State Requirements

Kentucky / Non-Resident Licensing / Business

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Fees are per application and are deemed earned when received and are not refundable, per KRS304.9-200(4).

Agent

  • Fee: $120.00
  • Reinstatement Fee: $120.00
  • Fee Disclaimers: Per Line of Authority + $120 application fee

Independent Adjuster

  • Fee: $50.00
  • Reinstatement Fee: $50.00

Public Adjuster

  • Fee: $50.00
  • Reinstatement Fee: $50.00

Administrator - (Third Party Administrator)

  • Fee: $50.00
  • Reinstatement Fee: $50.00

Life Settlement Broker

Line of Authority Combination: None

  • Fee: $750.00
  • Reinstatement Fee: $750.00

Life Settlement Provider

  • Fee: $1500.00
  • Reinstatement Fee: $1500.00

Managing General Agent

  • Fee: $100.00
  • Reinstatement Fee: $100.00

Reinsurance Intermediary Broker

  • Fee: $100.00
  • Reinstatement Fee: $100.00

Reinsurance Intermediary Manager

  • Fee: $100.00
  • Reinstatement Fee: $100.00

Surplus Lines Broker

  • Fee: $100.00
  • Reinstatement Fee: $100.00
  • Please note that license class names can vary by state.
PRODUCER

Agent

DRLP Required

  • Life
  • Health
  • Variable Life / Variable Annuity
  • Property
  • Casualty
  • Personal Lines
  • Crop
  • Credit
  • Travel
  • Self-Service Storage Space
  • Pre-Need Funeral
Adjuster

Independent Adjuster

DRLP Required

  • Property & Casualty
  • Crop
  • Workers' Compensation

Public Adjuster

DRLP Required

  • Property & Casualty
OTHER

Administrator - (Third Party Administrator)

DRLP Required

  • No Line of Authority Required

Life Settlement Broker

DRLP Required

  • No Line of Authority Required

Life Settlement Provider

DRLP Required

  • No Line of Authority Required

Managing General Agent

DRLP Required

  • No Line of Authority Required

Reinsurance Intermediary Broker

DRLP Required

  • No Line of Authority Required

Reinsurance Intermediary Manager

DRLP Required

  • No Line of Authority Required

Surplus Line Broker

DRLP Required

  • No Line of Authority Required

Applicant Can

  • Submit initial license for business entities electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for business entities.
  • Submit Non Resident Adjuster Licensing (NRAL) through Non Resident License (NRL) application for business entities.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Non-Resident License Application (NRL).
  • Print license electronically.

Business Rules

  • Business entity applications will be reviewed by the state.

  • Applicant's name, FEIN, license number, addresses and state of residence must match current Producer Database (PDB) record for resident state.

  • Applications containing a non-uniform class or lines of authority (LOA) will be deferred to the state.

  • Applicants applying for surplus line broker licenses must actively hold both property and casualty LOA's.

  • Applicant cannot hold or apply for multiple classes of adjuster licenses.

  • Each Designated Responsible Licensed Producer (DRLP) must have an active resident or non-resident license in Kentucky.

  • The DRLPs provided must cumulatively cover the LOAs on the application. 

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Address

Kentucky Department of Insurance
Mayo-Underwood Building
500 Mero Street, 2 SE 11
Frankfort, KY 40601
United States

Mailing Address

Kentucky Department of Insurance
P.O. Box 517
Frankfort, KY 40602
United States

Special Instructions

License Printing & eService

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

  • Exams are valid up to 12 months.