Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Unless noted, all fees are charged per application.
Insurance Producer
Renewal fee:
$130
Late renewal fee:
$180
Surplus Lines Broker
Renewal fee:
$100
Late renewal fee:
$150
Title
Renewal fee:
$130
Late renewal fee:
$180
Motor Vehicle Damage Appraiser
Renewal fee:
$150
Late renewal fee:
$200
Reinsurance Intermediary Broker
Renewal fee:
$200
Late renewal fee:
$250
Reinsurance Intermediary Manager
Renewal fee:
$200
Late renewal fee:
$250
Lines of Authority
Please note that license class names can vary by state.
Applications for Other lines of authority will defer to state for approval.
Insurance Producer
Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Car Rental, Credit, Crop, Travel, Pet, Life Settlement Broker, Other Limited Line, Other Limited Line (Surety)
Surplus Lines Broker
No Line of Authority Required
Title
Title
Motor Vehicle Damage Appraiser
No Line of Authority Required
Reinsurance Intermediary Broker
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
Life, Accident & Health or Sickness, Property, Casualty
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for surplus lines for individuals.
- Late renew through NIPR's Non-Resident Renewal (NRR) Application.
- Print license electronically.
Applicant Cannot
- Submit a partial renewal. All Lines of Authority must be renewed.
Business Rules
Rhode Island issues a Non-Resident license to Individuals for 2 Year(s).
Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.
Rhode Island will allow reinstatement of a license if:
- Status is not active with an expired status reason.
- Expiration date is greater than thirty (30) days and less than three hundred and sixty-five (365) days.
- Reinstatement must be processed through Non-Resident Renewal (NRR) Application.
Applicants can reinstate through the resident licensing renewal (RLR) application if the expiration date is thirty (30) days to one year past expiration.
Rhode Island requires an original application if license is in cancelled status.
Applicant must hold an active renewable license in Rhode Island.
Applicants must have an active producer license in their own resident state.
Surplus Line Broker renewals will not be approved until the Insurance Division receives clearance from the taxation division that all taxes have been filed. The Rhode Island Taxation Division will provide confirmation to the Insurance Division.
License is eligible for renewal starting 90 days prior to expiration date on PDB.
Applicant is allowed a grace period of 30 days after the expiration date to renew the license with no additional fees.
Partial renewals are not allowed. Electronic renewals must be renewed for all active lines held.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
Special Instructions
Special Instructions
Renewal Periods
All License Classes
Renewal Period:
Ninety (90) days prior to expiration.
Late Renewal Period:
Thirty (30) days after expiration.
30 day grace period for expired licenses. Allows renewal with no additional fee.
Reinstatement Period:
Thirty one (31) days to one year after license expired.
Contact Information
Mailing Address
Rhode Island Department of Business Regulation, Attention: Licensing
1511 Pontiac Avenue
Building 69-2
Cranston, RI 02920
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.