State Requirements

Rhode Island issues a non-resident adjuster licenses to individuals for two (2) years.

Public and Company/Independent Adjuster licenses cannot be held simultaneously.

Renewal applicants who currently have Rhode Island as a home state (adjuster DHS) must renew through the Non-Resident Renewal (No Home State) application.

Renewal adjuster DHS applicants must select his/her DHS and may not select Rhode Island as a home state (adjuster DHS) at the time of renewal. If a licensee wants to amend his/her license to select RI as a DHS, s/he must take (and pass) the applicable exam, obtain a certified criminal background check from his/her resident state and contact the Rhode Island Insurance Division at dbr.inslic@dbr.ri.gov to make the change prior to renewal.

Emergency adjuster licenses are not renewable and expire after 120 days. If after expiration an insurer determines there is a need for an extension, such extension must be directly attributable to the emergency for which the adjuster was initially utilized and the adjuster can reapply for a new emergency adjuster license the day after the expiration date using the Non-Resident Adjuster License application.

Rhode Island requires all applicants to provide a valid business email address. While it is the licensee's responsibility to renew his/her license, as a courtesy, Rhode Island sends electronic license renewal reminders to the business e-mail address associated with a license.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, e-mail, or fax.

• At least one non-resident active adjuster license must exist on NIPR's Producer Database (PDB). If applicant's resident state or ADHS is inactive, the applicant must designate new home state.
• The ADHS selected MUST have an active non-resident adjuster license on the PDB.
• In order for an applicant to designate a home state during the renewal application, the applicant must have an active non-resident adjuster license on the PDB and no active resident adjuster license.
• Applicants that have an active resident producer (non-adjuster) license and no active resident adjuster may not renew an adjuster (non-public adjuster) license using the resident producer (non-adjuster) license.
• If designated home state license is inactive at the time of renewal and no active resident adjuster license exists, applicant may select another state with an active adjuster license as the designated home state.
• Applicants may not select Rhode Island as Adjuster Designated Home State when renewing their Non-Resident Rhode Island license.
• Public Adjusters may not select an Adjuster Designated Home State.