State Requirements

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Applicants applying for a resident license who hold an inactive non-resident license should be allowed to apply.

Applicants holding an active resident license in another state are not eligible to apply electronically for a Vermont resident license.

Applicant must have passed the required exam before applying for the requested license (if applicable).

P.O. Box or private mail box (PMB) addresses will not be accepted for residence address.

Applicants applying for the Variable Life and Variable Annuity line of authority (LOA) must supply FINRA CRD number on the application.

Applicants must hold an active Vermont resident Producer Life license or be applying for one in order to request the Variable Life and Variable Annuity line of authority.

Applicants must hold an active Vermont Insurance Producer license with both Property and Casualty lines of authority to be eligible to apply for the Surplus Lines Broker license.

Applicants for the Property and Casualty Adjuster and Public Adjuster license must apply for and hold both the Property and Casualty lines of authority. The lines of authority may not be held separately.

Please allow up to 10 business days to process the application.

• If your application was accepted, please visit the Vermont website at https://dfr.vermont.gov/industry/insurance/producer-and-individual-licensing and choose Check the Status of a License. You will be able to print documentation containing the status of your license.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

• If additional documentation is required, it must be submitted within 30 days of the license application.

IMPORTANT NOTICE:

• All Vermont licenses expire on March 31 of the applicable renewal year. The expiration year (odd or even) is determined by license classification.
• The renewal period opens 90 days prior to expiration (January 1 – March 31). Applicants who submit a new license application during this period may be required to submit a renewal application and pay the renewal fee immediately after issuance to maintain active status.
• Example (Individual Insurance Producer):
  Individual Insurance Producer licenses renew in odd-numbered years.
  If a Producer license is issued on February 26, 2027, the license will expire on March 31, 2027 because the license was issued during the renewal period and 2027 is the applicable renewal year for that license type.
  The applicant must return to NIPR and submit a renewal application immediately after issuance to keep the license active.
• For license-specific renewal cycles, please refer to the Vermont Resident License Renewal page.