State Requirements

Business Rules

• Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

• Applicant business email address must be entered.

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail or email at licensing.commerce@state.mn.us.

• Adjuster Designated Home State (ADHS) Rules:
  • If applicant holds an active Insurance Producer (non-adjuster) resident license in a state that:
    • licenses resident Adjusters, and is designating an active non-resident Adjuster license as their home state license, application will be rejected.
    • does not license resident Adjusters, and is designating an active non-resident Adjuster license as their home state license, application will defer to the Minnesota Department of Commerce for review.
    • does not license Adjusters, and no active non-resident Adjuster license (other than the application state license), applicant must use current active resident license to renew non-resident Adjuster license.
  • If applicant holds only an active Insurance Producer (non-Adjuster) resident license in a state that:
    • offers Adjuster licensing, and is using current resident license to renew non-resident Adjuster license, application will be rejected.
    • does not offer Adjuster licensing, and is using current resident license to renew non-resident Adjuster license, application will be declined.
  • Applicant may not select Minnesota as their ADHS while renewing their non-resident Minnesota license, unless it has already listed as the current ADHS state.
  • The new ADHS selected must have an active non-resident adjuster license on the PDB.

• The Catastrophe Adjuster license is active for 6 months. Applicant may extend license for an additional six (6) months if done so before the end of the first 6 months.

• Applicant for the Crop line of authority for the adjuster license class must pass a written pre-license examination, with the following exceptions:
  • An applicant who is currently licensed in another state for the Crop line of authority based on an Adjuster examination.
    • In order to qualify for this exemption, applicant's record in the Producer Database (PDB) must indicate that applicant, or applicant's company, are licensed in good standing. If the record in the PDB does not include this information, then applicant must provide certification from the other state confirming the license is currently in good standing. The certification must be of a license with the crop line of authority.
  • An applicant who is not currently licensed in another state for the Crop line of authority based on an Adjuster examination but was so licensed within the previous ninety (90) days.
    • In order to qualify for this exemption, the other state license must have expired and the application must be received by Minnesota within ninety (90) days of that license expiration. The PDB record must indicate that applicant, or applicant's company, were licensed in good standing when the license expired. If the record in the PDB does not include this information, then applicant must provide certification from the other state confirming the license is currently in good standing at the time of its expiration. The certification must be of a license with the crop line of authority.

• An applicant who is, or was, licensed in another state for the Crop line of authority based on an Adjuster examination who establishes legal residency in Minnesota.

• In order to qualify for this exemption, applicant must make application to become a resident Crop Adjuster licensee within ninety (90) days of establishing legal residency in Minnesota.
  • An applicant who has satisfactorily completed the National Crop Insurance Services Crop Adjuster Proficiency Program or the loss adjustment training curriculum and competency testing required by the Federal Crop Insurance Corporation Standard Reinsurance Agreement.
    • In order to qualify for this exemption, applicant must email one of the following to licensing.commerce@state.mn.us:
      • (a) evidence of satisfactory completion of the National Crop Insurance Services Crop Adjuster Proficiency Program; or
      • (b) evidence of satisfactory completion of the loss adjustment training curriculum and competency testing required by the Federal Crop Insurance Corporation Standard Reinsurance Agreement.

TENNESSEN WARNING

• The Minnesota Department of Commerce will ask for information, such as a SSN, that is classified as private data under the Minnesota Government Data Practices Act (Minnesota Statutes, chapter 13). The Data Practices Act requires any governmental entity asking an individual to supply private data to inform the individual of:
  • The purpose and intended use of the requested data.
  • Whether the individual may refuse to supply the requested data or is legally required to supply it.
  • Any known consequence of supplying or refusing to supply private data.
  • The identity of other persons or entities authorized by state or federal law to receive the data.

• The information contained in 1-4 is called a "Tennessen Warning" and is set forth below. The Tennessen Warning also satisfies the federal notice requirement under 5 U.S.C. 552a Note, which is triggered by our request for private data on the application.

• If the Commissioner of Commerce issues a license, all information contained in the application, except SSN and non-designated addresses, will be public pursuant to Minnesota Statutes, section 13.41, subdivision 5.

• The data given is needed to identify applicant, enable contact when required, assist in determining qualifications and eligibility of the license applied for, comply with certain federal and state reporting requirements, and evaluate the administration and management of this licensing/registration program. Applicant is legally required to supply all of the data required on the uniform application pursuant to Minnesota Statutes, section 60K.36, subdivision 2 as a insurance producer, or Minnesota Statutes, section 72B.04, subdivision 4, as not legally required to supply any other data requested on the application. Refuse to supply data requested on the application, and the application will not be processed. Whatever information supplied to the Department will be maintained by the state, whether or not your application is approved. The information is collected on the application will be classified as either public or private data. Public data will be accessible to the public. Private data, specifically about the applicant, will only be accessible to:
  • The applicant.
  • State personnel who determine licensure eligibility.
  • Employees of license database vendors.
  • The Minnesota Department of Revenue (Minnesota Statutes, section 270C.72, subdivision 4).
  • The public authority responsible for child support in Minnesota (Minnesota Statutes, section 256.978).
  • Any appropriate person(s) or agency, if the Commissioner or Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety.
  • Person(s) authorized by a court order.
  • Any person authorized by state or federal law.