Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Unless noted, all fees are charged per application.
Insurance Producer
Fee:
$120
Reinstatement fee:
$170
Surplus Lines Broker
Fee:
$100
Reinstatement fee:
$150
Motor Vehicle Damage Appraiser
Fee:
$150
Reinstatement fee:
$200
Title
Fee:
$120
Reinstatement fee:
$170
Reinsurance Intermediary Broker
Fee:
$200
Reinstatement fee:
$250
Reinsurance Intermediary Manager
Fee:
$200
Reinstatement fee:
$250
Company/Independent Adjuster
Fee:
$250
Reinstatement fee:
$300
Portable Electronics Broker
Fee:
$200
Reinstatement fee:
$250
Public Adjuster
Fee:
$250
Reinstatement fee:
$300
Third Party Administrator Certificate of Authority
Fee:
$250
Reinstatement fee:
$300
Third Party Administrator Registered
Fee:
$0
Third Party Administrator Waiver Certificate
Fee:
$250
Reinstatement fee:
$300
Life Settlement Provider
Fee:
$1000
Reinstatement fee:
$1050
Lines of Authority
Please note that license class names can vary by state.
Applications for Other lines of authority will defer to state for approval.
Insurance Producer
DRLP Required
Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Car Rental, Credit, Crop, Travel, Pet, Life Settlement Broker, Managing General Agent, Other Limited Line (Surety)
Surplus Lines Broker
DRLP Required
No Line of Authority Required
Motor Vehicle Damage Appraiser
DRLP Required
No Line of Authority Required
Title
DRLP Required
Title
Reinsurance Intermediary Broker
DRLP Required
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
DRLP Required
Life, Accident & Health or Sickness, Property, Casualty
Company/Independent Adjuster
DRLP Required
Property/Casualty, Crop, Workers Compensation
Portable Electronics Broker
No Line of Authority Required
Public Adjuster
DRLP Required
No Line of Authority Required
Third Party Administrator Certificate of Authority
No Line of Authority Required
Third Party Administrator Registered
No Line of Authority Required
Third Party Administrator Waiver Certificate
No Line of Authority Required
Life Settlement Provider
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit initial license for business entities electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit surplus lines for business entities.
- Add lines of authority (amend) to an existing active license.
- Reinstate/reapply through NIPR's Resident License (RL) Application.
- Print license electronically.
Business Rules
Surplus Line Broker applicants must already have an active Insurance Producer's license with active Property and Casualty lines of authority (LOA).
Electronic applications will only be issued for a two (2) year license term.
Applicant must provide a valid business email address.
Business entities must provide a business address in the state.
Rhode Island will allow reinstatement of a license if:
- Expiration date is greater than thirty (30) days and less than three hundred and sixty-five (365) days.
- Reinstatement must be processed through Resident License Renewal (RLR) Application.
At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Rhode Island.
A DRLP is not required for Third Party Administrator Certificate of Authority, Third Party Administrator Registered or Third Party Administrator Waiver Certificate license classes.
DRLPs are not required to cumulatively cover the lines of authority (LOAs) on the business application.
Applicants for the Reinsurance license classes are required to hold active Insurance Producer license prior to applying and must select both single lines of Casualty and Property, and both single lines of Life and Accident and Health or Sickness.
All applications for the Third Party Administrator Certificate of Authority, Third Party Administrator Registered, and Third Party Administrator Waiver Certificate must provide annual report form and annual filing fee to Rhode Island Department of Business Regulation, Insurance Division.
Third Party Administrator Certificate of Authority and Third Party Administrator Registered licenses cannot be applied for or held simultaneously.
Third Party Administrator Waiver Certificate and Third Party Administrator Registered licenses cannot be applied for or held simultaneously.
Rhode Island only allows amendments to a license if license is active status.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Special Instructions
Special Instructions
Contact Information
Mailing Address
Rhode Island Department of Business Regulation, Attention: Licensing
1511 Pontiac Avenue
Building 69-2
Cranston, RI 02920
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.