State Requirements

New Jersey / Resident Renewal / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Resident Disabled Veterans are exempt from fee below.
  • All fees are charged per application.
  • Note: New Jersey allows a thirty (30) day grace period to renew license without out late fee after license expiration date.

Insurance Producer

Line of Authority Combination: Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Reinsurance, Life with Viatical, Surplus Lines, Title

  • Renewal Fee: $150.00
  • Late Renewal Fee: $250.00

Insurance Producer

Line of Authority Combination: Car Rental, Credit, Travel, Pet, Legal, Self -Service Personal Property, Bail Bond, Group Mortgage Cancellation

  • Renewal Fee: $75.00
  • Late Renewal Fee: $125.00

Public Adjuster

  • Renewal Fee: $50.00
  • Late Renewal Fee: $50.00
  • Please note that license class names can vary by state.

Insurance Producer

Exam Required

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty
  • Personal Lines
  • Surplus Lines
  • Title
  • Bail Bond

No Exam Required

  • Variable Life and Variable Annuity
  • Car Rental
  • Credit
  • Travel
  • Pet
  • Legal
  • Self-Storage Personal Property
  • Group Mortgage Cancellation

Public Adjuster

  • No Line of Authority Required.

Exam Required

  • No Line of Authority Required.

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for surplus lines for individuals.
  • Late renew through NIPR's Resident License Renewal Application.
  • License printing available electronically.
  • Print Licenses Electronically.

Applicant Cannot

  • Submit partial renewals.

Business Rules

  • An affiliation is not required and the applicant may skip the "Affiliations" page on the uniform application.

  • New Jersey will allow reinstatement of a license through NIPR's Resident License Application if submitted one (1) year after expiration date. If within one year, applicant must late renew using NIPR's Resident Renewal Application.

  • Applicants who have major lines of authority, Surplus Lines, or Title, are required to fulfill twenty-four (24) hours of certified education (CE), with three (3) of those hours in ethics.

  • Insurance Producers with limited lines only licenses are not required to fulfill CE requirements.

  • Applicants must provide a valid residence or business address in the state of New Jersey. Addresses may not include P.O. Box.

  • Applicants must not have an active non-resident license in New Jersey.

  • Applicants must answer, "Are you a disabled veteran?" If answer is yes, applicant must send proof to the state of Disabled Veteran status such as a recent letter from the Veteran's Administration.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state

  • Note: Licenses renew biennially on the last day of the birth month.

All License Classes

Renewal Period: Ninety (90) days prior to expiration date - expiration date of license.

Renewal Grace Period: Up to thirty (30) days after license expiration.

Late Renewal: Thirty (30) days after expiration date – one (1) year past expiration date.

  • NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application. You may select your resident state on the following link: Verify My CE to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date.  It generally takes up to 72 hours from the compliance date for the status to be updated in our system.


Insurance Producer

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty
  • Variable Life and Variable Annuity
  • Personal Lines
  • Title
  • Surplus Lines

Public Adjuster

Contact Information

Mailing Address

New Jersey Department of Banking & Insurance
P.O. Box 327
Trenton, NJ 08625-0327
United States

Special Instructions

Special Instructions:


For affirmative responses to background questions:
Joseph McDougal
New Jersey Department of Banking & Insurance
P.O. Box 329
Trenton, NJ 08625-0329
Licensing Fax: (609) 984-5263
License Processing EMail:


New Jersey Residents must contact IdentoGo in regards to fingerprint information.
They may be contacted at:
Phone: 1-877-503-5981
Hearing Impaired: 1-800-673-0353

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

One year

PSI: PSI Exams Online

Phone: 1-800-733-9267