State Requirements

Business entities will apply through Non-Resident Licensing (NRL) rather than Non-Resident Adjuster Licensing (NRAL).

If applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Applications that are pending additional information or requirements will be declined by the state if no response is received from the applicant within thirty (30) days of notification regarding application deficiency.

Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

Adjuster applicants may not hold an active Insurance Producer license with Property, Casualty, and/or Personal Lines line of authority.

Applicants may not apply for or hold a Public Adjuster license and a Motor Vehicle Damage Appraiser license simultaneously.

Public Adjusters must submit either a $20,000 bond or a credit in the amount of $20,000 from a qualified financial institution. Completed original North Carolina Bond-PA form must be mailed. Documentation can be submitted to the state via the instructions on the Initial & Renewal Insurance License Documentation Submission page.

Effective May 11, 2012, the North Carolina Licensing Office of Pearson VUE handles the initial review of all new license applications, responds to applicant inquires on the license process/application status, and collects all supporting documentation for application review. Applications that need additional regulatory review will be referred to the Agent Services Division for a licensing decision. Additional information on the license administration services provided by Pearson VUE is available at the state.

Adjuster applicants who are residents of CA, HI or NY are required to pass an exam.

Adjuster applicants designating CA, HI, or NY as home state will need to select another home state or apply to through the No Home State application and pass NC exam.

• In order for an applicant to designate a home state, the applicant must have an active non-resident Adjuster license on the Producer Database (PDB) and no active resident Adjuster license.
• If applicant holds only an Insurance Producer (non-adjuster) resident license in a state that licenses resident Adjusters, applicant is not permitted to designate an active non-resident Adjuster license as their home state license. If applicant holds an Insurance Producer (non-adjuster) resident license in a state that does not license resident Adjusters, applicant is allowed to designate a home state.
• If applicant has an active resident Adjuster license on the PDB, this license must be used to apply for a non-resident Adjuster license. Applicant may not designate a home state.
• If applicant has an active Insurance Producer (non-adjuster) resident license, and no active non-resident Adjuster license, applicant must use current active resident license to apply for a non-resident Adjuster license.