State Requirements

Missouri / Resident Renewal / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are charged per application.
  • The late renewal fee for Insurance Producer applicants will be an additional $25 per month for up to one year past license expiration date.
  • The late renewal fee for Bail Bond Agent, General Bail Bond Agent, and Surety Recovery Agent applicants will be an additional $25 per month for up to two years past license expiration date.

PLEASE NOTE: If you receive a duplicate application warning from NIPR, please STOP and call the NIPR help desk or the department’s help desk at 573-751-3518 to determine the cause of the warning and prevent duplicate fee payments, which may not be refundable.

  • Avoid these common errors that cause duplicate fee payments:
    • Applicant marked the incorrect line of authority when completing the application.
    • Applicant applied for a business entity producer (BEP) license that was already held by the BEP.
    • Applicant completed two (2) identical applications.
    • Applicant applied for a license they are not required to hold.

Insurance Producer

Renewal fee:

$100

Late renewal fee:

$25

Fee disclaimers:

Late renewal fee: Per month past license expiration date

Surplus Lines

Renewal fee:

$100

Motor Vehicle Extended Services Contract

Renewal fee:

$25

Bail Bond Agent

Renewal fee:

$150

Late renewal fee:

$25

Fee disclaimers:

Late renewal fee: Per month past license expiration date

General Bail Bond Agent

Renewal fee:

$150

Late renewal fee:

$25

Fee disclaimers:

Late Renewal Fee: Per month past expiration date

Limited Lines Self-Service Storage Producer

Renewal fee:

$100

Fee disclaimers:

No late renewal fee imposed

Navigator

Renewal fee:

$25

Late renewal fee:

$10

Public Adjuster

Renewal fee:

$50

Public Adjuster Solicitor

Renewal fee:

$50

Surety Recovery Agent

Renewal fee:

$150

Late renewal fee:

$25

Fee disclaimers:

Late renewal fee: Per month past expiration date

Lines of Authority

Please note that license class names can vary by state.

Insurance Producer

CE Required

Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Title

CE Not Required

Variable Life and Variable Annuities, Credit, Crop, Travel

Surplus Lines

CE Not Required

Surplus Lines

Motor Vehicle Extended Services Contract

CE Not Required

Motor Vehicle Extended Services Contract

Bail Bond Agent

CE Required

Bail Bond Agent

General Bail Bond Agent

CE Required

General Bail Bond Agent

Limited Lines Self-Service Storage Producer

CE Not Required

Limited Lines Self-Service Storage Producer

Navigator

CE Not Required

Navigator

Public Adjuster

CE Not Required

Public Adjuster

Public Adjuster Solicitor

CE Not Required

Public Adjuster Solicitor

Surety Recovery Agent

CE Required

Surety Recovery Agent

Rules and Regulations

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for Surplus Lines for individuals.
  • Late renew through NIPR's Resident License Renewal (RLR) Application.
  • Print license electronically.

Applicant Cannot

  • Submit partial renewals.

Business Rules

  • Applicants with a status reason of Voluntary Surrender are not eligible for renewal. Applicant is required to apply as a new applicant and meet all initial licensing requirements.

  • Insurance Producer applicant will be allowed to late-renew license electronically for up to one year past license expiration date. After one year the applicant may reinstate through the initial licensing application.

  • Surplus Lines applicant can reapply for their license starting the day after the expiration date. Note: Exam requirements and all initial licensing requirements apply for Surplus Lines reinstatement transactions.

  • Motor Vehicle Extended Services Contract applicants may reapply through Non-Resident Licensing application the day after expiration date. New licensing requirements will need to be met.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • Applicants must be 21 years old or older as determined from the applicant’s Date of Birth for the following classes: Bail Bond Agent, General Bail Bond Agent, and Surety Recovery Agent.

  • Applicants applying for the Bail Bond Agent, General Bail Bond Agent, and Surety Recovery Agent license classes must be US Citizen.

  • Public Adjuster applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/qu1vpmf0giihob/).

  • Bail Bond Agent applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1is1v5n0yg5wvj/).

  • General Bail Bond Agent applications are sent to the state for review. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1thbjc50davnvj/).

  • Surety Recovery Agent applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q15caz5912cu31b/).

  • Public Adjuster Solicitor applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1x983ay0gaszca/).

  • Navigator applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1orbvi817xcvel/).

Renewal Periods

Insurance Producer

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

For up to one (1) year past license expiration date.

Surplus Lines

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

N/A - applicant must reapply as new applicant

Motor Vehicle Extended Services Contract

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

N/A - applicant must reapply as new applicant

Bail Bond Agent

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

For up to two (2) years past license expiration date.

General Bail Bond Agent

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

For up to two (2) years past license expiration date.

Limited Lines Self-Service Storage Producer

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

For up to two (2) years past license expiration date.

Navigator

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

For up to two (2) years past license expiration date.

Public Adjuster

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

N/A - applicant must reapply as new applicant

Public Adjuster Solicitor

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

N/A - applicant must reapply as new applicant

Surety Recovery Agent

Renewal period

Ninety (90) days prior to expiration.

Late renewal period

For up to two (2) years past license expiration date.

Continuing Education

  • NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application. You may select your resident state on the following link: Verify My CE to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date.  It generally takes up to 72 hours from the compliance date for the status to be updated in our system.

The following license classes/lines of authority must be CE compliant:

Insurance Producer

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty
  • Personal Lines
  • Title

Bail Bond Agent

  • Bail Bond Agent

General Bail Bond Agent

  • General Bail Bond Agent

Surety Recovery Agent

  • Surety Recovery Agent

Contact Information

Mailing Address

Missouri Department of Insurance

P.O. Box 690

Jefferson City, MO 65102

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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