Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Fees are per application and are deemed earned when received and are not refundable, per KRS304.9-200(4).
- An individual submitting insurance application or renewal fees who is the spouse of a current member of the Armed Forces of the United States who is assigned a duty station in the Commonwealth of Kentucky shall be eligible for refund of fees, pursuant to KRS 12:357. Upon notification to the Kentucky Department of Insurance, the fees will be refunded to the individual within thirty (30) days of their submission if the applicant demonstrates compliance with the requirements of KRS 12:357.
- To demonstrate compliance with KRS 12.357, an applicant shall include the following with their application:
- Proof that the applicant is married to a current member of the Armed Forces of the United States;
- Proof that the applicant's spouse is assigned to a duty station in the Commonwealth of Kentucky; and
- Proof that the applicant has satisfied all statutory and regulatory pre-licensing course of study requirements, and all statutory and regulatory examination requirements, or proof that the applicant holds a valid individual insurance license issued by another state, the District of Columbia, or any possession or territory of the United States.
- To demonstrate compliance with KRS 12.357, an applicant shall include the following with their application:
Agent
Fee:
$50
Fee disclaimers:
Per Line of Authority + $50 application fee
Administrator - (Third Party Administrator)
Fee:
$50
Life Agent Registered as Life Settlement Broker
Fee:
$250
Life Settlement Broker
Fee:
$250
Life Settlement Provider
Fee:
$500
Managing General Agent
Fee:
$100
Reinsurance Intermediary Broker
Fee:
$100
Reinsurance Intermediary Manager
Fee:
$100
Rental Vehicle Managing Employee
Fee:
$40
Surplus Lines Broker
Fee:
$100
Lines of Authority
Please note that license class names can vary by state.
Agent
Life, Health, Variable Life/Variable Annuity, Property, Casualty, Personal Lines, Crop, Credit, Travel, Self-Service Storage Space, Pre-Need Funeral
Administrator - (Third Party Administrator)
No Line of Authority Required
Life Agent Registered as Life Settlement Broker
No Line of Authority Required
Life Settlement Broker
No Line of Authority Required
Life Settlement Provider
No Line of Authority Required
Managing General Agent
No Line of Authority Required
Reinsurance Intermediary Broker
No Line of Authority Required
Reinsurance Intermediary Manager
No Line of Authority Required
Rental Vehicle Managing Employee
No Line of Authority Required
Surplus Lines Broker
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit initial license for individuals electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit surplus lines for individuals.
- Add lines of authority (amend) to an existing active license.
- Reinstate/reapply through Non-Resident License Application (NRL).
- Print license electronically.
Business Rules
Applicant's name, SSN/FEIN, license number, addresses, and state of residence must match current Producer Database (PDB) record for resident state.
Applications containing a non-uniform class or lines of authority (LOA) will be deferred to the state.
Applicant with status reason code of affidavit on file may not amend or reinstate.
Applicant for the variable LOAs must supply FINRA CRD number on application and will be deferred pending FINRA verification.
Applicant applying for a surplus line broker license must actively hold both property and casualty LOAs.
To apply for the Life Agent Registered as Life Settlement Broker the agent must have held an active license in at another state for at least one (1) year prior to Kentucky application.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Special Instructions
Contact Information
Physical Address
Kentucky Department of Insurance
Mayo-Underwood Building
500 Mero Street, 2 SE 11
Frankfort, KY 40601
United States
Mailing Address
Kentucky Department of Insurance
P.O. Box 517
Frankfort, KY 40602
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.