State Requirements

North Carolina / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • All fees are charged per application.
  • Fees include a fingerprint fee. This fee will only be charged on the initial license application. Subsequent additions to lines of authority (if applicable) will not incur this fee.
  • Additional fees:
    • Amendment Fee (Insurance Producer or Limited Representative) - $44.00 + $50.00 per LOA.

Insurance Producer

  • Fee: $82.00
  • Reinstatement Fee: $84.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Auto Physical Damage

  • Fee: $132.00
  • Reinstatement Fee: $84.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Broker

  • Fee: $94.00
  • Reinstatement Fee: $84.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Company

  • Fee: $169.00
  • Reinstatement Fee: $159.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Country Farm Mutual Insurance Agent

  • Fee: $82.00
  • Reinstatement Fee: $34.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Credit Agent

  • Fee: $94.00
  • Reinstatement Fee: $84.00
  • Fee Disclaimers: See additional fees above.

Hail Adjuster

  • Fee: $114.00
  • Reinstatement Fee: $104.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Limited Representative

  • Fee: $82.00
  • Reinstatement Fee: $84.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Motor Vehicle Damage Appraiser

  • Fee: $169.00
  • Reinstatement Fee: $159.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Public Adjuster

  • Fee: $207.00
  • Reinstatement Fee: $184.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Self-Employed Insurance Adjuster

  • Fee: $169.00
  • Reinstatement Fee: $159.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Surplus Lines

  • Fee: $94.00
  • Reinstatement Fee: $84.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Title Insurance

  • Fee: $132.00
  • Reinstatement Fee: $84.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.

Viatical Settlement Broker

  • Fee: $582.00
  • Reinstatement Fee: $534.00
  • Fee Disclaimers: An additional $50 is charged per line of authority.
  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.

  • Please note that license class names can vary by state.

  • Applications for Other lines of authority will defer to state for approval.

  • Applicants should submit a resident initial application on NIPR prior to taking any required licensing examinations. Licensing exams cannot be scheduled until you complete a license application online with NIPR and receive an email authorization from PearsonVUE that you are eligible to take an exam. NIPR will reserve a National Producer Number (NPN) for applicants when they submit an application as part of the process if they do not already have a NPN previously assigned by NIPR.

PRODUCER

Insurance Producer

Exam Required

  • Life
  • Accident, Health or Sickness
  • Property
  • Casualty
  • Personal Lines
  • Medicare Supplement / Long Term Care

No Exam Required

  • Variable Annuity & Variable Life Products
Adjuster

Company/Independent Firm Adjuster

Exam Required

  • Company/Independent Firm Adjuster

Hail Adjuster

Exam Required

  • Hail Adjuster

Public Adjuster

Exam Required

  • Public Adjuster

Self-Employed Insurance Adjuster

Exam Required

  • Self-Employed Insurance Adjuster
BROKER

Broker

No Exam Required

  • Broker
OTHER

Auto Physical Damage

Exam Required

  • Auto Physical Damage

Country Farm Mutual Insurance Agent

No Exam Required

  • Country Farm Mutual Insurance Agent

Credit Agent

No Exam Required

  • Credit Agent

Limited Representative

No Exam Required

  • Dental Services
  • Foreign-Military Sales
  • Motor Club
  • Other - Limited Lines
  • Pre-Need Life
  • Travel, Accident & Baggage

Motor Vehicle Damage Appraiser

No Exam Required

  • Motor Vehicle Damage Appraiser

Surplus Lines

Exam Required

  • Surplus Lines

Title Insurance

Exam Required

  • Title

Viatical Settlement Broker

No Exam Required

  • Viatical Settlement Broker

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print Licenses Electronically.

Business Rules

  • Note: Applicants should submit a resident initial application on NIPR prior to taking any required licensing examinations. Licensing exams cannot be scheduled until you complete a license application online with NIPR and receive an email authorization from PearsonVUE that you are eligible to take an exam. NIPR will reserve a National Producer Number (NPN) for applicants when they submit an application as part of the process if they do not already have a NPN previously assigned by NIPR.

  • Applications are pended by the state for additional information and exam/fingerprint submission requirements if applicable. NIPR applications are valid for six (6) months from the application submission date and the applicant must complete all requirements for the license application to be completed within this timeframe. There is an Insurance Candidate Guide, Resident Licensing Checklist, and Resident License Flow Chart posted on the Department's website.

  • Applicant must be 18 years old or older as determined from the applicant's Date of Birth.

  • Applicant must provide a valid phone number and business email address.

  • Applicants applying for Variable life & Variable Annuity Products must supply FINRA CRD # on the application.

  • Applicants applying for Variable Life and Variable Annuity Product line of authority (LOA) must hold an active resident Life line of authority or be applying for Life line of authority to be eligible for Variable Life and Variable Annuity Product line of authority.

  • Applicants applying for Medicare Supplement/Long Term Care line of authority must hold an active Insurance Producer license with Accident and Health or Sickness line of authority in North Carolina or be applying for both lines of authority at the same time.

  • An application for Personal Lines will not be allowed if the applicant already holds an active Property or Casualty line of authority. Personal Lines is included in the Property and Casualty line of authority.

  • Surplus Lines applicants must have an active insurance producer license with the Property line of authority prior to applying for Surplus Lines.

  • Resident Surplus Lines individuals and Business Entities also need to be active members of the North Carolina Surplus Lines Association (NCSLA) pursuant to NC General Statute 58-21-40(d).  NCSLA membership information can be obtained at www.ncsla.com.

  • Individual applicants applying for Broker license must submit a $15,000 bond. Completed original NC Bond-BR form must be mailed following the instructions posted on the Department's website: http://www.ncdoi.com/ASD/ASD_SubmissionOfLicensingDocumentation.aspx

  • Applicants applying for the Broker license class must hold an active insurance producer license with one or more of the following lines of authority:
    • Life
    • Accident & health or sickness
    • Property
    • Casualty
    • Personal lines
  • Licensee may not hold an active Adjuster license and an insurance producer license with Property, Casualty, and/or Personal Lines line of authority at the same time in North Carolina.

  • Individual Public Adjuster license applicants must submit either a $20,000 bond or a letter of credit in the amount of $20,000 from a qualified financial institution. Completed original NC Bond-PA form must be mailed.  Otherwise, required documentation can be submitted by following the instructions posted on the Department's website: http://www.ncdoi.com/ASD/ASD_SubmissionOfLicensingDocumentation.aspx

  • Resident Insurance Producers, Adjusters, and DHS Adjusters who do not meet their Continuing Education requirements by the due date will be expired. If they complete the CE within 4 months, they may contact the North Carolina Department of Insurance and pay a $75 fee to reinstate their license. If the missing CE is not completed within 4 months, they must restart the licensing process.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax.

  • A written statement explaining the circumstances.

  • A certified copy of the official document which demonstrates the resolution of the charges or any final judgment.

  • Documents may also be submitted directly to the North Carolina Licensing Office of PearsonVUE.

  • FINGERPRINT RULES
    • Effective October 1st, 2010, fingerprints are required for the following initial License Classes
      • Insurance producer
      • Auto Physical Damage
      • Broker
      • Limited Representative
      • Public Adjuster
      • Public Adjuster Business Entity
      • Title Insurance
      • Viatical Settlement Broker
    • These fingerprint requirements do not apply to insurance producers licensed prior to October 1st, 2010 when adding additional lines of authority/licenses unless there are gaps of license authority in excess of twelve (12) months or due to non-compliance with child support or continuing education.

    • A $38.00 fingerprint fee is required and fingerprints must be electronically submitted for a state and federal criminal history background check following the instructions posted on the North Carolina Department of Insurance website.

    • If an applicant submits a NIPR application for a license requiring fingerprints, the applicant should wait until this initial license is issued and displaying on the National insurance producer Database (PDB) before submitting another application through NIPR for a license type requiring fingerprints or the $38.00 fingerprint fee will be charged again.

  • The Department must receive and review the application, the criminal history background record, and supporting documentation from any background or screening questions with a yes response for licensure decision. Please be aware that this may add additional processing time of four (4) to six (6) weeks for license issuance.

  • Effective July 1st, 2010, individual Public Adjuster applicants and "key persons" of Public Adjuster Business Entities are required to submit fingerprints and fingerprints must be electronically submitted for a state and federal criminal history background check.  Please visit http://www.ncdoi.com/ASD/ASD_PublicAdjusters.aspx for the necessary forms and instructions. 

Contact Information

Mailing Address

North Carolina Department of Insurance
P.O. Box 14209
Raleigh, NC 27620
United States

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state..

NCDOI will honor a test score for up to one year after the exam.

Candidates required to complete Pre-licensing Education must pass their examination(s) within 90 days of the education completion date OR within 5 examination attempts over the 90 day period, whichever comes first

 

Send written notification to Agent Services Division, 1204 Mail Service Center Raleigh, NC 27699-1204. The notification must include the previous and new name, social security number and the licensee's signature. Attach a copy of the marriage certificate, divorce decree, or other legal document showing the reason for the name change. The written notice may also be sent by email or by fax to 888-959-3010.

Send written notification on letterhead to Agent Services Division, 1204 Mail Service Center Raleigh, NC 27699-1204. The notification must include the name and NPN or SSN of the new officer/owner and instructions regarding the old officer/owner. If the new owner is a business entity, provide the FEIN. The written notice may also be faxed to 888-959-3010 or sent via email as an attachment.

Return the license(s) with a written request to cancel them. Be sure the request is signed. If you are unable to find your license(s), submit a statement requesting license cancellation. The statement must be signed and must indicate which licenses you wish canceled. Indicate your name and complete social security number. Agent Services Division accepts third-party license cancellations for company-sponsored licenses only.

Pearson VUE 1- 800-274-0668

Send written notification to Agent Services Division, 1204 Mail Service Center Raleigh, NC 27699-1204. The notification must include the previous and new name and tax identification number. IF THE NAME CHANGE ALSO INVOLVES A CHANGE OF TAX IDENTIFICATION NUMBER, THEN THE BUSINESS ENTITY MUST REAPPLY FOR LICENSURE USING THE NC-CP APPLICATION, FEE, AND ATTACH THE REQUIRED CERTIFICATE OF AUTHORITY FROM THE NC SECRETARY OF STATE SHOWING THE NEW NAME. The written notice may also be sent by email or by fax to 888-959-3010.

NC does not do affiliations. For changes of DRLP, send written notification on letterhead to Agent Services Division, 1204 Mail Service Center Raleigh, NC 27699-1204. The notification must include the name and NPN of the new DRLP and instructions regarding the old DRLP (delete or leave). The written notice may also be sent via email as an attachment or by fax to 888-959-3010.