Limited Line (Surety)
Adjuster

Company/ Independent Adjuster

DRLP Required

  • Property/Casualty
  • Crop
  • Workers' Compensation

Public Adjuster

DRLP Required

  • No Line of Authority Required
BROKER

Surplus Lines Broker

DRLP Required

  • No Line of Authority Required

Reinsurance Intermediary Broker

DRLP Required

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty

Portable Electronics Broker

  • No Line of Authority Required
OTHER

Motor Vehicle Damage Appraiser

DRLP Required

  • No Line of Authority Required

Title

DRLP Required

  • Title

Reinsurance Intermediary Manager

DRLP Required

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty

Third Party Administrator Certificate of Authority

  • No Line of Authority Required

Third Party Administrator Registered

  • No Line of Authority Required

Third Party Administrator Waiver Certificate

  • No Line of Authority Required

Life Settlement Provider

  • No Line of Authority Required

Applicant Can

  • Submit initial license for business entities electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for business entities.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print license electronically.

Business Rules

  • Surplus Line Broker applicants must already have an active Insurance Producer's license with active Property and Casualty lines of authority (LOA).

  • Electronic applications will only be issued for a two (2) year license term.

  • Applicant must provide a valid business email address.

  • Business entities must provide a business address in the state.

  • Rhode Island will allow reinstatement of a license if:
    • Expiration date is greater than thirty (30) days and less than three hundred and sixty-five (365) days.
    • Reinstatement must be processed through Resident License Renewal (RLR) Application.

  • At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Rhode Island.

  • A DRLP is not required for Third Party Administrator Certificate of Authority, Third Party Administrator Registered or Third Party Administrator Waiver Certificate license classes.

  • DRLPs are not required to cumulatively cover the lines of authority (LOAs) on the business application.

  • Surplus Line Broker applicants must hold a Property & Casualty Insurance Producer license. They must also obtain a bond in the amount of $25,000 and email bond certificate to the Rhode Island Department of Business Regulation. 

  • Applicants for the Reinsurance license classes are required to hold active Insurance Producer license prior to applying and must select both single lines of Casualty and Property, and both single lines of Life and Accident and Health or Sickness.

  • All applications for the Third Party Administrator Certificate of Authority, Third Party Administrator Registered, and Third Party Administrator Waiver Certificate must provide annual report form and annual filing fee to Rhode Island Department of Business Regulation, Insurance Division. 

  • Third Party Administrator Certificate of Authority and Third Party Administrator Registered licenses cannot be applied for or held simultaneously.

  • Third Party Administrator Waiver Certificate and Third Party Administrator Registered licenses cannot be applied for or held simultaneously.

  • Rhode Island only allows amendments to a license if license is active status.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Mailing Address

Rhode Island Department of Business Regulation
Attention: Licensing
1511 Pontiac Avenue, Building 69-2
Cranston, RI 02920
United States

Phone: (401) 462-9520
Email: dbr.inslic@dbr.ri.gov

Go to State Website

Special Instructions

PearsonVue Exam Information

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

By email or mail

1 year

PearsonVue
800-274-3739

Rhode Island licensees can submit primary name changes electronically through NIPR. Please access the following link: https://pdb.nipr.com/my-nipr/frontend/identify-licensee

Rhode Island licensees can submit primary name changes electronically through NIPR. Please access the following link: https://pdb.nipr.com/my-nipr/frontend/identify-licensee

By email or mail to update DRLPs. Rhode Island does not track affiliations.

By email or mail

By email or mail

NIPR is currently working with Rhode Island to make access to Continuing Education (CE) transcript data available via MYNIPR. 

 

Click here to be directed to MyNIPR application.