State Requirements

Business Rules

• Licensing Specific Requirements: 

  • Applicants may not enter DBA name. 

  • Applicants that are required to submit supplemental documentation will need to visit WAOIC website, Get licensed | Washington state Office of the Insurance Commissioner for required forms and additional information. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.   

  • Fingerprint Submission: Washington applicants must be fingerprinted by Idemia (IdentoGO). To schedule and pay for fingerprinting, go to https://www.identogo.com/locations/washington. Additional information can be found on Washington’s website at https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed/fingerprint-requirements. If you submitted fingerprints to the Washington Office of the Insurance Commissioner's office in the last 12 months, you’re not required to submit fingerprints. 

  •  Applicant is exempt from license exam if applying within 90 days of cancellation of their former resident state’s license.  

• Amendment Guidelines: 
  • Amendments are NOT allowed through NIPR. Individuals are required to submit amendments directly to Washington Office of the Insurance Commissioner.  More information can be found here:  Washington State Website - Amendments 
     
• Limited Lines Guidelines: 
  • Applicants are allowed to apply for a Limited Lines Insurance Producer license through NIPR. 
    • Surety 
    • Credit 
    • Travel 

  • Note: Amendments are not allowed at this time. 

  • Applicants cannot apply for Surety if they already hold Casualty or are applying for Casualty at the same time.    

  • Applicants cannot apply for Credit if they already hold any Major lines or are applying for any Major lines at the same time.    

• Reinstatement Guidelines:
  • Applicants that need to reinstate a license Sixty-one days through year after expiration date must apply directly to Washington Office of the Insurance Commissioner on  Get licensed | Washington state Office of the Insurance Commissioner  

• Reapply Guidelines: Applicant may reapply as new for the following license classes one year after expiration date:  
  • Insurance Producer  
  • Surplus Lines Broker
  • Life Settlement Broker
     
• Variable Life and Variable Annuity:

  • Applicants for the Variable Life and Variable Annuity must supply FINRA CRD number (https://brokercheck.finra.org/) on application.  

  • Variable Life and Variable Annuity applicants must hold active resident life LOA, or apply concurrently for life LOA, to be eligible for Variable Life and Variable Annuity.

• Personal Lines:
  • Applicants cannot apply for Personal Lines if they already hold Property and Casualty or are applying for Property and Casualty at the same time.  

• Surplus Lines:
  • Surplus Lines Broker applicants must first hold an active Insurance Producer license with Property and Casualty in Washington before applying.

• Life Settlement Broker:

  • Insurance Producer Life license must be active in any state, for one year before applying for a Life Settlement Broker license.  

  • Applicants applying for Life Settlement Broker license must also hold an active Insurance Producer Life license in Washington. 

• Adjusters: 

  • Crop Adjuster Applicants: There are three types of crop losses an applicant may be adjusting. Washington State requires CAPP certification for crop adjusters adjusting either Federal crop or both Federal and Private-market crop. If applicant will be adjusting Federal crop or both Federal crop and Private-market crop, please provide a current CAPP card with application through the NIPR Attachments Warehouse. For resident crop adjusters adjusting Private only, a passing adjuster exam is required. 

  • Public Adjuster and Independent Adjusters must apply for both Property and Casualty lines of authority. 

  • Crop Adjuster, Independent Adjuster and Public Adjuster applicants are required to submit supplemental documentation. Please visit https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed  for Adjuster licensing requirements and submit documents electronically via NIPR's Attachments Warehouse.  

• Background Questions: If an applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse.