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State Requirements

Massachusetts / Resident Licensing / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are per member.
  • Reapplication fee is the same as the initial license fee.

Insurance Producer

Fee:

$75

Fee disclaimers:

Fees are per member affiliated to business entity license

Surplus Lines Broker

Fee:

$150

Amendment fee:

$150

Fee disclaimers:

Fees are per member affiliated to business entity license

Insurance Adviser

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Life Settlement Broker

Fee:

$75

Fee disclaimers:

Fees are per member affiliated to business entity license

Public Insurance Adjuster

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Reinsurance Intermediary Broker

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Reinsurance Intermediary Manager

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Motor Club

Fee:

$200

Self Service Storage Insurance

Fee:

$100

Fee disclaimers:

Fee based on number of locations. $100 per location.

Portable Electronics

Fee:

$1000

Lines of Authority

Please note that license class names can vary by state.

  • Members are required for the following license classes:
    • Public Insurance Adjuster
    • Surplus Lines Broker
    • Reinsurance Intermediary Broker
    • Life Settlement Broker
    • Insurance Adviser
    • Reinsurance Intermediary Manager

Insurance Producer

DRLP Required

Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines, Credit, Travel

Surplus Lines Broker

DRLP Not Required

Property, Casualty

Insurance Adviser

DRLP Not Required

Life, Accident & Health or Sickness, Property, Casualty

Life Settlement Broker

DRLP Not Required

Life

Public Insurance Adjuster

DRLP Not Required

Public Insurance Adjuster

Reinsurance Intermediary Broker

DRLP Not Required

Life, Accident & Health or Sickness, Property, Casualty

Reinsurance Intermediary Manager

DRLP Not Required

Life, Accident & Health or Sickness, Property, Casualty

Motor Club

DRLP Not Required

Motor Club

Self Service Storage Insurance

DRLP Not Required

Self Service Storage Insurance

Portable Electronics

DRLP Not Required

Portable Electronics

Rules and Regulations

Applicant Can

  • Submit an initial business entity license application electronically.
  • Apply for major and limited lines of authority (LOA).
  • Reinstate or reapply for an expired business entity license.
  • Print a license electronically.

Applicant Cannot

  • Amend license electronically.

Business Rules

  • Before a business entity (all types) can apply for licensure, they first must submit specific documentation, based upon their type of business, to the state for name approval. Please see the Name Approval Instructions here.

  • Firm type must be one of the following:
    • Partnership
    • Limited Liability Company
    • Limited Liability Partnership
    • Corporation
  • Surplus Lines Broker: Resident applicants must actively hold both Producer Property and Casualty lines of authority.

  • Variable: Applicants must provide a FINRA Central Registration Depository (CRD) number. Verify your CRD number using FINRA BrokerCheck. Applicants must hold or be applying for Life when applying for Variable. If the FINRA/CRD number provided is incorrect or invalid, the Variable lines will not be approved.

  • DRLPs and Members: Designated Responsible Licensed Producers (DRLPs) and members must be actively licensed in Massachusetts as resident or non-resident producers. DRLPs listed on the application must also be listed as affiliated members. Affiliated members must collectively cover all lines of authority requested on the application. At least one member, owner, partner, officer, or director must be listed on the application.

  • Motor Club: Business entity Motor Club applications may only be submitted by Motor Clubs. Licenses are not issued to business entities selling on behalf of a Motor Club.

  • Background Questions: Applicants answering "Yes" to a background question must submit supporting documents through NIPR's Attachments Warehouse or directly to the state by mail, email, or fax.

  • Amendments: Amendments are limited to adding or removing affiliated members. See step-by-step instructions.

Contact Information

Mailing Address

Massachusetts Division of Insurance

1 Federal Street

Suite 700

Boston, MA 02110

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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