Applicants who are required to take an exam must submit a fingerprint-based criminal background check and complete Exhibit A of the "Fingerprint-Based Criminal History Record Check Policy". Policy (includes Exhibit A) can be found on the Tennessee Dept. of Commerce and Insurance website at https://www.tn.gov/commerce/insurance/agent-producer-resources/licensing-packets-instructions-forms.html. Click on "Fingerprinting Information". Exhibit A (3 pages) can be emailed to the Agent Licensing Section at firstname.lastname@example.org. The State cannot access your background information and proceed with your license application until Exhibit A is received by the Agent Licensing Section.
Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.
Applicant's name, birth date, license number, state of residence, and Tax ID must match current Producer Database (PDB) record for resident state.
Applicant's residence address must be in the state of Tennessee.
Applicant must provide a valid country code, mailing address, business email, and resident phone number.
Insurance producers applicants can reapply through Resident License (RL) Application after three hundred and sixty-five (365) days have passed since their expiration date. From the expiration date to the three hundred and sixty-fifth (365th) day after the expiration date the applicant will late renew through Resident License Renewal (RLR) Application.
Applicants reapplying must not have any of the following status reasons: revoked, suspended, never relicense, denial - original license, denied for cause, or disciplinary term.
Variable contracts applicants must be pre-licensed for the life line of authority (LOA) prior to applying for variable contracts.
Surplus lines agent applicants must have an active insurance producer license in Tennessee prior to applying for surplus lines agent.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.