State Requirements

North Carolina / Resident Licensing / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are charged per application.
  • Fees include a fingerprint fee. This fee will only be charged on the initial license application. Subsequent additions to lines of authority (if applicable) will not incur this fee.
  • Additional fees:
    • Amendment Fee (Insurance Producer or Limited Representative) - $44 + $50 per LOA.

Insurance Producer

Fee:

$82

Reinstatement fee:

$84

Fee disclaimers:

An additional $50 is charged per line of authority.

Auto Physical Damage

Fee:

$132

Reinstatement fee:

$84

Fee disclaimers:

An additional $50 is charged per line of authority.

Adjuster

Fee:

$169

Reinstatement fee:

$159

Fee disclaimers:

An additional $50 is charged per line of authority.

Country Farm Mutual Insurance Agent

Fee:

$82

Reinstatement fee:

$34

Fee disclaimers:

An additional $50 is charged per line of authority.

Credit Agent

Fee:

$94

Reinstatement fee:

$84

Fee disclaimers:

See additional fees above.

Hail Adjuster

Fee:

$114

Reinstatement fee:

$104

Fee disclaimers:

An additional $50 is charged per line of authority.

Limited Representative

Fee:

$82

Reinstatement fee:

$84

Fee disclaimers:

An additional $50 is charged per line of authority.

Motor Vehicle Damage Appraiser

Fee:

$169

Reinstatement fee:

$159

Fee disclaimers:

An additional $50 is charged per line of authority.

Public Adjuster

Fee:

$207

Reinstatement fee:

$184

Fee disclaimers:

An additional $50 is charged per line of authority.

Surplus Lines

Fee:

$94

Reinstatement fee:

$84

Fee disclaimers:

An additional $50 is charged per line of authority.

Title Insurance

Fee:

$132

Reinstatement fee:

$84

Fee disclaimers:

An additional $50 is charged per line of authority.

Viatical Settlement Broker

Fee:

$582

Reinstatement fee:

$534

Fee disclaimers:

An additional $50 is charged per line of authority.

Professional Bail Bondsman

Fee:

$225

Reinstatement fee:

$48

Fee disclaimers:

Fingerprint Fee: $38

Surety Bail Bondsman

Fee:

$225

Reinstatement fee:

$48

Fee disclaimers:

Fingerprint Fee: $38

Bail Bond Runner

Fee:

$145

Reinstatement fee:

$48

Fee disclaimers:

Fingerprint Fee: $38

Lines of Authority

Please note that license class names can vary by state.

  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.
  • Applications for Other lines of authority will defer to state for approval.
  • Applicants should submit a resident initial application on NIPR prior to taking any required licensing examinations. Licensing exams cannot be scheduled until you complete a license application online with NIPR and receive an email authorization from PearsonVUE that you are eligible to take an exam. NIPR will reserve a National Producer Number (NPN) for applicants when they submit an application as part of the process if they do not already have a NPN previously assigned by NIPR.

Insurance Producer

Exam Required

Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Med Supp/Long Term Care

Exam Not Required

Variable Annuity & Variable Life Products

Auto Physical Damage

Exam Required

Auto Physical Damage

Adjuster

Exam Required

LOA not applicable

Country Farm Mutual Insurance Agent

Exam Not Required

Country Farm Mutual Insurance Agent

Credit Agent

Exam Not Required

Credit Agent

Hail Adjuster

Exam Required

Hail Adjuster

Limited Representative

Exam Not Required

Dental Services, Foreign-Military Sales, Other - Limited Lines, Pre-Need Life, Travel, Accident & Baggage

Motor Vehicle Damage Appraiser

Exam Not Required

Motor Vehicle Damage Appraiser

Public Adjuster

Exam Required

Public Adjuster

Surplus Lines

Exam Required

Surplus Lines

Title Insurance

Exam Required

Title

Viatical Settlement Broker

Exam Not Required

Viatical Settlement Broker

Professional Bail Bondsman

Exam Required

No Line of Authority Required

Surety Bail Bondsman

Exam Required

No Line of Authority Required

Bail Bond Runner

Exam Required

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit Surplus Lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

  • Please review the following attachments that are required to be submitted to the NIPR Attachment Warehouse for all Bail Bondsman applicants:

    • All attachments required by your answers to background information questions.
    • A copy of your current valid North Carolina driver's license or valid North Carolina identification card issued by the Division of Motor Vehicles.
    • Documents showing proof of residency in NC for at least six months.
    • Proof of high school diploma or equivalent.
    • Certificate of Pre-Licensing Education (PLE).
    • https://www.ncdoi.gov/documents/bail-bond/supplemental-questions.
  • Surety Bail Bondsman applicants are required to submit a Supervising Bail Bondsman Certification and an Appointment of Surety Bondsman. The forms can be found at the North Carolina Department of Insurance Website;
  • Bail Bond Runner applicants are required to submit a Supervising Bail Bondsman Certification and a Bail Bond Runner Power of Attorney attestation. The forms can be found at the North Carolina Department of Insurance Website;
  • Professional Bail Bondsman are required to submit a Professional Bail Bondsman -Power of Attorney attestation. The forms can be found at the North Carolina Department of Insurance Website;
  • Please review the following attachments that are required to be submitted to the NIPR Attachment Warehouse for all Bail Bondsman applicants:
    • All attachments required by your answers to background information questions.
    • A copy of your current valid North Carolina driver's license or valid North Carolina identification card issued by the Division of Motor Vehicles.
    • Documents showing proof of residency in NC for at least six months.
    • Proof of high school diploma or equivalent.
    • Certificate of Pre-Licensing Education (PLE).
    • https://www.ncdoi.gov/documents/bail-bond/supplemental-questions.
  • Surety Bail Bondsman applicants are required to submit a Supervising Bail Bondsman Certification and an Appointment of Surety Bondsman. The forms can be found at the North Carolina Department of Insurance Website;
  • Bail Bond Runner applicants are required to submit a Supervising Bail Bondsman Certification and a Bail Bond Runner Power of Attorney attestation. The forms can be found at the North Carolina Department of Insurance Website;
  • Professional Bail Bondsman are required to submit a Professional Bail Bondsman -Power of Attorney attestation. The forms can be found at the North Carolina Department of Insurance Website

  • Professional Bail Bondsman - Power Of Attorney | NC DOI
    • The form will need to be uploaded to the NIPR Attachment Warehouse before an application will be approved.
  • Note: Applicants should submit a resident initial application on NIPR prior to taking any required licensing examinations. Licensing exams cannot be scheduled until you complete a license application online with NIPR and receive an email authorization from PearsonVUE that you are eligible to take an exam. NIPR will reserve a National Producer Number (NPN) for applicants when they submit an application as part of the process if they do not already have a NPN previously assigned by NIPR.

  • Applications are pended by the state for additional information and exam/fingerprint submission requirements, if applicable. NIPR applications are valid for six (6) months from the application submission date, and the applicant must complete all requirements for the license application to be completed within this timeframe. There is an Insurance Candidate Guide, Resident Licensing Checklist, and Resident License Flow Chart posted on the Department's website.

  • Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth, with the exception of Bail Bondsman applicants, who must be twenty-one (21) years of age.

  • Applicant must provide a valid phone number and business email address.

  • Applicants applying for Variable Life & Variable Annuity Products must supply FINRA CRD number on the application.

  • Applicants applying for Variable Life & Variable Annuity Products line of authority (LOA) must hold an active resident Life line of authority or be applying for Life line of authority to be eligible for Variable Life & Variable Annuity Products line of authority.

  • Applicants applying for Medicare Supplement/Long Term Care line of authority must hold an active Insurance Producer license with Accident & Health or Sickness line of authority in North Carolina or be applying for both lines of authority at the same time.

  • An application for Personal Lines will not be allowed if the applicant already holds an active Property or Casualty line of authority. Personal Lines is included in the Property and Casualty lines of authority.

  • Surplus Lines applicants must have an active Insurance Producer license with the Property line of authority prior to applying for Surplus Lines.

  • North Carolina is no longer issuing Broker licenses as of July 7, 2022, per North Carolina statute SB 496.  If you have any questions, please contact Agent Services Division at (919) 807-6800 or ASD@ncdoi.gov.

  • Individual Public Adjuster license applicants must submit either a $20,000 bond or a letter of credit in the amount of $20,000 from a qualified financial institution. Completed original NC Bond-PA form must be mailed.  Otherwise, required documentation can be submitted by following the instructions posted on the Department's website: https://www.ncdoi.gov/licensees/agent-and-adjuster-licensing/become-insurance-producer-or-adjuster.

  • Resident Insurance Producers, Adjusters, and DHS Adjusters who do not meet their continuing education (CE) requirements by the due date will be expired. If they complete the CE within 4 months, they may contact the North Carolina Department of Insurance and pay a $75 fee to reinstate their license. If the missing CE is not completed within 4 months, they must restart the licensing process.

  • If applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax.

  • A written statement explaining the circumstances.

  • A certified copy of the official document which demonstrates the resolution of the charges or any final judgment.

  • Documents may also be submitted directly to the North Carolina Licensing Office of PearsonVUE.

  • FINGERPRINT RULES
    • Effective October 1, 2010, fingerprints are required for the following initial License Classes:
      • Insurance Producer
      • Auto-Physical Damage
      • Limited Representatives
      • Public Adjuster
      • Public Adjuster Business Entity
      • Title Insurance
      • Viatical Settlement Broker
      • Bail Bond Runner
      • Professional Bail Bondsman
      • Surety Bail Bondsman
    • These fingerprint requirements do not apply to insurance producers licensed prior to October 1, 2010, when adding additional lines of authority/licenses, unless there are gaps of license authority in excess of twelve (12) months or due to non-compliance with child support or continuing education.
    • A $38.00 fingerprint fee is required and fingerprints must be electronically submitted for a state and federal criminal history background check following the instructions posted on the North Carolina Department of Insurance website.
    • If an applicant submits an NIPR application for a license requiring fingerprints, the applicant should wait until this initial license is issued and displaying on the National Producer Database (PDB) before submitting another application through NIPR for a license type requiring fingerprints or the $38.00 fingerprint fee will be charged again.
  • The Department must receive and review the application, the criminal history background record, and the supporting documentation from any background or screening questions with a yes response for licensure decision. Please be aware that this may add additional processing time of four (4) to six (6) weeks for license issuance.

  • Effective July 1st, 2010, individual Public Adjuster applicants and "key persons" of Public Adjuster Business Entities are required to submit fingerprints and fingerprints must be electronically submitted for a state and federal criminal history background check.  Please visit https://www.ncdoi.gov/licensees/agent-and-adjuster-licensing/become-insurance-producer-or-adjuster for the necessary forms and instructions. 

Contact Information

Mailing Address

North Carolina Licensing Office of Pearson VUE

5425 Page Rd

3rd Floor

Durham, NC 27620

United States

State overview page

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