Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are per application.
- Limited Lines: The appointing company will pay for the license through the appointment process. insurance producer is only responsible for NIPR transaction fee.
Business Entity Producer
Fee:
$150
Limited Lines
Fee:
$0
Fee disclaimers:
The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.
Surplus Lines Producer
Fee:
$400
Reinstatement fee:
$400
Travel Insurance
Fee:
$500
Fee disclaimers:
(Prorating applies — license expires 5/31 annually)
Travel Retailer
Fee:
$0
Pharmacy Benefit Manager
Fee:
$500
Car Rental Limited
Fee:
$380
Public Adjuster
Fee:
$250
Reinstatement fee:
$500
Self Service Storage Facility
Fee:
$50
Portable Electronics Limited License
Fee:
$500
Premium Finance Company
Fee:
$400
Third Party Administrator
Fee:
$200
Third Party Prescription Program
Fee:
$50
Employee Leasing Company
Fee:
$1000
Viatical Settlement Broker
Fee:
$500
Lines of Authority
Please note that license class names can vary by state.
Business Entity Producer
DRLP Required
No Line of Authority Required
Limited Lines
DRLP Required
Credit, Life Accident, Life Health
Travel Insurance
DRLP Required
No Line of Authority Required
Travel Retailer
DRLP Not Required
No Line of Authority Required
Pharmacy Benefit Manager
DRLP Not Required
No Line of Authority Required
Car Rental Limited
DRLP Not Required
No Line of Authority Required
Public Adjuster
DRLP Required
No Line of Authority Required
Portable Electronics Limited License
DRLP Not Required
No Line of Authority Required
Premium Finance Company
DRLP Not Required
No Line of Authority Required
Third Party Administrator
DRLP Not Required
No Line of Authority Required
Third Party Prescription Program
DRLP Not Required
No Line of Authority Required
Employee Leasing Company
DRLP Not Required
No Line of Authority Required
Viatical Settlement Broker
DRLP Required
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit initial license for business entities electronically.
- Submit for major lines of authority.
- Submit for limited lines of authority.
- Add lines of authority to (amend) an existing active license.
- Reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
- Print licenses electronically.
Applicant Cannot
- Submit Surplus Lines for business entities.
Business Rules
Effective July 1, 2023, the Department will no longer accept paper applications. All applications must be filed through NIPR.com and all fees must be paid through EFT in the NIPR.com system. Any paper apps received on or after July 1, 2023, will be mailed back to the sender. Any applications received late as a result of submission of a paper application being returned will be the responsibility of the applicant and all lapses in licensure and any penalty fees for late submission will remain in place.
The Illinois Department of Insurance will be phasing out renewal reminders at the beginning of January 2024. NIPR has a free app that can be downloaded by all producers for iOS and Android devices that can be set up to send automatic reminders prior to license expiration dates. The Department requests all licensees to utilize this free services.
- Applicant must be one of the following legal business types:
- Partnership
- Limited Liability Company (LLC)
- Limited Liability Partnerships (LLP)
- Corporation
- Sole Proprietor
Applicant will be unable to apply electronically if they hold an inactive, non-resident Illinois license on Producer Database (PDB)
Illinois only allows amendments to a license if the license is active and the applicant holds an active resident license with an equivalent line of authority (LOA). Illinois does not charge a state fee for amendments.
Canadian applicants without a U.S. resident license cannot apply electronically.
- At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Illinois. Note: Please refer to the Line of Authority section of this page for a list of offerings that require a DRLP to be supplied.
- Each DRLP entered must be actively licensed in Illinois (resident or non-resident). Unlicensed DRLPs are not permitted.
- Business Entity applicants applying for Viatical Settlement Broker must enter a Designated Responsible Licensed Producer (DRLP) that is actively licensed as a Viatical Settlement Broker on PDB.
- Business Entity applicants applying for Public Adjuster must enter a Designated Responsible Licensed Producer (DRLP) that is actively licensed as a Public Adjuster on PDB.
- At least one (1) of the DRLP specified on the application must also be specified as an owner, partner, officer or director and hold an insurance license in Illinois. At least one (1) owner, partner, officer or director must be entered on the application; this person must hold an insurance license in Illinois. Note: this does not apply to offerings that are not required to supply a DRLP.
- Business Entity applicants applying for Public Adjuster – all entries on the Owner, Partner, Officer and Director (OPOD) section of the application must be actively licensed as a Public Adjuster on PDB.
- All business entity applications require at least one (1) Designated Responsible Licensed Producer (DRLP). DRLP’s must:
- A DRLP license must be listed on PDB and be applying for a business entity license. If a DRLP license is not active or not listed on PDB, applicant will still owe the state fee and the transaction will be declined.
- Have an active resident or non-resident license in Illinois. This excludes car rental limited license and self-service storage limited license. DRLP does not have to maintain license in Illinois.
- At least one (1) of the DRLP specified on the application must also be specified as an owner, partner, officer or director and hold an insurance license in Illinois. At least one (1) owner, partner, officer or director must be entered on the application; this person must hold an insurance license in Illinois.
Public Adjuster applicants are required to submit a bond in the amount of $20,000. Applicant is required to upload required documentation to the state via the NIPR Attachment Warehouse.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Contact Information
Mailing Address
Illinois Department of Insurance
ATTN: Licensing Unit
320 West Washington Street
Springfield, IL 62767-0001
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.