State Requirements

Ohio / Resident Renewal / Business

Search Again Apply Now
  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • All fees are charged per application.
  • Late renewal period begins the first day of the month after the license expiration date.
  • Major lines, limited lines, title and title insurance marketing representative applicants with inactive licenses for reason of non-renewal will be charged a $100.00 reinstatement fee in addition to the renewal application fee.

Major Lines

  • Renewal Fee: $25.00
  • Late Renewal Fee: $50.00
  • Fee Disclaimers: Late renewal fee is $50 as of the first day of the month after license expiration date, in addition to renewal fee, if required. OR $100 as of the first day of the second month after license expiration date up to one year, in addition to renewal fee.

Limited Lines

Line of Authority Combination: All LOAs

  • Renewal Fee: $25.00
  • Late Renewal Fee: $50.00
  • Fee Disclaimers: Late renewal fee is $50 as of the first day of the month after license expiration date, in addition to renewal fee, if required. OR $100 as of the first day of the second month after license expiration date up to one year, in addition to renewal fee

Managing Generel Agent

  • Renewal Fee: $20.00

Public Insurance Adjuster

  • Renewal Fee: $50.00

Reinsurance Intermediary Broker

  • Renewal Fee: $100.00

Reinsurance Intermediary Manager

  • Renewal Fee: $100.00

Surety Bail Bond

  • Renewal Fee: $150.00
  • Late Renewal Fee: $50.00
  • Reinstatement Fee: $100.00
  • Fee Disclaimers: Late fee= Renewal Fee+ Late Fee and Reinstatement Fee= Renewal Fee + Reinstatement Fee

Surplus Lines

  • Renewal Fee: $100.00

Third Party Administrator

  • Renewal Fee: $300.00

Title

  • Renewal Fee: $25.00
  • Fee Disclaimers: Late renewal fee is $50 as of the first day of the month after license expiration date, in addition to renewal fee, if required. OR $100 as of the first day of the second month after license expiration date up to one year, in addition to renewal fee

Viatical Settlement Broker

  • Renewal Fee: $100.00
  • Please note that license class names can vary by state.
PRODUCER

Major Lines

DRLP Required

  • Life
  • Accident & Health
  • Variable
  • Property
  • Casualty
  • Personal

Limited Lines

DRLP Required

  • Auto Rental
  • Credit
  • Crop
  • Travel
  • Funeral
Adjuster

Public Insurance Adjuster

DRLP Required

  • Public Insurance Adjuster
OTHER

Managing General Agent

  • Managing General Agent

Reinsurance Intermediary Broker

  • Reinsurance Intermediary Broker

Reinsurance Intermediary Manager

  • Reinsurance Intermediary Manager

Surety Bail Bond

DRLP Required

  • Surety Bail Bond

Surplus Lines

DRLP Required

  • Surplus Lines

Third Party Administrator

  • TPA

Title

DRLP Required

  • Title

Viatical Settlement Broker

DRLP Required

  • Viatical Settlement Broker

Applicant Can

  • Submit renewals for business entities electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for business entities.
  • Late renew through NIPR's Resident License Renewal (RLR) Application.
  • Print Licenses Electronically.

Applicant Cannot

  • Submit partial renewals.

Business Rules

  • Applicants may renew up to ninety (90) days prior to their license expiration date. Any renewal application received prior to the ninety (90) days of the license expiration date or after the renewal application acceptance time period will not be accepted.

  • Applicant must renew/reinstate all lines of authority held during renewal or reinstatement period. If applicant does not want to renew/reinstate they must contact the Ohio Department of Insurance to surrender lines of authority.

  • Applicant must not have more than one active resident license.

  • Ohio Department of Insurance will review agency registration with the Ohio Secretary of State prior to license renewal.

  • Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application.

  • Managing general agent applicants must provide:
    • Copy of the signed contract.
    • Copy of the Certified Resolution  of the Board appointment describing duties to be performed.
    • Copy of bond in the amount of at least $50,000.         
    • Proof of Errors and Omissions Policy.
    • List of applicant’s agents, producers or sub-producers.
    • Completion of the “Electronic MGA supplemental form” (Notarized) found on Department website.
    • Required supporting details or documents, if necessary.
  • Surplus lines applicants please note that before an applicant receives an Ohio resident surplus line broker license or renewal, the applicant or licensee named in the application shall execute and deliver to the superintendent of insurance a bond in the sum of twenty-five thousand dollars, payable to the state. The bond required by this section shall be issued by an insurance company authorized to transact surety business in Ohio. Applicant must also submit the Ohio Specific Bond form INS3222 prescribed by the superintendent. The bond form can be found on the Department’s state website.
  • Surplus lines applicant must hold property and casualty lines of authority (LOA).
    Third party administrator applicants are required to provide to the state:
    • Proof of fidelity bond or other comparable insurance policy coverage for all employees as required by R.C. 3959.11 and OAC 3901-8-05 (D)(5). Documentation must include the name of the carrier, policy number and effective dates.
    • Proof of professional liability insurance coverage and/or E&O insurance as required by ERISA. Documentation must include the name of the carrier, policy number and effective dates.
    • Required supporting details or documents, if necessary.
  • All title applicants are required to provide:
    • On a separate attachment provide notification of changes to the owners, partners, officers, directors and affiliated title agents not previously reported to the application.   
    • Attach an organizational chart that shows the following information: all subsidiaries, affiliates, and owners of the business entity (“owner” includes shareholder, member or partner). Indicate in the chart the percentage of voting shares, membership or partnership interest of the business entity that is held by each owner of the business entity. Identify with specificity each ownership interest held by a bank, trust company, bank and trust company, or other lending institution, mortgage service, brokerage, mortgage guaranty company, escrow company, real estate company, or any subsidiaries thereof, or by any person engaged in the business of any of the foregoing. If any of the owners of the business entity is a corporation, limited liability company, or partnership, identify the shareholders, members and partners of those owners.
    • Required supporting details or documents, if necessary.
    Viatical settlements broker applicants are required to provide to the state:
    • Must provide a description of procedures that are in place to safeguard the confidentiality of viators’ and insureds’ personal and medical information that complies with division (G) of ORC section 3916.07 and 3916.13, only if there are any changes from what has already been filed with the Department.
    • Must provide a comprehensive anti-fraud plan that complies with requirements of division (G) of ORC section 3916.18, only if there are any changes from what has already been filed with the Department.
      • Must identify all owners, partners, officers, members, directors, employees authorized to act under the Viatical Settlement Broker entity license. That has changed since the last application or renewal. Documentation must include, at a minimum, full legal name, SSN/NPN and date of birth for each person authorized to act under the Viatical Settlement Broker entity license.
    • Must provide an organizational chart that identifies all employees, partners, members, officers, & key employees, including position titles, and description of positions. The chart must also identify all owners or shareholders having five percent (5%) or greater beneficial ownership. The chart must additionally show the relationship of each to the applicant, including % of beneficial ownership or control.
    • Provide the full name and address of the Agent for Service of Process appointed by the applicant, per O.R.C. 3916.03, if different than what has previously been provided to the Department.
    • Provide the full name, address and telephone number of the person, on behalf of the applicant, who shall be responsible for handling or responding to regulatory complaints, application forms, or questions regarding its activities in Ohio, if different than what has previously been provided to the Department
    • Must provide a certificate of Good Standing from the domicile state’s Secretary of State or equivalent.
    • Required supporting details or documents, if necessary.
  • Designated Responsible Licensed Producer (DRLP) must have an active resident or non-resident license in Ohio.
  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
  • Late renewal period begins the first day of the month after the license expiration date.
  • Late renewal fee is $50 as of the first day of the month after license expiration date, in addition to renewal fee, if required. OR $100 as of the first day of the second month after license expiration date up to one year, in addition to renewal fee

Major Lines

Renewal Period: July 1st biennially, odd numbered years for non-resident entities & even numbered years for resident entities  -  September 30th biennially, odd numbered years for non-resident entities & even numbered years for resident entities.

Late Renewal Period: Up to one year past the expiration date.

Limited Lines

Renewal Period: July 1st biennially, odd numbered years for non-resident entities & even numbered years for resident entities  -  September 30th biennially, odd numbered years for non-resident entities & even numbered years for resident entities.

Late Renewal Period: Up to one year past the expiration date.

Managing General Agent

Renewal Period: Annually on December 1st -  Annually on the last day of February.

Late Renewal Period: N/A

Public Insurance Adjuster

Renewal Period:  Annually on October 1st - December 31st.

Late Renewal Period: N/A

Reinsurance Intermediary Broker

Renewal Period:  Annually on October 1st - December 31st.

Late Renewal Period: N/A

Reinsurance Intermediary Manager

Renewal Period:  Annually on October 1st - December 31st.

Late Renewal Period: N/A

Surety Bail Bond

Renewal Period: Annually on December 1st -  Annually on the last day of February.

Late Renewal Period: Late renewal fee is $50 as of the first day of the month after license expiration date, in addition to renewal fee, if required. OR $100 as of the first day of the second month after license expiration date up to one year, in addition to renewal fee

Surplus Lines

Renewal Period: Annually on November 1st - January 31st.

Late Renewal Period: N/A

Third Party Administrator

Renewal Period: Annually on April 1st - June 30th.

Late Renewal Period: N/A

Title

Renewal Period: July 1st biennially, odd numbered years for non-resident entities & even numbered years for resident entities  -  September 30th biennially, odd numbered years for non-resident entities & even numbered years for resident entities.

Late Renewal Period: Up to one year past the expiration date.

Viatical Settlement Broker

Renewal Period: Annually on January 1st - March 31st.

Late Renewal Period: N/A

Contact Information

Mailing Address

Ohio Department of Insurance
Attention: License Division
50 West Town Street, 3rd Floor - Suite 300
Columbus, OH 43215
United States

Phone: (614) 644-2665
Fax for Individuals: (614) 387-0096
Fax for Business Entities: (614) 387-0087
Email: Licensing@insurance.ohio.gov

Go to State Website

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

Exam scores are valid for 180 calendar days beginning with the day the exam was passed.

PSI Services, LLC. at 800-733-9267
or
www.psiexams.com