State Requirements

South Carolina / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees. NIPR and State fees are non-refundable.
  • Unless noted, all fees are charged per application.

Insurance Producer

  • Fee: $25.00
  • Amendment Fee: $25.00
  • Reinstatement Fee: $25.00

Limited Lines Insurance Producer

  • Fee: $25.00
  • Amendment Fee: $25.00
  • Reinstatement Fee: $25.00

Adjuster

  • Fee: $80.00
  • Reinstatement Fee: $80.00

Appraiser

  • Fee: $80.00
  • Reinstatement Fee: $80.00

Public Insurance Adjuster

  • Fee: $80.00
  • Reinstatement Fee: $80.00

Surplus Lines Broker

  • Fee: $200.00
  • Reinstatement Fee: $200.00

Professional Bondsman

  • Fee: $400.00
  • Reinstatement Fee: $400.00

Runner Bondsman

  • Fee: $200.00
  • Reinstatement Fee: $200.00

Surety Bondsman

  • Fee: $0.00
  • Reinstatement Fee: $0.00

Temporary Producer

  • Fee: $25.00

Temporary Insurance Producer

  • Fee: $25.00
  • NIPR verifies exams prior to allowing submission of an application.
  • Please note that license class names can vary by state.
PRODUCER

Insurance Producer

Exam Required

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty
  • Personal Lines
  • Credit
  • Crop
  • Travel
  • Surety
  • Pre Need
  • Title

No Exam Required

  • Variable Life and Variable Annuity

Limited Lines Insurance Producer

Exam Required

  • Crop
  • Surety

No Exam Required

  • Credit
  • Travel

Temporary Insurance Producer

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty
  • Personal Lines
  • Variable Life and Variable Annuity
Adjuster

Adjuster

Exam Required

  • Property
  • Casualty
  • Personal Lines
  • Crop
  • Workers Compensation
  • Surety
  • Marine
  • Commercial Lines
  • Auto Liability
  • Auto Physical Damage

Public Insurance Adjuster

Exam Required

  • Property
BROKER

Surplus Lines Broker

Exam Required

  • Property
  • Casualty
OTHER

Limited Lines

Exam Required

  • Pre-Need Insurance
  • Title

Appraiser

Exam Required

  • Auto Physical Damage

Professional Bondsman

Exam Required

  • No Line of Authority Required

Surety Bondsman

Exam Required

  • No Line of Authority Required

Runner Bondsman

Exam Required

  • No Line of Authority Required

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print license electronically.

Business Rules

  • Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

  • No more than 6 digits allowed for business phone number extensions.

  • Applicant must not already have an active equivalent license for the requested LOA(s) in South Carolina.

  • Applicant must not hold another active resident license in another state.

  • Applicant must not have an active nonresident license in the state of South Carolina.

  • Applicant must provide a Residence and/or Business address in South Carolina.

  • All bondsman applicants - Professional Bondsman, Surety Bondsman, and Runner Bondsman - must have resident, business and mailing address in South Carolina.

  • Residence and Business Address must not be P.O. Box.

  • All non-citizen applicants must provide a copy of green card or work authorization or resident card to work in the U.S. Please email proof to: agentmail@doi.sc.gov.

  • Insurance Producer and Temporary Insurance Producer applicants applying for  Variable Life and Variable Annuity must supply FINRA CRD number on application. Applicants must also actively hold an Insurance Producer or Temporary Insurance Producer license with a Life (LOA) or apply simultaneously.
  • Applicants for the Variable Life and Variable Annuity LOA must supply FINRA CRD number on application. They must also actively hold an insurance producer license with Life LOA or apply simultaneously.

  • Applicant may not apply for Limited Lines Insurance Producer class if they currently hold an active Insurance Producer license on PDB.

  • Applicant may not apply for Insurance Producer license class if they currently hold a Limited Lines license class on PDB.

  • Applicants applying for certain license classes and LOA combinations must pass required examination. See exam table for details.

  • Adjusters, Public Insurance Adjusters, and Appraiser licenses are required to submit South Carolina Law Enforcement Division (SLED) report. Applicants are required to submit South Carolina Law Enforcement Division (SLED) report. Please visit https://sc-doi.civicplus.com/424/SLED-Report for more information  on SLED requirements.

  • Individual Insurance Producer, Individual Limited Lines Insurance Producer Lines, Professional Bail Bonds, Runners and Surety Bail Bonds applicants must have FBI background check submitted to South Carolina DOI before license can be approved.

  • Surplus Lines Broker applicant must actively hold a Resident Producer license with a Property and Casualty LOA in South Carolina.

  • Surplus Lines Broker applicants must email Original Bond and Power of Attorney to South Carolina Department of Insurance before the review can be completed.

  • If applicant holds an active South Carolina Insurance Producer or Limited Lines Insurance Producer license type on PDB, applicant will be prevented from applying for the same LOA on the Temporary Insurance Producer license.
  • Applicant may not reapply for Temporary Insurance Producer license.
  • Before a license is issued to a Professional Bondsman, Surety Bondsman or Runner Bondsman, the applicant must provide a complete set of fingerprints and a recent passport size full-face photograph.  The applicant must also undergo a state criminal records check. Please provide this office with a copy of your fingerprint receipt as proof with your individual license number indicated on it. Email to rjohnson@doi.sc.gov or fax to 803-737-6100.

  • Applicants requesting to apply for the Runner bondsman license can only represent one Professional or one Surety bondsman.

  • Professional Bondsman licensees must take exam and must deposit $10,000 cash with their resident county clerk of court or where their primary business will be located. Cash or Certificate of Deposit is required before any property is pledged.

  • Surety Bondsman applicants must have an insurance producer license with Property or Casualty Line Of Authority OR Limited lines license with Surety Line Of Authority before applying for a Surety bondsman license.

  • Pre-need Insurance applicants must be actively licensed as a Funeral Director prior to applying. Pre-Need insurance applicants must also provide a copy of the South Carolina Funeral Director's license and submit letter of employment from a South Carolina licensed Funeral Home before the review can be completed.

  • Applicant with a Resident South Carolina license in an inactive status and no longer eligible for late renewal, applicant may reapply for their license at normal license fee.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Contact Information

Mailing Address

South Carolina Department of Insurance
P.O. Box 100105
Columbia, SC 29202-3105
United States

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

12 months

PSI- or (800-733-9267)

Mail/email a signed written request on agency letterhead.