State Requirements

Supporting Documentation Requirements

• Do not submit an application unless all required supporting documentation is ready to be provided.
• If an applicant responds “yes” to any background question or is otherwise required to submit additional documentation, those documents must be submitted as part of the application process.
• Preferred Submission Method
  Supporting documentation should be uploaded electronically via NIPR’s Attachment Warehouse. Because access to the Attachment Warehouse is only available after an application is submitted, applicants should be prepared to upload all required documentation immediately upon submission.
• Alternate Submission Methods
  Supporting documents may also be submitted directly to the Louisiana Department of Insurance (LDI) via mail, email, or fax. If documentation is submitted using one of these methods:
• Documents must be submitted the same day the license application is filed
• Documentation must include the application transaction number and applicant’s name
• Documentation submitted by mail must be postmarked within 24 hours of application submission
• Important: Applications submitted without complete supporting documentation may be closed as incomplete without further notice and may require reapplication.
• All required documentation must be received within thirty (30) days of application submission, or the application will be declined.

Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

Applicants for Public Adjuster must submit an original surety bond to the Louisiana Department of Insurance. The bond form is available on the Louisiana DOI website. 

• Note that each notarized signature requires two witnesses. The notary cannot be a witness.
• Incomplete bonds will not be processed and will not be returned.

Claim Adjuster: Automobile, Personal Lines and/or Commercial Lines authorities are included with the active comprehensive Property & Casualty line.

Upon license issuance and renewal, all Claims Adjusters licensed in Louisiana are required to read and acknowledge the claims adjuster standards of conduct provided in La. R.S. 22:1674.1 Your acknowledgement will be captured in a Louisiana state-specific question in the initial and renewal application submission. You may read review the standards of conduct on the Louisiana Department of Insurance website.

Claims Adjuster Requirement for Non Resident Texas Applicants:

• Effective immediately, the Louisiana Department of Insurance (LDI) will require all Texas residents who are applying for a nonresident Claims Adjuster license in Louisiana to supply a copy of their Texas issued driver’s license to confirm Texas residency.  LDI has received a significant number of nonresident claims adjuster applications from individuals who have been issued a Texas resident license based on the use of Texas address who have a primary residence established in another state that issues adjuster licenses. Such individuals would only be eligible to apply for a nonresident license in Louisiana if they were licensed as a resident adjuster in that actual state of residence. 
• LDI has determined that a Texas-issued driver’s license will be the accepted documentation to verify Texas residency and eligibility to apply for a Louisiana nonresident Claims Adjuster license based on reciprocity with a Texas resident Adjuster license.  Applicants may provide a copy of their driver’s license by uploading to the NIPR Attachment Warehouse or by emailing a copy to producerlicensing@ldi.la.gov.   

Reapplication:
An applicant may reapply through the Initial License Application if the license or line of authority:

• Has been inactive for more than two (2) years, or
• Is inactive for any status reason other than lapsed (for example, canceled).

Adjuster Designated Home State (ADHS) Rules

• If an applicant chooses to designate a home state, the selected state must have an active non-resident adjuster license on the NIPR Producer Database (PDB).
• An applicant may not designate Louisiana as the designated home state when applying for a Louisiana non-resident adjuster license.
• To designate a home state, the applicant must not hold an active resident adjuster license in any state.
• Applicants may not use an active resident producer (non-adjuster) license to apply for a Louisiana non-resident adjuster license.
• If the applicant holds an active resident producer license in a state that licenses resident adjusters, the applicant must first obtain a resident adjuster license in that state before applying for a Louisiana non-resident adjuster license.
• If the applicant holds an active resident producer license in a state that does not license resident adjusters, the applicant may designate another state with an active non-resident adjuster license as their designated home state.
• If the applicant’s designated home state adjuster license is inactive at the time of application, the applicant must select a different state with an active non-resident adjuster license as the designated home state.
• An applicant may change the designated home state license currently on record by selecting a different state with an active non-resident adjuster license during the application process.
• Public Adjusters may not designate a home state.