State Requirements

Business Rules

• Utah's preferred method of application for non-residents is electronic. All licenses can now be applied for online and paid for with a major credit card. Failure to utilize this method will result in a $25 paper processing fee and a longer processing time for the application.

• Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

• Applicant with a non-resident Utah license in an active or inactive status may not reinstate electronically if status reason is deceased, denied, revoked, failure to maintain or surrendered in lieu of admin. Note: Applicant may amend license for a line of authority (LOA) that does not have one of the listed status reasons.

• Applicants with the following status reasons may apply through initial applications at any time electronically: canceled.

• Adjuster Designated Home State (ADHS) Rules:
  • In order for an applicant to designate a home state, the applicant MUST NOT have an active resident adjuster license on PDB (in any state).
  • If designated home state license is INACTIVE at the time of application, applicant will be allowed to select another non-resident state with an active adjuster license as the designated home state. 
  • If applicant holds an active producer (non-adjuster) resident license in a state that licenses resident adjusters and is designating an active non-resident adjuster license as their home state license, the application will be declined.
  • If applicant holds an active producer (non-adjuster) resident license in a state that DOES NOT license resident adjusters - and is designating an active non-resident adjuster, the application will be deferred for review.
  • If applicant has an active producer (non-adjuster) resident license in a state that DOES NOT license adjusters, and no active non-resident adjuster license other than the application state license, applicant MUST designate a home state.  
  • If applicant chooses to change the   home state license currently on record, the application will defer for review.
  • Applicant may select Utah as Adjuster Designated Home State while amending for their Non Resident Utah license.
  • If applicant holds only an active producer (non-adjuster) resident license in a state that DOES NOT offer adjuster licensing, and is using current resident license to apply for non-resident adjuster license, the application will be declined.