State Requirements

Alabama / Non-Resident Licensing No Home State / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • NIPR verifies exams prior to allowing submission of an application.
  • Per application.

Insurance Producer

Fee:

$80

Amendment fee:

$80

Reinstatement fee:

$80

Adjuster

Fee:

$110

Amendment fee:

$110

Reinstatement fee:

$110

Lines of Authority

Please note that license class names can vary by state.

Applications for Other lines of authority will defer to state for approval.

Insurance Producer

Exam Not Required

Legal Services, Motor Club

Adjuster

Exam Required

Property and Casualty (including Workers' Compensation and Crop), Property and Casualty (excluding Workers' Compensation and Crop), Crop, Workers' Compensation

Rules and Regulations

Applicant Can

  • Submit initial license for individuals electronically.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's No Home State License (NHS) Application.
  • Print license electronically.

Applicant Cannot

  • Submit major lines of authority.
  • Submit limited lines of authority

Business Rules

  • Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

  • Non-Citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

  • Applicant must provide a valid residence address. The residence address may not contain a P.O. Box.

  • Fingerprint check is required for all Individual Resident applicants that are applying for the following license class and LOA combinations:

  • Adjuster

    • Property and Casualty (excluding Workers' Compensation and Crop)
    • Property and Casualty (including Workers' Compensation and Crop)
    • Workers' Compensation
    • Crop
  • Applicants applying for license classes that require Fingerprinting must submit an application within 30 days after completing their Fingerprinting check. The fingerprint results will remain in Alabama system only for 30 days after applicant has completed their fingerprint check. If the application reaches the DOI after those 30 days, applicant will have to get fingerprinted again and repay the required fee.

  • Individual Resident or No Home State applicants amending their current license that requires fingerprinting must take a fingerprinting check if they have not previously gotten one or the license that was issued from the previous fingerprint check has been issued for more than one year.

  • Alabama Citizenship Law

    • Under Alabama Act no. 2011-535, an alien who is not lawfully present in the United States and who is not defined as an alien eligible for public benefits under 8 U.S.C. § 1621(a) or 8 U.S.C. § 1641 shall not receive any state or local public benefits, including a professional or commercial license provided by an agency of state government.
    • Any person who knowingly makes a false, fictitious, or fraudulent statement or representation in a declaration of United States citizenship commits perjury in the second degree, a Class A misdemeanor punishable by a definite term of imprisonment in the county jail or to hard labor for the county of not more than one year and a definite fine not exceeding $6,000. Alabama Act no. 2011-535, § 7(h).
    • Eligibility will be verified through the Systematic Alien Verification for Entitlements program operated within the United States Department of Homeland Security.
  • Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees. Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx. Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act. Citizenship verification is required of ALL APPLICANTS. There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof. Your license will not be renewed or issued until this documentation is received. If information is not received within 10 days your application will be rejected. Please note: fees paid are non-refundable.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • Please note: There may be a variance of a day or two (2) between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on the license. To verify the effective date, please visit the state.

  • Please note: Alabama requires notification of address or email address change within 30 days of address change or an address violation fee will be assessed. If you hold an active license in Alabama you must use the Contact Change Request application by visiting: https://www.nipr.com/ccr_announcements.htm. If your license is inactive on the Producer Database you must contact Alabama directly to make an address change. Updating an address within an initial or renewal license application will not update in the Alabama system.

Special Instructions

Contact Information

Mailing Address

Alabama Department of Insurance

P.O. Box 303351

Montgomery, AL 36130-3351

United States

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