State Requirements

• Applicants that are required to submit supplemental documentation will need to visit WAOIC website for required forms and additional information. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.

• Amendments are NOT allowed through NIPR. Business Entities are required to submit amendments directly to Washington Office of the Insurance Commissioner. More information can be found here: Washington State Website - Amendments

• Applicants for the Variable Life and Variable Annuity must supply the Business Entity’s FINRA CRD number (https://brokercheck.finra.org/) on application.    
• Variable Life and Variable Annuity applicants must hold active resident life LOA, or apply concurrently for life LOA, to be eligible for Variable Life and Variable Annuity.   

Personal Lines: Applicants cannot apply for Personal Lines if they already hold Property and Casualty or are applying for Property and Casualty at the same time. 

Surplus Lines: Surplus Lines Broker applicants must first hold an active Insurance Producer license with Property and Casualty in Washington before applying.   

• Rental Car  
• Self Service Storage Insurance  
• Premium Finance Company

• Insurance Producer Life license must be active in any state, for one year before applying for a Life Settlement Broker license.  
• Applicants applying for Life Settlement Broker license must also hold an active Insurance Producer Life license in Washington.

• Applicants are required to submit supplemental documentation.  For more information, https://www.insurance.wa.gov/get-licensed 
• Applicants must submit at least one actively licensed affiliated individual in Washington as a resident or a non-resident.  
• Applicants must submit at least one actively licensed Insurance Provider affiliate with Property and Casualty Line of Authority. 

• Applicants are allowed to apply for a Limited Lines Insurance Producer license through NIPR. 
  • Surety 
  • Credit 
  • Travel 
• Note: Amendments are not allowed at this time. 
• Applicants cannot apply for Surety if they already hold Casualty or are applying for Casualty at the same time.    
• Applicants cannot apply for Credit if they already hold any Major lines or are applying for any Major lines at the same time.

• Public Adjuster and Independent Adjusters must apply for both Property and Casualty lines of authority. 
• Crop Adjuster, Independent Adjuster and Public Adjuster applicants are required to submit supplemental documentation. Please visit https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed for Adjuster licensing requirements and submit documents electronically via NIPR's Attachments Warehouse.

Reinstatement Guidelines: Applicants that need to reinstate a license Sixty-one days through year after expiration date must apply directly to Washington Office of the Insurance Commissioner on  Get licensed | Washington state Office of the Insurance Commissioner.  

• Applicant may reapply as new for the following license classes 61 days after expiration date:   
  • Self Service Storage Insurance  
  • Premium Finance Company  
  • Rental Car 
• Applicant may reapply as new for the following license classes one year after expiration date:     
  • Insurance Producer     
  • Surplus Lines Broker   
  • Life Settlement Broker   
  • Title 

DRLP Requirement for Insurance Producer:  

The Designated Responsible Licensed Producer of the Business Entity must also be listed as an affiliated individual.  

At least one active line of authority of Designated Responsible Licensed Producer must match at least one line of authority requested by the Business Entity. 

Applicants must supply only one (1) Designated Responsible Licensed Producer.  This DRLP must: 

• have at least one active line of authority that matches at least one line of authority requested by the Business Entity.  
• also be listed as an affiliated individual. 
• Travel Exception - For a business entity applying for an Insurance Producer Travel license, the Designated Responsible Licensed Producer (DRLP) must actively hold an Insurance Producer Travel license.

• Applicants must submit at least one actively licensed affiliated individual in Washington as a resident or a non-resident.  
• Each affiliated individual must hold an active Washington license on the Producer Database (PDB) for the class in which the business entity is applying.    
• At least one active line of authority of each affiliated individual must match at least one line of authority requested by the business entity.

• When a business entity applies for an Insurance Producer license, the following affiliations are required to ensure compliance with regulatory requirements: 
  • Surety License: Affiliated individual with an active license in Casualty or Surety. 
  • Casualty License: Affiliated individual with an active license in Casualty or Surety. 
  • Property License: Affiliated individual with an active license in Personal Lines, Casualty, or Surety. 
  • Personal Lines License: Affiliated individual with an active license in Personal Lines, Casualty, or Surety. 
  • Credit License: Affiliated individual with an active license in any major line or Credit. 
  • Any Major Line License: Affiliated individual with an active license in any major line or Credit.

• Applicants may NOT modify existing affiliations through NIPR. Business Entity applicants that wish to report changes to affiliations must apply directly to Washington Get licensed | Washington state Office of the Insurance Commissioner. 
• A Business Entity must not be submitted as an affiliation.

Background Questions: If an applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse.