State Requirements

Ohio / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Major Lines and Limited Lines are charged per Line of Authority.
  • All other license classes are charged per application.

Major Lines

  • Fee: $10.00
  • Amendment Fee: $10.00
  • Fee Disclaimers: Fees are per line of authority.

Limited Lines

  • Fee: $10.00
  • Amendment Fee: $10.00
  • Fee Disclaimers: Fees are per line of authority.

Managing General Agent

  • Fee: $20.00
  • Amendment Fee: $0.00
  • Fee Disclaimers: Fee is per application.

Public Insurance Adjuster

  • Fee: $100.00
  • Amendment Fee: $0.00
  • Fee Disclaimers: Fee is per application.

Public Insurance Adjuster Agent

  • Fee: $50.00

Reinsurance Intermediary Broker

  • Fee: $500.00
  • Amendment Fee: $0.00
  • Fee Disclaimers: Fee is per application.

Reinsurance Intermediary Manager

  • Fee: $500.00
  • Amendment Fee: $0.00
  • Fee Disclaimers: Fee is per application.

Surety Bail Bond

  • Fee: $150.00
  • Amendment Fee: $0.00
  • Fee Disclaimers: Fee is per application.

Surplus Lines

  • Fee: $100.00
  • Amendment Fee: $0.00

Third Party Administrator

  • Fee: $200.00
  • Amendment Fee: $0.00

Title

  • Fee: $10.00
  • Amendment Fee: $0.00

Title Insurance Marketing Representative

  • Fee: $10.00
  • Amendment Fee: $0.00

Viatical Settlement Broker

  • Fee: $200.00
  • Amendment Fee: $0.00
  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.
  • Please note that license class names can vary by state.
  • Applications for Other lines of authority will defer to state for approval.
PRODUCER

Major Lines

Exam Required

  • Life
  • Accident & Health
  • Property
  • Casualty
  • Personal

No Exam Required

  • Variable

Limited Lines

No Exam Required

  • Auto Rental
  • Credit
  • Crop
  • Travel
  • Funeral
Adjuster

Public Insurance Adjuster

Exam Required

  • Public Insurance Adjuster

Public Insurance Adjuster Agent

No Exam Required

  • Public Insurance Adjuster Agent
OTHER

Managing General Agent

No Exam Required

  • Managing General Agent

Reinsurance Intermediary Broker

No Exam Required

  • Reinsurance Intermediary Broker

Reinsurance Intermediary Manager

No Exam Required

  • Reinsurance Intermediary Manager

Surety Bail Bond

Exam Required

  • Surety Bail Bond

Surplus Lines

No Exam Required

  • Surplus Lines

Third Party Administrator

No Exam Required

  • Third Party Administrator

Title

Exam Required

  • Title

Title Insurance Marketing Representative

No Exam Required

  • Title Insurance Marketing Representative

Viatical Settlement Broker

No Exam Required

  • Viatical Settlement Broker

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Print Licenses Electronically.

Applicant Cannot

  • Reinstate/reapply through NIPR's Resident License (RL) Application.

Business Rules

  • Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

  • Non-citizens of the U.S. must show proof of U.S. work authorization. Applicant must provide a copy of a work permit issued by the Department of Immigration.

  • Applicant is required to supply five (5) years of employment history in the application without date gaps to current date. This can be full and part-time work, self-employment, military service, unemployment and full-time education.

  • Applicant must not have any serious RIRS actions or 1033 actions. Please contact the state if applicable.

  • Applicant must not hold an active non-resident license in Ohio or an active resident license another state.  If applicable, send a Letter of Clearance or letter requesting that your license residency be changed from non-resident to resident to the state. Applicant will need to cancel other active resident license before resubmitting application to Ohio.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • Issuance of Temporary Licenses During State of Emergency

    Ohio Department of Insurance (ODI) Bulletin 2020-08: Temporary Licenses During State of Emergency

    Effective April 15, 2020, Temporary licenses are issued to Major Lines resident applicants without exam or criminal records check if all other requirements have been met. The license is only intended to provide relief during the Stay at Home Order and does not guarantee the issuance of a permanent Major Lines resident license.

    Temporary license information

  • Temporary license:
    • will not be in effect for longer than 180 days.
    • will not be issued if applicant has previously failed an Ohio exam.
    • will not be issued if applicant has been denied a resident Major Lines license by ODI due to the results of a criminal records check.
    • will not be eligible for a non-resident license in another state.
    • (They are showing on PDB)
    • will not be available for appointments electronically.
    • may be rescinded if the Superintendent determines that the interests of insureds or the public are endangered.
  • Temporary expires on the earliest event of the:

  • Temporary license holder has been issued Major Lines (non-temporary) license by ODI, or

  • Temporary license holder has been denied a Major Lines (non-temporary) license by ODI, or

  • 60 calendar days after the expiration or termination of the Stay at Home Order, or

  • license expiration date (in no event shall a Temporary license be in effect for longer than 180 days).

  • To obtain a Temporary license applicant is required to:
    • submit Resident Licensing (RL) electronic application and pay the Major Line license fee through NIPR.
    • submit a written request for a temporary license to ODI by email and must include NIPR transaction # provided to the applicant by NIPR via email after transaction was submitted. This is sent to email provided in application.
    • be sponsored by an insurer (carrier). Sponsor is required to submit "Insurer Sponsor Acknowledgement" to the ODI by email. When Sponsor submits this document, licensee will automatically be appointed by the sponsor for the duration of the Temporary license. Sponsor’s additional requirements and responsibilities are found in the Issuance of Temporary Licenses section (4) (a-h) of the ODI Bulletin 2020-08.
  • Verification of the Temporary license can be viewed on the Temporary Licenses During COVID-19 Emergency Ohio webpage or on the Producer Database (PDB).  The license will reflect on the PDB as a Temporary license with a line of authority of Temporary. During an active Temporary license, NIPR transaction will reflect ‘Pending State’s Response’. This means, transaction will be pending until ODI processes the Major Lines (non-temporary) license or up to 180 days, whichever comes first. When a transaction is approved or denied the transaction status in NIPR will displayed as ‘Processed’ in the Check You Application Status lookup tool. Applicant will also receive email notification of a processed transaction.

 

  • For Temporary license to convert to permanent Major License, applicant is required to:
  • pass required examination(s) for requested lines of authority
  • Once ODI receives all applicable requirements for a permanent license, while the Temporary license is active, ODI will process the application. If application is approved, ODI will issue a permanent Major Lines license. The permanent license will be displayed on the Producer Database (PDB). You may the print the license.  The Temporary license will automatically be canceled. Denied applications will automatically terminate the Temporary license regardless of expiration date.

    Applicants that DO NOT meet requirements prior to the Temporary expiration date original transaction will be closed as incomplete. A new Resident Licensing (RL) transaction should be submitted through NIPR. Applicable fees will be assessed and non-refundable.

    Applicants not requesting a Temporary license, please disregard this section. No further action is needed and ODI will process application once all requirements listed below are met.

  • Major Line agent applicants are required to:

 

  • Limited Line agent applicants are required to:
    • Complete criminal background checks (BCI & FBI).
    • Applicants for Funeral Expense line of authority (LOA) must provide proof of Active Ohio Funeral Director's license.
    • Provide required supporting documents, if necessary
  • Managing General Agent applicants are required to provide:
    • Copy of the signed contract between the MGA and the insurance company;
    • Copy of the Certified Resolution of the Board appointment describing duties to be performed.
    • Copy of bond in the amount of at least $50,000.
    • Proof of Errors and Omissions Policy.
    • Completion of the "Electronic MGA supplemental form" (INS3295) (Notarized) found on Department state website.
    • Required supporting details or documents, if necessary
  • Public Insurance Adjuster (PIA) applicants are required to:
    • Provide proof of bond in the amount of at least $1,000, payable to the State of Ohio.
    • Completion of the Electronic Individual PIA Supplemental form (INS3216) found on the Department's website containing a notary section and the Ohio Specific Bond form.
    • Provide a copy of the form that will be used as the contract in Ohio.
    • Pass the Ohio public insurance adjuster examination.
    • Provide required supporting documents, if necessary.
  • Public Insurance Adjuster Agent (PIAA) applicants are required to:
    • Provide proof of bond in the amount of at least $1,000, payable to the State of Ohio.
    • Complete the Electronic Individual PIA Supplemental form (INS3216) found on the Department's website containing a notary section, Public Insurance Adjuster Agent Sponsorship section and the Ohio Specific Bond form.
    • Public insurance adjuster agents must be sponsored by a licensed individual or business entity public insurance adjuster. The representative may only be sponsored with one adjuster at a time. Applicants must complete and submit the PIAA Sponsorship form (INS3216) found on the Department's website.
    • Provide required supporting details or documents, if necessary.
  • Reinsurance Intermediary Broker and Manager applicants are required to:
    • Provide required supporting documents, if necessary.
  • Surety Bail Bond applicants are required to:
    • Complete Surety bail bond pre-license education from an Ohio approved education provider.
    • Complete criminal background checks (BCI & FBI).
    • Successfully pass Ohio Surety bail bond examination.
    • Required supporting details or documents, if necessary.
  • Surplus Lines applicants are required to:
    • Provide proof of $25,000 bond payable to State of Ohio. The bond required by this section shall be issued by an insurance company authorized to transact surety business in Ohio.
    • Complete criminal background checks (BCI & FBI).
    • Complete Ohio specific bond form (INS3222). The bond form can be found on the Department's website.
    • Provide required supporting documents, if necessary.
    • Required to hold an active Ohio major lines license for property and casualty LOAs.
  • Third Party Administrator applicants must provide:
    • Proof of fidelity bond or other comparable insurance policy coverage for all employees as required by R.C. 3959.11 and OAC 3901-8-05 (D)(5). (Documentation must include the name of the carrier, policy number and effective dates.)
    • Proof of professional liability insurance coverage and/or E&O insurance as required by ERISA. Documentation must include the name of the carrier, policy number and effective dates.
    • Provide required supporting documents, if necessary.
  • Title Insurance Marketing Representative applicants are required to:
    • Complete criminal background checks (BCI & FBI).
    • Complete the TIMR Sponsorship form (INS3296). The TIMR Sponsorship form can be found on the Department's website. (Title insurance marketing representatives must be sponsored by a licensed title individual or business entity. The representative may only be sponsored with one title agent at a time.
    • Provide required supporting documents, if necessary.
  • Title applicants are required to:
    • Complete criminal background checks (BCI & FBI).
    • Successfully pass the Ohio title examination
    • Provide required supporting documents, if necessary.
  • Viatical Settlements Broker applicants are required to:
    • Complete criminal background checks (BCI & FBI).
    • Provide a resume. Resume must include work & education history, including degrees earned and professional designations held.
    • Provide a description of procedures that are in place to safeguard the confidentiality of viators' and insureds' personal and medical information that complies with division (G) of ORC section 3916.07 and 3916.13.
    • Provide a comprehensive anti-fraud plan that complies with requirements of division (G) of ORC section 3916.18.
    • Provide proof of registration with the Ohio secretary of state if applicant is conducting business using any name other than the applicant's personal legal name.
    • Provide required supporting documents, if necessary. Please note that viatical settlement broker agent must complete fifteen (15) CE credits specifically approved as VSE credits by the Ohio Department of Insurance biennially by December 31st.

Contact Information

Mailing Address

Ohio Department of Insurance
Attention: License Division
50 West Town Street, 3rd Floor - Suite 300
Columbus, OH 43215
United States

Phone: (614) 644-2665
Fax for Individuals: (614) 387-0096
Fax for Business Entities: (614) 387-0087
Email: Licensing@insurance.ohio.gov

Go to State Website

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

Exam scores are valid for 180 calendar days beginning with the day the exam was passed.

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