Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Fee is waived for veterans or the legally blind.
- Amendment Fee: No fee is charged to add a new line of authority.
- Exception: A $75 lead paint surcharge applies only when adding Property, Casualty, or Personal Lines.
- All Other Lines: $0 fee
- Note: Reapplication fee is the same as initial license fee
Insurance Producer
Fee:
$225
Fee disclaimers:
If applicant is applying for Property, Casualty and/or Personal Lines, they must pay a lead paint surcharge in the amount of $75.00
Surplus Lines Broker
Fee:
$150
Auto Damage Appraiser
Fee:
$100
Insurance Adviser
Fee:
$200
Life Settlement Broker
Fee:
$225
Public Insurance Adjuster
Fee:
$200
Reinsurance Intermediary Broker
Fee:
$200
Reinsurance Intermediary Manager
Fee:
$200
Motor Club
Fee:
$25
Lines of Authority
Please note that license class names can vary by state.
- Exam validations will occur for new licenses and for those licensees adding new lines of authority that require examinations.
Insurance Producer
Exam Required
Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Credit
Exam Not Required
Variable Life & Variable Annuity, Travel
Surplus Lines Broker
Exam Not Required
Property & Casualty
Auto Damage Appraiser
Exam Required
Auto Damage Appraiser
Insurance Adviser
Exam Required
Life, Accident & Health or Sickness, Property, Casualty
Life Settlement Broker
Exam Not Required
Life
Public Insurance Adjuster
Exam Required
Public Insurance Adjuster
Reinsurance Intermediary Broker
Exam Not Required
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
Exam Not Required
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
Exam Not Required
Motor Club
Rules and Regulations
Applicant Can
- Submit initial license for individuals electronically.
- Submit major lines of authority and limited lines of authority (LOA).
- Amend licenses electronically.
- Print a license electronically.
Applicant Cannot
- Reinstate or reapply for an expired license.
Business Rules
Lines of Authority: Applicants may apply for one or more lines of authority. Resident applicants must pass the required examination for each line, unless exempt.
- Property and Casualty Lines of Authority: Applicants must pass separate Property Producer and Casualty Producer examinations. The Property & Casualty Adviser examination does not satisfy this requirement.
- Personal Line of Authority: Applicants must pass the Personal Lines examination unless they already hold Producer Property and Casualty or Limited Lines Property and Casualty.
- Travel Line of Authority: No examination is required.
- Variable Life and Variable Annuity Lines of Authority: Applicants must hold an active Life line of authority and provide a valid FINRA/CRD number. If the FINRA/CRD number provided is incorrect or invalid, the Variable lines will not be approved.
- Lead Paint Surcharge: A $75 Lead Paint Surcharge applies when applying for or renewing Property, Casualty, and Personal Lines of authority. The surcharge is waived for Massachusetts residents who are veterans or legally blind.
Insurance Producer only: Applicants requesting the Massachusetts resident military veteran fee waiver must submit supporting documentation, such as a DD-214, through the NIPR Attachment Warehouse.
Background Documentation: Applicants required to submit supporting documentation, including proof of U.S. citizenship or background documentation, must upload it through the NIPR Attachment Warehouse.
DBA: Applicants may not enter a DBA name. Email DOINameApproval@mass.gov to add a DBA to an individual license after the application has been approved.
Surplus Lines Broker: Must actively hold Producer Property and Casualty licenses or be from a state that does not require Property and Casualty licenses before issuance of a Surplus Lines license.
Reinsurance Intermediary Broker/Manager: Must be actively licensed as an Insurance Producer for at least three years.
Motor Club: Applications must be submitted by the affiliated Motor Club. A Motor Club agent license will not be issued to an individual who is not affiliated with a Motor Club.
Supplemental Documentation: The following applicants must submit supplemental documentation through the NIPR Attachment Warehouse. See the state website for additional information:
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.