State Requirements

Mississippi / Resident Licensing / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Please Note the Mississippi Insurance Department’s Filing Fees are nonrefundable.

  • All fees are charged per application.

  • Additional fees:

    • Online applications (per session) - $1
    • Amendment fee - $25 for insurance producers, limited lines insurance producers, and temporary limited lines insurance producers only.

Insurance Producer

Fee:

$100

Automobile Club Agent

Fee:

$5

Burial Agent

Fee:

$5

Emergency Adjuster

Fee:

$50

Independent Adjuster

Fee:

$100

Legal Agent

Fee:

$10

Limited Lines Insurance Producer

Fee:

$100

Limited Lines Credit Insurance Producer

Fee:

$100

Limited Lines Travel Insurance Producer

Fee:

$100

Limited Lines Self-Storage Insurance Producer

Fee:

$100

Managing General Agent

Fee:

$100

Public Adjuster

Fee:

$100

Reinsurance Intermediary Broker

Fee:

$50

Reinsurance Intermediary Manager

Fee:

$50

Risk Retention Agent

Fee:

$50

Supervising General Agent

Fee:

$100

Surplus Lines Insurance Producer

Fee:

$100

Temporary Limited Lines Insurance Producer

Fee:

$100

Viatical Settlement Broker

Fee:

$50

Viatical Settlement Representative

Fee:

$50

Temporary Insurance Producer

Fee:

$100

Lines of Authority

Please note that license class names can vary by state.

  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.
  • Applications for Other lines of authority will defer to state for approval.

Insurance Producer

Life, Accident & Health or Sickness, Variable Life & Variable Annuity Products, Property, Casualty, Personal Lines

Automobile Club Agent

No Line of Authority Required

Burial Agent

Burial

Emergency Adjuster

No Line of Authority Required

Independent Adjuster

Property and Casualty with Workers' Compensation, Workers' Compensation Only

Legal Agent

No Line of Authority Required

Limited Lines Insurance Producer

Car Rental, Crop Insurance, Surety, Industrial Fire, Industrial LAH, Title

Limited Lines Credit Insurance Producer

No Line of Authority Required

Limited Lines Travel Insurance Producer

Travel

Limited Lines Self-Storage Insurance Producer

No Line of Authority Required

Managing General Agent

No Line of Authority Required

Public Adjuster

Public Adjuster

Reinsurance Intermediary Broker

No Line of Authority Required

Reinsurance Intermediary Manager

No Line of Authority Required

Risk Retention Agent

No Line of Authority Required

Supervising General Agent

No Line of Authority Required

Surplus Lines Insurance Producer

No Line of Authority Required

Viatical Settlement Broker

No Line of Authority Required

Viatical Settlement Representative

No Line of Authority Required

Temporary Insurance Producer

Temp Life, Temp Accident & Health or Sickness, Temp Variable Life & Variable Annuity Products, Temp Property, Temp Casualty, Temp Personal Lines

Rules and Regulations

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit Surplus Lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

  • Applicants cannot reapply for a Temporary Insurance Producer License. Temporary Insurance Producer licenses are issued for 180 days and do not renew.

  • Temp Variable Life and Variable Annuity Products must actively hold Temp Life LOA on PDB or be applying for the line of authority on the same application.

  • Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

  • Applicant must not hold an active resident license in another state.

  • Applicant must provide residence, business and mailing addresses. Residence address must not contain a P.O. Box.

  • Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

  • Applicant’s National Producer Number (NPN) must match current PDB record, if applicable.

  • Variable applicants must supply FINRA CRD number on application.

  • Variable applicants must hold Mississippi life license or apply for life license in order to be eligible for Variable Life and Variable Annuity products.

  • Automobile club agent applicants must have a signed endorsement faxed to the Mississippi Department of Insurance. For more information contact the state.

  • Public Adjuster applicants must provide an active $50,000 Mississippi Surety Bond or Errors & Omissions policy to the state of Mississippi. Please send copy of Surety Bond or E&O form to Licensing@mid.ms.gov.

  • Surplus Lines Insurance Producer applicants must already hold an active insurance producer with LOA property, casualty, and/or personal lines

  • Surplus Lines Insurance Producer applicants must already hold at least one (1) active Property and Casualty appointment in Mississippi.

  • Temporary Limited Lines Insurance Producer may not reapply after license expiration.

  • If applicant has status reason Failure to Renew, they are sent to Resident License Renewal (RLR) Application if within one (1) year of the expiration date. If over one (1) year, they go through normally. Applicants with no status reasons should not be allowed to reinstate.

  • Licenses with a status reason of canceled for cause, revoked and suspended may not reapply for a license.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Mailing Address

Mississippi Insurance Department

P.O. Box 79

Jackson, MS 39205

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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