Michigan / Non-Resident Licensing / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

Per application.
May Include 1 or more LOAs

Non-Resident Producer

Fee:

$10

Amendment fee:

$10

Reinstatement fee:

$10

Non-Resident Surplus Lines

Fee:

$110

Reinstatement fee:

$110

Lines of Authority

Please note that license class names can vary by state.

Applications for Other lines of authority will defer to state for approval.

Non-Resident Producer

DRLP Required

Life, Accident & Health, Variable Annuities, Property, Casualty, Personal Lines, Credit Products, Crop, Travel, Limited Life, Limited Lines Property & Casualty, Title, Surety & Fidelity

Non-Resident Surplus Lines

DRLP Required

No Line of Authority Required

Rules and Regulations

Applicant Can

Submit initial license for business entities electronically.
Submit for major lines of authority.
Submit for limited lines of authority.
Submit surplus lines for business entities.
Can add lines of authority (amend) to an existing active license.
Can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.

Applicant Cannot

Print licenses electronically.

Business Rules

Business entity's license number is the state specific ID.
Applicants are allowed to use P.O. Boxes for mailing addresses. A physical address is required in the residence or home address only. A Michigan physical address is required in the business address.
Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application.
Applicants applying for Surplus Lines must have a Producer that is licensed in Michigan for Surplus Lines and property and casualty prior to applying for surplus lines license.
At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license with Michigan.
DRLP's must be submitted prior to application.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via
NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax:
- A written statement explaining the circumstances.
- A certified copy of the official document which demonstrates the resolution of the charges.
- Any final judgment.
Please include on any and all correspondence:
- Name
- SSN / FEIN
- NIPR transaction number
Non-Resident individual and business entity (agency) producer licenses are perpetual as long as the home state license remains active and in good standing.
If submitting application for additional qualifications within thirty (30) days of first application, must contact NIPR at (855) 674-6477 to delete first application ID. Michigan will rely on verification of applicant's resident license through the Producer Database (PDB) in lieu of original letter of certification.
Michigan does not discuss pending applications with anyone except for the applicant. Applicants must call or submit an e-mail to the state directly to obtain the status of a pending application. Please allow 10 - 14 business days to review the transaction and provide a response or request for additional information. If you have not received an update within this time frame you may contact the state directly to request a status and determine if additional documentation is required. You may select the state name on the following link http://nipr.com/map_contact_faq.htm to review the states contact information.
Prior to filing an application applicant's with conviction histories are strongly encouraged to review Chapter 12 of the Michigan Insurance Code and the Guiding Principles found on Michigan's state website for complete information on license eligibility.

Special Instructions

Michigan does not offer license printing services electronically. Click here for additional information.

To document licensure, companies should make a screen print of the producer's license status from the DIFS Insurance License Locator or from NIPR'S Producer Database (PDB).