State Requirements

California / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Some fees are based on the answers to the Supplemental Questions in the application. If both A and B are selected in the answer the highest fee will be assessed.
  • Amendments are prorated if the new LOA's requested are issued for less than a year before the existing license has to be renewed. The expiration date does not change for the requested LOA when an amendment is approved.

 

  • Fees are showing for a 2 year term. If issued for 1 year or less applicant will pay the lesser fee.

Insurance Producer

Line of Authority Combination: All LOAs (Unless listed separately)

  • Fee: $188.00
  • Amendment Fee: $188.00
  • Reinstatement Fee: $188.00
  • Fee Disclaimers: If a license is applied for within a year of expiration the fee is $94.00. Fees also apply to amendments.

Insurance Producer

Line of Authority Combination: Variable Contracts

  • Fee: $0.00
  • Amendment Fee: $0.00
  • Reinstatement Fee: $0.00
  • Fee Disclaimers: There is no fee for Variable Contracts; however, the underlying dependency of Life has a fee of $188. When Life AND Variable Life and Variable Annuity and or Accident and Health are applied for simultaneously, one fee of $188 will be charged.

Insurance Producer

Line of Authority Combination: Car Rental

  • Fee: $509.00
  • Amendment Fee: $509.00
  • Reinstatement Fee: $509.00
  • Fee Disclaimers: If a license is applied for within a year of expiration the fee is $255. Fees also apply to amendments.

Insurance Producer

Line of Authority Combination: Portable Electronics

  • Fee: $321.00
  • Amendment Fee: $321.00
  • Reinstatement Fee: $321.00
  • Fee Disclaimers: If a license is applied for within a year of expiration the fee is $161. Fees also apply to amendments.

Insurance Producer

Line of Authority Combination: Self-Service Storage Agent

  • Fee: $323.00
  • Amendment Fee: $323.00
  • Reinstatement Fee: $323.00
  • Fee Disclaimers: If a license is applied for within a year of expiration the fee is $162. Fees also apply to amendments.

Insurance Producer

Line of Authority Combination: Surplus Lines Broker, Special Lines SL Broker

  • Fee: $646.00
  • Amendment Fee: $646.00
  • Reinstatement Fee: $646.00
  • Fee Disclaimers: If a license is applied for within a year of expiration the fee is $323. Fees also apply to amendments.

Credit Insurance Agent

Insurance Producer

Line of Authority Combination: Life and Disability Insurance Analyst

  • Fee: $622.00
  • Fee Disclaimers: If a license is applied for within a year of expiration the fee is $311. Fees also apply to amendments.

Insurance Producer

Line of Authority Combination: Cargo Shippers Agent

  • Fee: $64.00

Independent Adjuster, Crop Adjuster

  • Fee: $311.00

Public Adjuster, Apprentice Adjuster

  • Fee: $264.00
  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.
  • Please note that license class names can vary by state.
PRODUCER

Insurance Producer

Exam Required

  • Life
  • Accident & Health
  • Property
  • Casualty
  • Funeral and Burial Expense
  • Life and Disability Insurance Analyst
  • Limited Lines Auto Ins Agent
  • Personal Lines

No Exam Required

  • Variable Life and Variable Annuity
  • Car Rental
  • Surplus Lines Broker
  • Special Lines SL Broker
  • Cargo Shipper’s Agent
  • Motor Club Agent
  • Part Time Fraternal
  • Portable Electronics
  • Self-Service Storage Agent

Resident Credit Insurance Agent

No Exam Required

  • Credit Insurance Agent
Adjuster

Independent Adjuster

  • No Line of Authority Required

Public Adjuster

  • No Line of Authority Required

Crop Adjuster

  • No Line of Authority Required

Apprentice Public Adjuster

  • No Line of Authority Required

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit Surplus Lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print license electronically.

Business Rules

  • Check Your Application Status:  https://www.insurance.ca.gov/0200-industry/0038-CLASS/
    Whether you submitted your license applications to CDI online through NIPR.com, Sircon.com, or by paper through the mail, CLASS will enable you to check the status of your license applications.  

  • Applicant must be at least eighteen (18) years old as determined from the applicant's date of birth.

  • There must be no serious actions below. If so, please contact the state for assistance.
    • Regulatory Information Retrieval System (RIRS) actions for the applicant.  
    • Special Activities Database (SAD) actions for the applicant,

  • Applicant's name, SSN/ITIN/FEIN, Tax ID, license number, addresses, state of residence, and National Producer Number (NPN) must match current Producer Database (PDB) record for resident state.

  • Applicant's mailing address must be either his or her residence address or a personal P.O. Box.

  • Applicant may not apply for a license in their own non-resident state. If resident applicant currently holds a non-resident license in California, please contact California directly to change license type to Resident.

  • Applicant must provide a valid country code and business email. 

  • When amending license or adding lines of authority (LOAs), an applicant can only be granted a one (1) year license if they are in their second part of their two (2) year cycle (i.e., half way through or only have one (1) year left before their renewal).

  • California applicants should disregard the 'Agency or Business Entity Affiliations' page within the uniform application.

  • Variable Life and Variable Annuity applicants must hold an active Life license in California or be applying for it simultaneously.

  • Personal Lines applicant may not apply for Property and Casualty  lines, or a Limited Lines Auto Ins Agent license.

  • Property and Casualty  applicant may not apply for Personal Lines or a Limited Lines Auto Ins Agent license.

  • Burial and Funeral Expense and Life lines cannot be held simultaneously. Application will be rejected.

  • Credit Insurance Agent applicants must submit the following items to meet the license requirements:
    • Fingerprint Impressions: Fingerprint impressions are required. See below for more information.
    • Notice of Appointment: The Credit Insurance Agent must be appointed by an authorized insurer.  The insurer must sign a Credit Insurance Agent Notice of Appointment, Form LIC CI 20, stating that the insurer is satisfied that the named applicant is trustworthy and competent to act as its insurance agent limited to this purpose.  The insurer will appoint the applicant to act as its agent to transact credit insurance.
    • Please visit California's Credit Insurance Agent Licensing page for more information.
  • Car Rental Agent applicants must submit the following items to meet the license requirements:
    • Insurer Certification: A Rental Car Agent Notice of Appointment, form LIC RCA 3 must be completed by an authorized insurer certifying that the insurer has satisfied itself that the named applicant is trustworthy and competent to act as its insurance agent limited to this purpose.  The insurer will appoint the applicant to act as its agent to transact rental car insurance.
    • Please visit California's Rental Car Agent Licensing page for more information.
  • Self-Service Storage Agent applicants must submit the following items to meet the license requirements:
    • Insurer Certification:  A Self-Service Agent Notice of Appointment LIC SSA 2 must be completed by an authorized insurer certifying that the insurer has satisfied itself that the named applicant is trustworthy and competent to act as its insurance agent limited to this purpose. The insurer will appoint the applicant to act as its agent to transact self-service storage insurance.
    • Please visit California's Self-Service Storage Agent Licensing page for more information.

Fingerprint Requirements:

  • License applications cannot be reviewed by the state until fingerprint impressions are submitted to the California Department of Justice (DOJ) and the Federal Bureau of Investigation and the results are received by the California Department of Insurance (CDI). After submission of the fingerprint card, please allow at least two weeks, for a response. When you take your license examination, you may submit your fingerprint impressions at a PSI test center or you may schedule an appointment to have your fingerprint impressions taken at one of the DOJ authorized Live Scan Fingerprinting vendors locations prior to submitting your application. You must bring a copy of your Request For Live Scan Service, form BCIA 8016 to the site where scheduled your fingerprint s appointment, have the fingerprint vendor complete the bottom portion of the form.
     
  • The fingerprint card is available from:
  • To ensure the fingerprint card is recorded properly by the state, applicant must:
    • Enter Originating Agency Identification (ORI) number  A0042 on the fingerprint card
    • Complete the Live Scan Request Form (LIC 442-39A)
    • Include the fee indicated on the request form
       

  • To check on the status of your fingerprints contact the state first. If the department has not received them, you may accessing DOJ's online Applicant Background Check Status service have your date of birth (i.e., 01/01/1975) and the10-digit Automated Transaction Identifier (ATI) number from the bottom of the DOJ form available. The ATI number always appears in the following sequence: 1 letter; 3 numbers; 3 letters and 3 numbers. Your birth date and your ATI number will allow the DOJ"s online Applicant Background Check Status to provide you with your fingerprint status. 

  • If a license is not issued within twelve months of the date the fingerprints are submitted, a new set of fingerprint impressions will be required. 

  • For more information on fingerprint requirements and how to submit your fingerprints prior to your examination visit http://www.insurance.ca.gov/0200-industry/0200-prod-licensing/0100-applicant-info/0300-ca-fingerprint/index.cfm#record.

  • Fingerprint Exemptions: 
    • California resident applicants that were previously licensed as a Non Resident Insurance Producer in California and previously fingerprinted are exempt from this requirement. The following states are exempt if you were previously fingerprinted as a condition of obtaining a Resident Insurance Producer in that state:
      • Alabama 
      • Alaska
      • Arizona
      • Delaware   
      • District of Columbia
      • Florida 
      • Georgia 
      • Hawaii 
      • Idaho 
      • Kansas
      • Louisiana 
      • Minnesota 
      • Montana
      • New Jersey
      • New Mexico
      • Nevada
      • North Carolina
      • North Dakota
      • Ohio 
      • Oregon 
      • Pennsylvania 
      • South Carolina
      • Tennessee 
      • Texas 
      • Utah
      • Washington
      • Wisconsin

  • California  license applicants must complete and submit their own application. As stated in section 1652(a) of the California Insurance Code, applicants must declare, under penalty of perjury, that the contents of the application are true and correct.

  • Section 1729.2 of the California Insurance Code requires a licensee to notify the department within thirty (30) days of the date the licensee learns of any change in their background information. For further clarification regarding this requirement, including the definition of background information, please refer to CIC 1729.2 or the California Department of Insurance website.

  • Criminal Conviction: For the purposes of the California application, you have been "convicted" if you were ever found guilty by verdict of a judge or jury; and/or ever entered a plea of guilty, nolo contendre or no contest. You must disclose all convictions, even if the charges were later dismissed or expunged, your guilty plea was withdrawn pursuant to Penal Code Section 1203.4, or you were placed on probation, received a suspended sentence or just ordered to pay a fine.

  • Driving Under the Influence: You must also disclose all driving related misdemeanors including, but not limited to, driving under the influence, reckless driving, driving without a valid license, or driving with a suspended or revoked license. If you fail to disclose all convictions, your application may be denied. You may exclude juvenile offenses tried in juvenile court."

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse or mail to California Department of Insurance, 320 Capitol Mall, Sacramento, CA 95814, email at LicDocuments@insurance.ca.gov, or fax at (916) 327-6907.

  • Independent Adjuster Filing Requirements:
    • Passed Exam is required.  Will be verified by the department of insurance after submission.
    • Must not hold any other Adjuster licenses.

  • Fingerprints are required.  Follow link to California webpage for more information: http://www.insurance.ca.gov/0200-industry/0020-apply-license/0200-indiv-non-resident/finger-print.cfm

  • A 2,000 bond is required.  For a copy of the required bond insurance form 31A-14 please follow this link: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/upload/LIC31A14BondInsAdj.pdf

  • Qualified Managers must be verified by the state after the following information is submitted to the state:

Contact Information

Mailing Address

California Department of Insurance
320 Capitol Mall
Sacramento, CA 95814
United States

Phone: (800) 967-9331
Fax: (916) 327-6907
Email: cdilicensing@insurance.ca.gov

Go to State Website

Special Instructions

Live Scan Request Form (BCIA 8016)

Apply for a License:
NIPR or Sircon

Address Changes

Business Entity Online Application Service

 

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

One Year

Business Entity Endorsement *

*Note: In California, only the business entities report
 affiliations and/or DRLPs.

  • Cancel/Surrender a License

  • Clearance Letter: If another state requires that the licensee provide a letter of clearance, in California the licensee can submit a clearance letter request that will cancel the license when the clearance letter is issued.