State Requirements

Rhode Island / Non-Resident Adjuster Renewal / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Unless noted, all fees are charged per application.
  • The electronic application is 100% user driven. Rhode Island Insurance Division will not honor a refund request if you submit more than one renewal application.

Company/Independent Adjuster

  • Renewal Fee: $250.00
  • Late Renewal Fee: $300.00

Public Adjuster

  • Renewal Fee: $250.00
  • Late Renewal Fee: $300.00
  • Please note that license class names can vary by state.
Adjuster

Company/Independent Adjuster

  • Property & Casualty
  • Crop
  • Workers' Compensation

Public Adjuster

  • No Line of Authority Required

Applicant Can

  • Submit adjuster for individuals electronically.
  • Submit Adjuster Designated Home State (ADHS) electronically.
  • Print license electronically

Applicant Cannot

  • Submit a partial renewal. All Lines of Authority must be renewed.

Business Rules

  • Rhode Island issues a non-resident adjuster licenses to individuals for two (2) years.

  • Public and Company/Independent Adjuster licenses cannot be held simultaneously.

  • Renewal applicants who currently have Rhode Island as a home state (adjuster DHS) must renew through the Non-Resident Renewal (No Home State) application.

  • Renewal adjuster DHS applicants must select his/her DHS and may not select Rhode Island as a home state (adjuster DHS) at the time of renewal. If a licensee wants to amend his/her license to select RI as a DHS, s/he must take (and pass) the applicable exam, obtain a certified criminal background check from his/her resident state and contact the Rhode Island Insurance Division at dbr.inslic@dbr.ri.gov to make the change prior to renewal.

  • Emergency adjuster licenses are not renewable and expire after 120 days. If after expiration an insurer determines there is a need for an extension, such extension must be directly attributable to the emergency for which the adjuster was initially utilized and the adjuster can reapply for a new emergency adjuster license the day after the expiration date using the Non-Resident Adjuster License application.

  • Rhode Island requires all applicants to provide a valid business email address. While it is the licensee's responsibility to renew his/her license, as a courtesy, Rhode Island sends electronic license renewal reminders to the business e-mail address associated with a license.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, e-mail, or fax.
  • Adjuster Designated Home State (ADHS) Requirements
    • At least one non-resident active adjuster license must exist on NIPR's Producer Database (PDB). If applicant's resident state or ADHS is inactive, the applicant must designate new home state.
    • The ADHS selected MUST have an active non-resident adjuster license on the PDB.
    • In order for an applicant to designate a home state during the renewal application, the applicant must have an active non-resident adjuster license on the PDB and no active resident adjuster license.
    • Applicants that have an active resident producer (non-adjuster) license and no active resident adjuster may not renew an adjuster (non-public adjuster) license using the resident producer (non-adjuster) license.
    • If designated home state license is inactive at the time of renewal and no active resident adjuster license exists, applicant may select another state with an active adjuster license as the designated home state.
    • If applicant has an active non-resident adjuster license in a state that does not license adjusters, and no active non-resident adjuster license, applicant must use current active resident license to renew non-resident adjuster license.
    • Applicants may not select Rhode Island as Adjuster Designated Home State when renewing their Non-Resident Rhode Island license.
    • Public Adjusters may not select an Adjuster Designated Home State.

All License Classes

Renewal Period: Ninety (90) days prior to expiration date – Up to expiration date

Late Renewal Period:  Thirty (30) days after expiration.

  • 30 day grace period for expired licenses. Allows renewal with no additional fee.

Reinstatement Period:  Thirty one (31) days to one year after license expired.

Contact Information

Mailing Address

Rhode Island Department of Business Regulation
Attention: Licensing
1511 Pontiac Avenue, Building 69-2
Cranston, RI 02920
United States

Special Instructions

PearsonVue Exam Information

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

By email or mail

1 year

PearsonVue
800-274-3739

By email or mail to update DRLPs. Rhode Island does not track affiliations.

By email or mail

http://www.dbr.ri.gov/divisions/insurance/producersadjusters.php
Address changes to Business Entity Licenses can be completed online through SBS for Organizations or submitted directly to us via email to dbr.inslic@dbr.ri.gov.

By email or mail