State Requirements

Mississippi / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • All fees are charged per application.
  • Additional fees:
    • Online applications (per session) - $1.00
    • Amendment fee - $25.00 for insurance producers, limited lines insurance producers, and temporary limited lines insurance producers only.

Insurance Producer

  • Fee: $100.00

Automobile Club Agent

  • Fee: $5.00

Burial Agent

  • Fee: $5.00

Emergency Adjuster

  • Fee: $50.00

Independent Adjuster

  • Fee: $100.00

Legal Agent

  • Fee: $10.00

Limited Lines Insurance Producer

  • Fee: $100.00

Limited Lines Credit Insurance Producer

  • Fee: $100.00

Limited Lines Self-Storage Insurance Producer

  • Fee: $100.00

Managing General Agent

  • Fee: $100.00

Public Adjuster

  • Fee: $100.00

Reinsurance Intermediary Broker

  • Fee: $50.00

Reinsurance Intermediary Manager

  • Fee: $50.00

Risk Retention Agent

  • Fee: $50.00

Supervising General Agent

  • Fee: $100.00

Surplus Lines Insurance Producer

  • Fee: $100.00

Temporary Limited Lines Insurance Producer

  • Fee: $100.00

Viatical Settlement Broker

  • Fee: $50.00

Viatical Settlement Representative

  • Fee: $50.00
  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.
  • Please note that license class names can vary by state.
  • Applications for Other lines of authority will defer to state for approval.

 

 

PRODUCER

Insurance Producer

  • Life
  • Accident & Health or Sickness
  • Variable Life & Variable Annuity Products
  • Property
  • Casualty
  • Personal Lines

Limited Lines Credit Insurance Producer

  • No Line of Authority Required

Limited Lines Insurance Producer

  • Car Rental
  • Crop Insurance
  • Surety
  • Travel
  • Trip, Accident & Baggage
  • Industrial Fire
  • Industrial LAH
  • Title
Adjuster

Emergency Adjuster

  • No Line of Authority Required

Independent Adjuster

  • Property and Casualty with Workers' Comp
  • Workers' Comp Only

Public Adjuster

  • Public Adjuster
OTHER

Automobile Club Agent

  • No Line of Authority Required

Burial Agent

  • Burial

Legal Agent

  • No Line of Authority Required.

Limited Lines Self-Storage Insurance Producer

  • No Line of Authority Required

Managing General Agent

  • No Line of Authority Required

Reinsurance Intermediary Broker

  • No Line of Authority Required

Reinsurance Intermediary Manager

  • No Line of Authority Required

Risk Retention Agent

  • No Line of Authority Required

Surplus Lines Insurance Producer

  • No Line of Authority Required

Supervising General Agent

  • No Line of Authority Required

Viatical Settlement Broker

  • No Line of Authority Required

Viatical Settlement Representative

  • No Line of Authority Required

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

  • Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

  • Applicant must not hold an active resident license in another state.

  • Applicant must provide residence, business and mailing addresses. Residence address must not contain a P.O. Box.

  • Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

  • Applicant’s National Producer Number (NPN) must match current PDB record, if applicable.

  • Variable applicants must supply FINRA CRD number on application.

  • Variable applicants must hold Mississippi life license or apply for life license in order to be eligible for variable life and variable annuity products.

  • Automobile club agent applicants must have a signed endorsement faxed to the Mississippi Department of Insurance. For more information contact the state.

  • Public Adjuster applicants must provide an active $50,000 Mississippi Surety Bond or Errors & Omissions policy to the state of Mississippi. Please send copy of Surety Bond or E&O form to Licensing@mid.ms.gov.

  • Surplus lines insurance producer applicants must already hold an active insurance producer with LOA property, casualty, and/or personal lines

  • Surplus lines insurance producer applicants must already hold at least one (1) active Property and Casualty appointment in Mississippi.

  • Temporary limited lines insurance producer may not reapply after license expiration.

  • If applicant has status reason Failure to Renew, they are sent to Resident License Renewal (RLR) Application if within one (1) year of the expiration date. If over one (1) year, they go through normally. Applicants with no status reasons should not be allowed to reinstate.

  • Licenses with a status reason of canceled for cause, revoked and suspended may not reapply for a license.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Mailing Address

Mississippi Insurance Department
P.O. Box 79
Jackson, MS 39205
United States

Frequently Asked Questions

Two Years

Changes in O/P/O/D should be submitted on the Business Entity's Letterhead, signed, scanned and submitted via email to Licensing@mid.ms.gov

Online printing information can be found by going to NIPR's print page and selecting the state.