State Requirements

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Non-citizens of the U.S. must show proof of U.S. work authorization. Applicant must provide a copy of a work permit issued by the Department of Immigration.

Applicant is required to supply five (5) years of employment history in the application without date gaps to current date. This can be full and part-time work, self-employment, military service, unemployment and full-time education.

Applicant must not have any serious RIRS actions or 1033 actions. Please contact the state if applicable.

Applicant must not hold an active non-resident license in Ohio or an active resident license another state. If applicable, send a Letter of Clearance or letter requesting that your license residency be changed from non-resident to resident to the state. Applicant will need to cancel other active resident license before resubmitting application to Ohio.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

• Complete pre-licensing education from an Ohio approved pre-license education provider.
• Complete criminal background checks (BCI & FBI).
• Successfully pass required examination(s). Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application.
• Provide required supporting documents, if necessary.

• Complete criminal background checks (BCI & FBI).
• Applicants for Funeral Expense line of authority (LOA) must provide proof of Active Ohio Funeral Director's license.
• Provide required supporting documents, if necessary

Managing General Agent applicants are required to provide:

• A copy of the signed contract between the MGA and the insurance company.

• A copy of the Certified Resolution of the Board appointment describing duties to be performed.

• A copy of bond in the amount of at least $50,000.

• Proof of Errors and Omissions Policy.

• Required supporting details or documents, if necessary.

Public Insurance Adjuster (PIA) applicants are required to:

• Provide proof of a bond in the amount of at least $1,000, payable to the State of Ohio or completion of the Ohio specific bond form (INS3007) found on the Department’s website.

• Provide a copy of the form that will be used as the contract in Ohio.

• Pass the Ohio public insurance adjuster examination.

• Provide required supporting details or documents, if necessary.

Public Insurance Adjuster Agent (PIAA) applicants are required to:

• Provide proof of a bond in the amount of at least $1,000, payable to the State of Ohio or completion of the Ohio specific bond form (INS3007) found on the Department’s website.
• Complete and submit the PIAA Sponsorship form (INS3046) found on the Department's website (Public Insurance Adjuster Agents must be sponsored by a licensed public insurance adjuster).
• Provide required supporting details or documents, if necessary.

• Provide required supporting documents, if necessary.

• Complete Surety bail bond pre-license education from an Ohio approved education provider.
• Complete criminal background checks (BCI & FBI).
• Successfully pass Ohio Surety bail bond examination.
• Required supporting details or documents, if necessary.

• Provide proof of $25,000 bond payable to State of Ohio. The bond required by this section shall be issued by an insurance company authorized to transact surety business in Ohio.
• Complete criminal background checks (BCI & FBI).
• Complete Ohio specific bond form (INS3222). The bond form can be found on the Department's website.
• Provide required supporting documents, if necessary.
• Required to hold an active Ohio major lines license for property and casualty LOAs.

• Provide proof of fidelity bond or other comparable insurance policy coverage as required by R.C. 3959.11 and OAC 3901-8-05 (E)(5). Documentation must include the name of the carrier, policy number and effective dates.
• If applicable, provide proof of professional liability insurance coverage and/or E&O insurance.
• Provide required supporting details or documents, if necessary.

• Complete criminal background checks (BCI & FBI).
• Complete the TIMR Sponsorship form (INS3296). The TIMR Sponsorship form can be found on the Department's website. (Title insurance marketing representatives must be sponsored by a licensed title individual or business entity. The representative may only be sponsored with one title agent at a time.
• Provide required supporting documents, if necessary.

• Complete criminal background checks (BCI & FBI).
• Successfully pass the Ohio title examination
• Provide required supporting documents, if necessary.

• Complete criminal background checks (BCI & FBI).
• Provide a resume. Resume must include work & education history, including degrees earned and professional designations held.
• Provide a description of procedures that are in place to safeguard the confidentiality of viators' and insureds' personal and medical information that complies with division (G) of ORC section 3916.07 and 3916.13.
• Provide a comprehensive anti-fraud plan that complies with requirements of division (G) of ORC section 3916.18.
• Provide proof of registration with the Ohio secretary of state if applicant is conducting business using any name other than the applicant's personal legal name.
• Provide required supporting documents, if necessary. Please note that viatical settlement broker agent must complete fifteen (15) CE credits specifically approved as VSE credits by the Ohio Department of Insurance biennially by December 31st.