State Requirements

Tennessee / Non-Resident Licensing / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Fees are per application.
  • Amendment fees will be charged at the application level and will be the same as the original licensing fee.
  • Attention: The state you have selected imposes a retaliatory fee. Please click below to review the fees.

Insurance Producer

Fee disclaimers:

See Retaliatory Fee

Surplus Lines Agent

Fee disclaimers:

See Retaliatory Fee

Automobile Club Agent

Fee:

$20

Lines of Authority

Please note that license class names can vary by state.

Insurance Producer

Life, Accident & Health, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Credit, Crop, Travel, Bail Bondsman, Legal, Title, Title Practice Attorney

Surplus Lines Agent

Surplus Lines Agent

Automobile Club Agent

Automobile Club Agent

Rules and Regulations

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for individuals.
  • Applicant can add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
  • Print license electronically.

Business Rules

  • Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

  • Applicant's name, birth date, license number, state of residence, and Tax ID must match current Producer Database (PDB) record for resident state.

  • Applicant must provide a valid country code, mailing address, business email, and resident phone number.

  • Insurance Producer applicants can reapply through Non-Resident License (NRL) application after one (1) year has passed since their expiration date. From the expiration date to one (1) year after the expiration date, the applicant will late renew through Non-Resident Renewal (NRR) application.

    • Exception: If the license status is "inactive" prior to the expiration date, applicants are not eligible for renewal or late renewal. Applicants with an "inactive" status reason may reapply at any time through the (NRL) application. 
  • Applicants reapplying must not have any of the following status reasons: Revoked, Suspended, Never Relicense, Denial - Original License is Denied For Cause, or disciplinary term.

  • Variable contracts applicants must be pre-licensed for the Life line of authority (LOA) prior to applying for Variable Life and Variable Annuity.

  • Surplus Lines Agent applicants must have an active Insurance Producer license in Tennessee prior to applying for Surplus Lines Agent.

  • Automobile Club Agent applicants cannot submit applications directly. An authorized representative of the Automobile Club must certify and apply/submit the application from the affiliated company with which the agent has an established relationship. All applications will defer to the state for review and confirmation of the applicant's relationship with the Automobile Club.

  • Automobile Club Agent applicants must complete a Relationship Form and any other additional licensing documents  to submit with their initial application via the NIPR Attachment Warehouse. A personnel selection report/criminal background check is only needed if applicant does not currently hold an Insurance Producer license with a tested line. 

  • If applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Special Instructions

Contact Information

Mailing Address

Tennessee Department of Commerce and Insurance

Agent Licensing Section

500 James Robertson Parkway

Nashville, TN 37243-1134

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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