Virginia / Resident Licensing / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

Unless noted, all fees are per application.

Insurance Producer

Fee:

$15

Amendment fee:

$15

Fee disclaimers:

All fees are charged per line of authority

Limited Lines Producer

Fee:

$15

Amendment fee:

$15

Surplus Lines Broker

Fee:

$15

Consultant

Fee:

$15

Amendment fee:

$15

Fee disclaimers:

Per LOA

Viatical Settlement Broker

Fee:

$15

Public Adjuster

Fee:

$15

Lines of Authority

Please note that license class names can vary by state.

NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the state's approval of the request.
Consultant - Need to either hold equivalent producer license or pass the equivalent exam
Surplus Lines - Residents must be P&C licensed.

Insurance Producer

Exam Required

Life & Annuities, Health, Variable Contracts, Property & Casualty, Personal Lines, Title

Limited Lines Producer

Credit, Motor Vehicle Rental Contract, Limited Lines P&C, Limited Lines Life & Health

Surplus Lines Broker

Surplus Lines

Consultant

Life & Health Consultant, Property & Casualty Consultant

Viatical Settlement Broker

Public Adjuster

Exam Required

Public Adjuster

Rules and Regulations

Applicant Can

Submit initial license for individuals electronically.
Submit major lines of authority.
Submit limited lines of authority.
Submit Surplus Lines for individuals.
Submit to add lines of authority (amend) to an existing active license.
Submit reinstate/reapply through NIPR's Resident License Application.
Print license electronically.

Business Rules

Requirements for All Applicants
- Please allow a minimum of fifteen (15) business days for processing before contacting the Bureau concerning the status of an application. To search for Virginia license numbers please visit the state website.
- Please note: An application is considered unapproved and closed after thirty (30) calendar days if the applicant does not provide all required documentation. A new application and non-refundable processing fee is required.
- Be at least 18 years old or older
- Pass appropriate licensing exam, if applicable
- Non-Citizen of U.S. must show proof of U.S. work authorization
- The Bureau requires all individuals applying for a resident insurance license to be fingerprinted. Fingerprinting must be done at a Fieldprint location, using “live scan” technology, which digitally captures and transmits the fingerprints to the Virginia State Police, and the Federal Bureau of Investigation (FBI). Schedule an appointment at https://fieldprintvirginia.com. Fingerprints must be no older than 90 days when the application is submitted. Fingerprinting is not required if fingerprints have been submitted in the last 12 months.Visit https://scc.virginia.gov/pages/Applying-for-a-Individual-VA-Insurance-License for information on required documentation for applicants with misdemeanor and felony convictions.
- Phone and fax numbers provided may not begin with a one (1)
- Use Virginia address for applicant’s mailing and residence address
- Residence and business address must not be P.O. Box.
Individual applicants may reapply one year after expiration date (once expiration date is present on PDB) if status reason is
- Failure to Renew
- Admin Term for CE
Applicants with the following status will need to reinstate at sircon.com
- Admin Term for CE
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
License-specific Requirements
- Insurance Producer Variable Contracts:
  - A FINRA Central Registry Depository (CRD) number must be provided on the application. You can verify your CRD number on FINRA's website.
  - Applicant must also hold or apply for a Virginia Life & Annuities Producer license.
- Insurance Producer Property & Casualty:
  - Applicants applying for a Property & Casualty license may not apply for a Personal Lines license and vice versa.
- Insurance Producer Title:
  - Title insurance candidates must complete 16 hours of Title instruction prior to taking the Title exam. The course is valid only for the one-year period following the completion date of this satisfied education requirement.
- Viatical Settlement Broker:
  - A Broker (VSB) must first obtain a written agreement from the Viator before performing and services or obtaining any compensation from the Viator.
  - Effective July 1, 2023, a broker (VSB) will affirm when submitting an initial or renewal application that they will or have implemented and operated antifraud initiatives reasonably calculated to detect, prosecute, and prevent fraudulent viatical settlement acts (or life settlement acts) in compliance with § 38.2-6011.E of the Code of Virginia from the effective date of initial licensure as a viatical settlement broker (or life settlement broker) in Virginia and further certify that they will maintain the operation of these antifraud initiatives while they continue to be licensed as a Virginia viatical settlement broker (of life settlement broker). Brokers (VSB) are not required to provide an updated copy of the antifraud plan to the Commission unless requested. This replaces the form filing requirement and the annual March 1 filing. Questions concerning compliance may be sent to AgentLicensing@scc.virginia.gov.
- Surplus Lines Broker:
  - Applicants must actively hold a Property & Casualty Insurance Producer license.
  - As part of the renewal, the licensee must certify that a $25,000 bond in favor of the Commonwealth and obtained from an insurance company licensed by the Commission will remain in force for as long as the license remains in effect. The surety bond number, effective date and full name of the insurance company must be included on the renewal application.