State Requirements

Alabama / Non-Resident Renewal / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Attention: The state you have selected imposes a retaliatory fee for Reinsurance Intermediary. Please click below to review the fees.

Insurance Producer

Renewal fee:

$70

Late renewal fee:

$120

Reinstatement fee:

$140

Portable Electronics Insurance Large

Renewal fee:

$500

Late renewal fee:

$550

Reinstatement fee:

$1000

Portable Electronics Insurance Small

Renewal fee:

$100

Late renewal fee:

$150

Reinstatement fee:

$200

Reinsurance Intermediary

Fee disclaimers:

See Retaliatory Fee

Service Representative

Renewal fee:

$70

Late renewal fee:

$120

Reinstatement fee:

$140

Surplus Lines Broker

Renewal fee:

$200

Lines of Authority

Please note that license class names can vary by state.

Insurance Producer

Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Credit, Crop, Car Rental, Travel, Bail Bonds, Dental Services, Legal Services, Motor Club, Non-Resident Reciprocal - Surety, Self-Service Storage Facility

Portable Electronics Insurance Large

No Line of Authority Required

Portable Electronics Insurance Small

No Line of Authority Required

Reinsurance Intermediary

No Line of Authority Required

Service Representative

Property, Casualty, Personal Lines

Surplus Lines Broker

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for Surplus Lines for individuals.
  • Late renew through NIPR's Non-Resident Renewal (NRR) Application.
  • Print licenses electronically.

Applicant Cannot

  • Submit a partial renewal. All Lines of Authority must be renewed.

Business Rules

  • Alabama license numbers will no longer include the beginning alpha character or any leading zeros. Example: ""A012345"" will be ""12345"" or ""A001234"" will be ""1234"".

  • Licenses renew at the line of authority (LOA) level.

  • If applicant holds a Surety line of authority in their resident state, applicant should use Alabama's Non-Resident Reciprocal-Surety line of authority as the equivalent.

  • Alabama Citizenship Law

    • Under Alabama Act no. 2011-535, an alien who is not lawfully present in the United States and who is not defined as an alien eligible for public benefits under 8 U.S.C. § 1621(a) or 8 U.S.C. § 1641 shall not receive any state or local public benefits, including a professional or commercial license provided by an agency of state government.
    • Any person who knowingly makes a false, fictitious, or fraudulent statement or representation in a declaration of United States citizenship commits perjury in the second degree, a Class A misdemeanor punishable by a definite term of imprisonment in the county jail or to hard labor for the county of not more than one year and a definite fine not exceeding $6,000. Alabama Act no. 2011-535, § 7(h).
    • Eligibility will be verified through the Systematic Alien Verification for Entitlements program operated within the United States Department of Homeland Security.
  • Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees. Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx. Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act. Citizenship verification is required of ALL APPLICANTS. There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof. Your license will not be renewed or issued until this documentation is received. If information is not received within 10 days your application will be rejected. Please note: fees paid are non-refundable.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • Please note: There may be a variance of seven (7) to ten (10) days between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on the license. To verify the effective date, please visit the state website.

  • Please note: Alabama requires notification of address or email address change within 30 days of address change or an address violation fee will be assessed. If you hold an active license in Alabama you must use the Contact Change Request application by visiting teh CCR Announcements. If your license is inactive on the Producer Database you must contact Alabama directly to make an address change. Updating an address within an initial or renewal license application will not update in the Alabama system.

Special Instructions

Renewal Periods

Reinstatement Period: If the license has a status reason other than "inactive" - regardless of the expiration date - and status effective date <365 days, the applicant will be able to reapply through the Non-Resident license renewal application.

  • Days 1-30 after expiration: Late Renewal Period (using 'renewal' application)
  • Days 31-365 after expiration: Reinstatement Period (using 'renewal' application)
  • Days 366+ after expiration: Reapply (using 'initial' application)

Insurance Producer

Renewal period

Starts: Ninety (90) days prior to expiration.

Late renewal period

Up to thirty (30) days after expiration date.

Portable Electronics Insurance Large

Renewal period

Starts: Ninety (90) days prior to expiration.

Late renewal period

Up to thirty (30) days after expiration date.

Portable Electronics Insurance Small

Renewal period

Starts: Ninety (90) days prior to expiration.

Late renewal period

Up to thirty (30) days after expiration date.

Reinsurance Intermediary

Renewal period

Starts: October 1st - December 31st (Every Year)

Late renewal period

There is no late renewal period. Applicant must use resident licensing.

Service Representative

Renewal period

Starts: Ninety (90) days prior to expiration.

Late renewal period

Up to thirty (30) days after expiration date.

Surplus Lines Broker

Renewal period

Starts: October 1st - December 31st (Every Year)

Late renewal period

There is no late renewal period. Applicant must use resident licensing.

Contact Information

Mailing Address

Alabama Department of Insurance

P.O. Box 303351

Montgomery, AL 36130-3351

United States

State overview page

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