State Requirements

General Requirements

• P.O. Box addresses are not accepted for resident or business addresses.
• Applicants must be at least eighteen (18) years of age.
• The applicant's name and address must match the current licensing record, if applicable.
• Applicants may not hold an active resident adjuster license in any state.
• Applicants must provide a residence and/or business address that is not located in a state that licenses resident adjusters.
• If an applicant answers "Yes" to any background question, supporting documentation must be submitted through NIPR's Attachments Warehouse. Documentation may also be submitted directly to the Oklahoma Insurance Department.

Adjuster Examination Requirements

• Applicants may only apply for one adjuster examination grouping per application.
• Applicants applying for an adjuster line of authority that requires an examination must successfully complete the required examination before licensure.

Available examination groupings include:

• Group 1: Property / Casualty
• Group 2: Workers' Compensation
• Group 3: Crime Fidelity Bonds
• Group 4: Crop / Hail
• Group 5: Multi-Peril Crop

Multi-Peril Crop Requirements

• Applicants applying for a Multi-Peril Crop Adjuster license must provide the required Federal Crop Insurance certification (FCIC/CAPP certification) through the Attachments Warehouse.
• Required documentation must be submitted within five (5) days of application submission.
• Applications that remain incomplete after five (5) days may be closed by the Oklahoma Insurance Department.
• Application fees are non-refundable.

Emergency Adjuster Requirements

• Emergency Adjuster applicants must be sponsored by an Oklahoma Resident Adjuster who holds an active license in good standing.
• A completed Catastrophe (Emergency) Adjuster Sponsorship Form must be submitted before the application can be processed.
• The completed sponsorship form may be submitted through NIPR's Attachments Warehouse or directly to the Oklahoma Insurance Department by email or fax.
• Incomplete sponsorship forms may delay application processing.
• Emergency Adjuster licenses are issued in response to a declared catastrophe and are valid only for the catastrophe event authorized by the Oklahoma Insurance Department.
• Applicants may be required to provide catastrophe declaration information as part of the application process.

Address or Name Discrepancies

• Applications associated with unresolved address or name discrepancies may be referred to the Oklahoma Insurance Department for review.
• An additional $50 review fee may apply.
• Applicants should ensure all address and name information is current and accurate before submitting an application.

Reinstatement Eligibility

• Licenses that have been expired for less than one (1) year may be eligible for reinstatement.
• Licenses with certain disciplinary or administrative status restrictions may not be eligible for reinstatement.
• Penalty fees may apply.
• Licenses expired for more than one (1) year must apply as a new applicant.

Important: Oklahoma licenses remain active for up to three (3) days after the expiration date. During this period, renewal may still be permitted. After three (3) days, the license must become inactive before reinstatement can occur.