State Requirements

Are you eligible to apply for a license or renew a license? Knowing your state requirements for insurance licensing is an important step before applying for a license. Select the state and license type to read the requirements to determine your eligibility.

  • First Time License / New License / Reinstatement / Add Line of Authority: A first-time applicant is an applicant for an insurance license that has never held a license before in the state and must meet that state’s license requirements. Note: Several states also require those who failed to renew within the renewal period to submit a new license application.
  • License Renewal: Renewal – Continuation of the license or appointment beyond the original date of expiration. Renewals vary from annually to every four years and most resident individual renewals have a continuing education requirement that must be met prior to the state accepting the license renewal request.
  • Change Contact Information: Actively licensed individuals may use the contact change request tool to submit requests to update physical address(es), email address(es), and phone numbers. For business entity changes, view the list of participating states and their business rules on the Contact Change Information page.
  • Resident: A resident holds a residence or primary place of business in a specific state.
  • Non Resident: A non-resident is licensed as a resident in a specific state and seeking licensure in another state.
  • Producer An insurance producer is a general term applied to anyone who engages in the sale of insurance products. Producers must be licensed by the state in which they wish to sell insurance. Insurance Producer – A person required to be licensed under the laws of this state to sell, solicit or negotiate insurance.
  • Other includes all other license types offered by the state via NIPR. Including but not limited to Advisers, Surplus Lines Brokers, TPA’s, Title Agents, Appraisers, Motor Club Representatives, Portable Electronics, etc.
  • Adjuster An insurance adjuster, or claims adjuster, is a person who investigates claims to determine how much (or if) your insurer should pay for damage or loss.
  • Individual: An individual that holds or is attempting to apply for a license.
  • Business Entity: An entity is an agency, organization, partnership, or LLC that holds or is attempting to apply for a license.