State Requirements

West Virginia / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Per application.
  • West Virginia does not charge a fee to amend an existing license

Insurance Producer

  • Fee: $50.00

Company Adjuster

  • Fee: $50.00

Independent Adjuster

  • Fee: $50.00

Public Adjuster

  • Fee: $50.00

Surplus Lines

  • Fee: $200.00

Professional Bail Bondsman

  • Fee: $200.00

Surety Bail Bondsman

  • Fee: $200.00

  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.

  • Surety Bail Bondsman must hold Property and Casualty

  • Company Adjuster: An individual representing the interests of the insurer, including independent contractors with the insurer and salaried employees of the insurer.

  • Public Adjuster: Any person who, for compensation or any other thing of value and solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured, acts on behalf of the insured in negotiating for, or effecting the settlement of a claim for loss or damage covered by an insurance contract. A person who advertises for employment as a public adjuster or solicits business or represents himself or herself to the public as a public adjuster.

  • A person who directly or indirectly solicits business, investigates or adjusts losses, or advises an insured about first party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy, for the insured.

  • Surplus Lines: An individual licensed pursuant to the provisions of WVSCR 114-20 and W. Va. Code §33-12C-8 for the purposes of placing insurance on risks resident, located or to be performed in this state, with a surplus lines insurer.

  • Surplus Lines Insurance or Excess Lines Insurance: Any Property and Casualty insurance in this state of properties, risks or exposures, located or to be performed in the state, permitted to be placed through a surplus lines licensee with a non-admitted insurer eligible to accept such insurance.

PRODUCER

Insurance Producer

Exam Required

  • Life
  • Accident and Health or Sickness
  • Property
  • Casualty
  • Personal Lines

No Exam Required

  • Variable Annuity
  • Personal Lines
  • Crop
  • Credit
  • Car Rental
  • Travel
  • Title
  • Surety
  • Self Storage
Adjuster

Company Adjuster

Exam Required

  • Property and Casualty
  • Crop
  • Workers’ Compensation

Independent Adjuster

Exam Required

  • Property and Casualty
  • Crop
  • Workers’ Compensation

Public Adjuster

Exam Required

  • Property and Casualty
OTHER

Surplus Lines

Exam Required

  • No Line of Authority Required

Professional Bail Bondsman

Exam Required

  • Professional Bail Bondsman

Surety Bail Bondsman

Exam Required

  • Surety Bail Bondsman

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License Application.
  • Print licenses electronically.

Business Rules

  • When applying for multiple lines of authority, DO NOT apply twice if you do not see the desired lines listed. Check off each desired line of authority on one application. If adding lines of authority to a license, please wait until the initial application has been approved and requested license shows on the Producer Database.  Submitting multiple applications before initial request has been approved will result in the applicant being charged twice. If you do not see the license or lines of authority you are looking for, please verify with state that you have met the state's pre-licensing and/or exam requirements. Please allow 3-5 business days for exam information to be received by NIPR.   

  • All Individual RL applicants applying for West Virginia Major Lines are required to submit fingerprint documentation to the state. This should be completed as soon as possible. The West Virginia Offices of the Insurance Commissioner (WVOIC) requires the fingerprinting reports be submitted within fifteen (15) days after applying. Please visit the WVOIC website at www.wvinsurance.gov and navigate to the "Agent Licensing" section to find the fingerprinting instructions.

  • Applicant Notification and Record Challenge: Your fingerprints will be used to check the criminal history records of the FBI. You have the opportunity to complete or challenge the accuracy of the information contained in the FBI identification record. The procedure for obtaining a change, correction, or updating an FBI identification record are set forth in Title 28. CFR. 16.34.
    FBI Privacy Act Statement

  • Professional Bail Bondsman 
    • Fingerprint Requirements:
      • Applicants must be fingerprinted at initial application and at each two-year renewal. Each applicant must schedule an appointment to submit your fingerprints using IdentoGo. Please visit identogo.com or call 1-855-766-7746. Please read the important information regarding the fingerprint process at the following link:  https://uenroll.identogo.com/
        • The West Virginia Offices of the Insurance Commissioner service code to utilize for fingerprints is 228NS5. You must report this service code when submitting your fingerprints or the West Virginia Offices of the Insurance Commissioner will not be able to view the results of your fingerprint records.
    • Supplemental Application
      • Click here for the Supplemental application. 
  • Surety Bail Bondsman 
    • If applying as a Surety Bondsman, you will need a limited lines Surety line of authority or a Producer license with a Property and Casualty lines of authority.  
    • Pre licensing education requirement of 20 hours per each line of authority for Property and Casualty. Click here to be directed to the approved pre licensing provider list look-up where you can find a certified provider. Please choose approved providers, West Virginia, and the pre licensing under education type
    • After completing the pre-licensing course, Surety Bondsman applicants may take the West Virginia Property and Casualty examination. Please take a copy of your proof of completion regarding the pre-licensing course to the test center. Note that you will not be able to sit for the insurance exam without proof of pre-licensing course completion. Pre-licensing course completions are valid for six months currently due to the Covid-19 emergency.
    • Please review the Insurance Licensing Examination Candidate Handbook. The handbook describes how, when and where to apply for the producer examination. The handbook can be viewed by clicking here.
    • After taking the examination, you will be given an exam score. The exam score will be sent to the West Virginia Offices of the Insurance Commissioner automatically. If you fail the exam, you may choose to reschedule at any time; however, there is an eight-test limit per lifetime of the individual pursuant to W. Va. Code §33-12-5. 
      • Apply for the Property and Casualty line of authority using NIPR.
      • Applicant must have an active Property and Casualty or Surety license before applying for the Surety Bail Bonds license. 
    • Fingerprint Requirements:
      • Applicants must be fingerprinted at initial application and at each two-year renewal. Each applicant must schedule an appointment to submit your fingerprints using IdentoGo. Please visit identogo.com or call 1-855-766-7746. Please read the important information regarding the fingerprint process at the following link:https://uenroll.identogo.com/
        • The West Virginia Offices of the Insurance Commissioner service code to utilize for fingerprints is 228NS5. You must report this service code when submitting your fingerprints or the West Virginia Offices of the Insurance Commissioner will not be able to view the results of your fingerprint records.
    • Supplemental Application
      • Click here for the Supplemental application.
  • Bondsman applicants click here to review additional information

  • Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

  • Applicant must not have had any insurance license in any state issued to applicant that is revoked or suspended at the date of application.

  • Surplus Lines applicants must actively hold both property and casualty lines of authority (LOAs) in West Virginia.

  • Variable Contracts applicant must actively hold or be applying for life.
    • Must supply FINRA CRD number on application.
  • Self Storage cannot be applied for if applicant holds an active Insurance Producer license for Property and Casualty, or Personal Lines.
    • Applicants must submit a supervising entity (a supervising entity is business entity that is a licensed insurance producer (this is rare) or an insurer (common) to West Virginia. The required form is located at WV Self-Storage/Supervising Entity Form. Please email this form to oicagentlicensing@wv.gov . If further assistance is needed, please contact the WVOIC's Agent Licensing Division at (304) 558-0610.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Mailing Address

Offices of the Insurance Commissioner
Agents Licensing & Education
P.O. Box 50541
Charleston, WV 25305-0541
United States

Phone: (304) 558-0610
Fax: (304) 558-4966
Email: OICagentlicensing@wv.gov

Go to State Website

Frequently Asked Questions

Pearson Vue 1-(800)-274-2614
West Virginia Insurance

  • One Year

Applicants may submit DRLP through NIPR electronically. Please click here to be directed to the DRLP update informational page. 

 

Fingerprinting is required of all new resident producers, producers amending their license adding a major line and any new resident licensees relocating from another state.  To learn more about the fingerprinting requirement, please visit:
Fingerprint FAQs

When relocating from another state to West Virginia, a letter of clearance (if state provides) is required. When relocating to another state from West Virginia, it is suggested the individual contact the state to see if a letter of clearance is required or if cancelling the license with WV is sufficient.

To print this documentation. This documentation will serve in lieu of a letter of clearance or letter of certification.

  • To print off the letter of clearance or certification in SBS solar, please use the following steps:
    •  Please visit or click https://www.wvinsurance.gov/Divisions/Licensing
    •  On the right-hand side, under the links section, please click on licensee lookup.
    •  The license manager screen will appear. Please enter jurisdiction as West Virginia and other required information for the customer.
    •  This page may be printed and will serve in lieu of a letter of clearance or certification.
  • Please note, state licensing departments are also encouraged to check the producer database (PDB) for updated licensing status in West Virginia.