Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Fees are per application and are deemed earned when received and are not refundable, per KRS304.9-200(4).
Agent
Fee:
$120
Reinstatement fee:
$120
Fee disclaimers:
Per Line of Authority + $120 application fee
Independent Adjuster
Fee:
$50
Reinstatement fee:
$50
Public Adjuster
Renewal fee:
$50
Reinstatement fee:
$50
Administrator - (Third Party Administrator)
Fee:
$50
Reinstatement fee:
$50
Life Settlement Broker
Fee:
$750
Reinstatement fee:
$750
Life Settlement Provider
Fee:
$1500
Reinstatement fee:
$1500
Managing General Agent
Fee:
$100
Reinstatement fee:
$100
Reinsurance Intermediary Broker
Fee:
$100
Reinstatement fee:
$100
Reinsurance Intermediary Manager
Fee:
$100
Reinstatement fee:
$100
Surplus Lines Broker
Fee:
$100
Reinstatement fee:
$100
Lines of Authority
Please note that license class names can vary by state.
Agent
DRLP Required
Life, Health, Variable Life/Variable Annuity, Property, Casualty, Personal Lines, Crop, Credit, Travel, Self-Service Storage Space, Pre-Need Funeral
Independent Adjuster
DRLP Required
Crop, Property & Casualty, Workers' Compensation
Public Adjuster
DRLP Required
Property & Casualty
Administrator - (Third Party Administrator)
DRLP Required
No Line of Authority Required
Life Settlement Broker
DRLP Required
No Line of Authority Required
Life Settlement Provider
DRLP Required
No Line of Authority Required
Managing General Agent
DRLP Required
No Line of Authority Required
Reinsurance Intermediary Broker
DRLP Required
No Line of Authority Required
Reinsurance Intermediary Manager
DRLP Required
No Line of Authority Required
Surplus Lines Broker
DRLP Required
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit initial license for business entities electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit surplus lines for business entities.
- Submit Non Resident Adjuster Licensing (NRAL) through Non Resident License (NRL) application for business entities.
- Add lines of authority (amend) to an existing active license.
- Reinstate/reapply through NIPR's Non-Resident License Application (NRL).
- Print license electronically.
Business Rules
Business entity applications will be reviewed by the state.
Applicant's name, FEIN, license number, addresses and state of residence must match current Producer Database (PDB) record for resident state.
Applications containing a non-uniform class or lines of authority (LOA) will be deferred to the state.
Applicants applying for surplus line broker licenses must actively hold both property and casualty LOA's.
Applicant cannot hold or apply for multiple classes of adjuster licenses.
Each Designated Responsible Licensed Producer (DRLP) must have an active resident or non-resident license in Kentucky.
The DRLPs provided must cumulatively cover the LOAs on the application.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Special Instructions
Contact Information
Physical Address
Kentucky Department of Insurance
Mayo-Underwood Building
500 Mero Street, 2 SE 11
Frankfort, KY 40601
United States
Mailing Address
Kentucky Department of Insurance
P.O. Box 517
Frankfort, KY 40602
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.