State Requirements

Massachusetts / Resident Licensing / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are per member.
  • Reapplication fee is the same as the initial license fee.

Insurance Producer

Fee:

$75

Fee disclaimers:

Fees are per member affiliated to business entity license

Surplus Lines Broker

Fee:

$150

Amendment fee:

$150

Fee disclaimers:

Fees are per member affiliated to business entity license

Insurance Adviser

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Life Settlement Broker

Fee:

$75

Fee disclaimers:

Fees are per member affiliated to business entity license

Public Insurance Adjuster

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Reinsurance Intermediary Broker

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Reinsurance Intermediary Manager

Fee:

$66.66

Fee disclaimers:

Fees are per member affiliated to business entity license

Motor Club

Fee:

$200

Self Service Storage Insurance

Fee:

$100

Fee disclaimers:

Fee based on number of locations. $100 per location.

Portable Electronics

Fee:

$1000

Lines of Authority

Please note that license class names can vary by state.

  • Members are required for the following license classes:
    • Public Insurance Adjuster
    • Surplus Lines Broker
    • Reinsurance Intermediary Broker
    • Life Settlement Broker
    • Insurance Adviser
    • Reinsurance Intermediary Manager

Insurance Producer

DRLP Required

Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines, Credit, Travel

Surplus Lines Broker

DRLP Not Required

Property, Casualty

Insurance Adviser

DRLP Not Required

Life, Accident & Health or Sickness, Property, Casualty

Life Settlement Broker

DRLP Not Required

Life

Public Insurance Adjuster

DRLP Not Required

Public Insurance Adjuster

Reinsurance Intermediary Broker

DRLP Not Required

Life, Accident & Health or Sickness, Property, Casualty

Reinsurance Intermediary Manager

DRLP Not Required

Life, Accident & Health or Sickness, Property, Casualty

Motor Club

DRLP Not Required

Motor Club

Self Service Storage Insurance

DRLP Not Required

Self Service Storage Insurance

Portable Electronics

DRLP Not Required

Portable Electronics

Rules and Regulations

Applicant Can

  • Submit initial license for business entities electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit Surplus Lines for business entities.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Applicant Cannot

  • Amend license electronically.

Business Rules

  • Firm type must be one of the following:

    • Partnership
    • Limited Liability Company
    • Limited Liability Partnership
    • Corporation
  • Applicant cannot enter DBA name, unless previously approved by the Division.

  • Before a business entity (all types) can apply for licensure, they first must submit specific documentation, based upon their type of business, to the state for name approval. Please see the Name Approval Instructions here.

  • Surplus Lines Broker resident applicants must actively hold both Producer Property and Casualty lines of authority.

  • Variable applicants must supply FINRA Central Registry Depository (CRD) number on the application.  If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website.
    • Applicant must currently hold or be applying for Life if they are applying for Variable.
  • DRLP and Member Rules:
    • Designated Responsible Licensed Producers and Members  must be actively licensed in the state on the producer database (resident or non-resident of Massachusetts).
    • Designated Responsible Licensed Producers provided on the business entity application must also be listed as members (affiliations). There may also be additional members listed outside of the designated responsible producers.
    • The members (affiliations) provided must cumulatively cover the lines of authority on the application.
    • At least one (1) member, owner, partner, officer or director must be listed on the application.
  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.

  • Amendment is only for the adding and removing of members (affiliations).  You can find step-by-step instructions here.  

Contact Information

Mailing Address

Massachusetts Division of Insurance

1 Federal Street

Suite 700

Boston, MA 02110

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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