State Requirements

Pennsylvania / Resident Licensing / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are charged per application.

Resident Producer Agency

Fee:

$55

Amendment fee:

$25

Reinstatement fee:

$55

Resident Limited Lines Producer Agency

Fee:

$55

Amendment fee:

$25

Reinstatement fee:

$55

Resident Title Agency

Fee:

$55

Reinstatement fee:

$55

Resident Public Adjuster

Fee:

$200

Reinstatement fee:

$200

Resident Viatical Settlements Broker

Fee:

$100

Reinstatement fee:

$100

Resident Surplus Lines Agency

Fee:

$200

Reinstatement fee:

$200

Resident Limited Lines Travel Insurance Producer Agency

Fee:

$400

Reinstatement fee:

$400

Lines of Authority

Please note that license class names can vary by state.

Resident Producer Agency

DRLP Required

Life & Fixed Annuities, Accident & Health, Variable Life/Variable Annuity, Property & Allied Lines, Casualty & Allied Lines, Personal Lines

Resident Limited Lines Producer Agency

DRLP Required

Motor Vehicle Rental, Credit Products, Crop Hail, Portable Electronics Insurance, Restricted Fraternal, Self-Service Storage

Resident Title Agency

DRLP Required

Title

Resident Public Adjuster

DRLP Required

No Line of Authority Required

Resident Viatical Settlements Broker

DRLP Required

No Line of Authority Required

Resident Surplus Lines Agency

DRLP Required

Property & Casualty

Resident Limited Lines Travel Insurance Producer Agency

DRLP Required

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit initial license for business entities electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for business entities.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print Licenses Electronically.

Business Rules

  • Online printing information can be found by going to NIPR's license print page and selecting the state.

  • Applicant must be one of the following legal business types:

    • Corporation
    • Partnership
    • Limited Liability Company (LLC)
    • Limited Liability Partnership (LLP)
  • Sole Proprietorship business type is not accepted. Individual licensure is required.

  • The business entity name will be reviewed upon application submission. Registration with the Pennsylvania Department of State, Corporation Bureau, is required. Instructions will be sent upon issuance of license. Visit the state website for more information.

  • No certified education verification required before application.

  • Surplus lines applicants must have an active resident producer agency license with property & allied lines and casualty & allied lines prior to applying.

  • At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application.

  • DRLP(s) must cumulatively hold all LOAs being applied for by the Business Entity.

  • Applicants may reapply for a new license electronically one year after license expiration date.

  • Applicants applying for Resident Title Agency license must obtain a Fidelity bond of no less than $150,000 must be obtained prior to transacting business in Pennsylvania.

  • Applicants applying for Resident Title Agency license must be appointed with an insurer.

  • Applicants applying for Restricted Fraternal must submit an affidavit required by the Pennsylvania Department of Insurance.

  • All Resident Public Adjusters must use a contract approved by the Pennsylvania Insurance Department. Sample contract can be found on the website at www.insurance.pa.gov/licensees.

  • All Resident Public Adjusters must obtain a Surety Bond in the amount of no less than $20,000 prior to transacting business as a Public Adjuster in Pennsylvania.

  • Resident Public Adjuster and RES VIAT SETTLEMENTS BROKER license classes cannot reapply through initial application from 1 to 60 days after license expiration. Applicant is allowed to late renew through RLR up to 60 days following license expiration date.

  • Applicants cannot reapply for or reinstate license day 61 through day 63 after expiration date (may apply on day 64).

  • Applicants may reapply through Resident Licensing (RL) if the license status is inactive and the status reason is not "Failure to Renew – Reinstateable".

  • All LOAs that do NOT have the status reason "Failure to Renew- Reinstateable" must reapply through Resident Licensing (RL) for a new license

  • Amendments are not allowed during the renewal period of the same license class being applied for. The license must be renewed before a new line can be added.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via 

    NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax:
    • A written statement summarizing the details of each incident.
    • A copy of the petition, complaint or other document that commenced the criminal, lawsuit, arbitration, or mediation proceedings.
    • A copy of the official document, which demonstrates the resolution of the charges or any final judgment.
    • Pennsylvania will also accept emailed documentation to the compliance unit.
  • Please email the compliance unit on the state website with any questions concerning documentation requirements.

Contact Information

Mailing Address

Pennsylvania Insurance Department

1326 Strawberry Square

Harrisburg, PA 17120

United States

State overview page

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