Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Unless noted, all fees are charged per application.
Insurance Producer
Renewal fee:
$120
Late renewal fee:
$170
Surplus Lines Broker
Renewal fee:
$100
Late renewal fee:
$150
Motor Vehicle Damage Appraiser
Renewal fee:
$150
Late renewal fee:
$200
Title
Renewal fee:
$120
Late renewal fee:
$170
Reinsurance Intermediary Broker
Renewal fee:
$200
Late renewal fee:
$250
Reinsurance Intermediary Manager
Renewal fee:
$200
Late renewal fee:
$250
Company/Independent Adjuster
Renewal fee:
$250
Late renewal fee:
$300
Public Adjuster
Renewal fee:
$250
Late renewal fee:
$300
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Car Rental, Credit, Crop, Travel, Pet, Life Settlement Broker, Other Limited Line (Surety)
CE Required
Accident & Health or Sickness, Car Rental, Casualty, Credit, Crop, Life, Life Settlement Broker, Other Limited Line (Surety), Personal Lines, Pet, Property, Travel, Variable Life and Variable Annuity
Surplus Lines Broker
No Line of Authority Required
Motor Vehicle Damage Appraiser
No Line of Authority Required
Title
Title
Reinsurance Intermediary Manager
Life, Accident & Health or Sickness, Property, Casualty
Company/Independent Adjuster
CE Required
Workers Compensation, Property/Casualty, Crop
Public Adjuster
CE Required
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for surplus lines for individuals.
- Late renew through NIPR's Resident License Renewal (RLR) Application.
- Print license electronically.
Applicant Cannot
- Submit a partial renewal. All Lines of Authority must be renewed.
Business Rules
Surplus Line Broker renewals will not be approved until the Insurance Division receives clearance from the taxation division that all taxes have been filed. The Rhode Island Taxation Division will provide confirmation to the Insurance Division.
Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.
Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.
Rhode Island will allow reinstatement of a license if:
- Expiration date is greater than thirty (30) days and less than three hundred and sixty-five (365) days.
- Reinstatement must be processed through Resident Renewal (RLR) Application.
Applicant must hold an active renewable license in Rhode Island.
Applicants must have an active Producer license in their own resident state.
License is eligible for renewal starting 90 days prior to expiration date on PDB.
Applicant is allowed a grace period of 30 days after the expiration date to renew the license with no additional fees.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Special Instructions
Special Instructions
Renewal Periods
All License Classes
Renewal Period: Ninety (90) days prior to expiration.
Late Renewal Period: Thirty (30) days after expiration.
- 30 day grace period for expired licenses. Allows renewal with no additional fee.
Reinstatement Period: Thirty one (31) days to one year after license expired.
Continuing Education
- NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application. You may select your resident state on the following link: Verify My CE to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date. It generally takes up to 72 hours from the compliance date for the status to be updated in our system.
- CE is not required for all Adjusters, Motor Vehicle Damage Appraisers, Surplus Line Brokers, Title Insurance, Reinsurance Intermediary Broker and Reinsurance Intermediary Manager Licenses.
The following license classes/lines of authority must be CE compliant:
Insurance Producer
- Accident & Health or Sickness
- Car Rental
- Casualty
- Credit
- Crop
- Life
- Life Settlement Broker
- Other Limited Line (Surety)
- Personal Lines
- Pet
- Property
- Travel
- Variable Life and Variable Annuity
Company/Independent Adjuster
- Workers Compensation
- Property/Casualty
- Crop
Public Adjuster
- No Line of Authority Required
Contact Information
Mailing Address
Rhode Island Department of Business Regulation, Attention: Licensing
1511 Pontiac Avenue
Building 69-2
Cranston, RI 02920
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.