Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Fee is waived for veterans or the legally blind.
- Amendment Fee: Insurance Producer applicants applying for Property, Casualty and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
- Note: Reapplication fee is the same as initial license fee
Insurance Producer
Fee:
$225
Fee disclaimers:
If applicant is applying for Property, Casualty and/or Personal Lines, they must pay a lead paint surcharge in the amount of $75.00
Surplus Lines Broker
Fee:
$150
Auto Damage Appraiser
Fee:
$100
Insurance Adviser
Fee:
$200
Life Settlement Broker
Fee:
$225
Public Insurance Adjuster
Fee:
$200
Reinsurance Intermediary Broker
Fee:
$200
Reinsurance Intermediary Manager
Fee:
$200
Motor Club
Fee:
$25
Lines of Authority
Please note that license class names can vary by state.
- Exam validations will occur for new licenses and for those licensees adding new lines of authority that require examinations.
Insurance Producer
Exam Required
Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Credit
Exam Not Required
Variable Life & Variable Annuity, Travel
Surplus Lines Broker
Exam Not Required
Property & Casualty
Auto Damage Appraiser
Exam Required
Auto Damage Appraiser
Insurance Adviser
Exam Required
Life, Accident & Health or Sickness, Property, Casualty
Life Settlement Broker
Exam Not Required
Life
Public Insurance Adjuster
Exam Required
Public Insurance Adjuster
Reinsurance Intermediary Broker
Exam Not Required
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
Exam Not Required
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
Exam Not Required
Motor Club
Rules and Regulations
Applicant Can
- Submit initial license for individuals electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit Surplus Lines for individuals.
- Amend licenses electronically.
- Print licenses electronically.
Applicant Cannot
- Reinstate/reapply through NIPR's Resident License (RL) Application.
Business Rules
Applicant may not enter DBA name.
If applicant answers yes to "Are you legally blind?” Applicant must submit supporting documentation to the NIPR Attachment Warehouse when submitting an application.
Insurance Producer only: If applicant answers yes to “Are you a Massachusetts resident military veteran?” Applicant must submit supporting documentation (DD-214) to the NIPR Attachment Warehouse when submitting an application.
Surplus Lines Broker applicants must actively hold both Producer Property and Casualty license on the Producer Database or must come from a state that does not require Property and Casualty before issuance of a Surplus Lines license.
Personal Lines applicants must hold a Producer/Travel or Property and Casualty license or a Limited Lines Property and Casualty license in the resident state.
Reinsurance Intermediary Brokers and Reinsurance Intermediary applicants must actively be licensed as an Insurance Producer for at least 3 years.
- Variable applicants must supply FINRA Central Registry Depository (CRD) number on the application. If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website.
- Applicant must currently hold or be applying for Life
The following applicants must submit supplemental documentation to the NIPR Attachment Warehouse/ Additional Licensing Document section:
- Auto Damage AppraiserPublic Insurance Adjuster
- Adviser
- Reinsurance Intermediary Broker
- Reinsurance Intermediary Manger
- Life Settlement Broker
- If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.