State Requirements

As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.

New York does not allow renewal past the license expiration date, or if the license is inactive on PDB, for any license type. If the license is inactive they must use the initial licensing application to reapply.

If the applicant has a status reason of "License not yet up for Renewal" on PDB, the renewal will not be allowed.

All active lines of authority will renew simultaneously (of those offered electronically through NIPR). No partial renewals will be accepted.

Business Entity applicants must supply a business address that is in New York. If the business address is not in New York, the transaction will be declined.

Business address fields must not contain a PO Box or PMB (Private Mailbox).

Excess Lines applicant must also renew their Property and Casualty Broker license with Property and Casualty.

Each Designated Responsible Licensed Producer entered for Excess Lines must hold a Property and Casualty Broker license or Sublicensee of the Broker license with Property and Casualty.

Excess Lines Business Entity applicants - The Designated Responsible Licensed Producer (DRLP) /Sublicensee entered for the Excess Lines license must be the same person(s) entered for the Property and Casualty Broker license. If the person(s) entered are not the same then the transaction will be declined. 

Designated Responsible Licensed Producer (DRLP) / Sublicensee for the following license classes, can qualify the business entity in the following ways:

• Property Casualty Broker
• Property Casualty Agent
• Life/Accident & Health Broker
• Life/Accident & Health Agent
• Independent Adjuster
• Public Adjuster
• Bail Bondsman
• Life Settlement Broker

Designated Responsible Licensed Producer (DRLP) can be actively licensed in New York (resident or non-resident) for the same license class and must cumulatively cover the line(s) of authority being applied for by the business entity.

Hold an active Sublicensee designation on PDB. Line(s) of authority (LOAs) held by the sublicensee must cumulatively cover the lines of authority being applied for by the business entity. Sublicensee can be resident or non-resident.

Individual(s) entered can have a passed exam record on file for the same Line(s) of authority (LOAs) being applied for by the business entity.

Designated Responsible Licensed Producer (DRLP) can qualify based on an out of state license. These transactions will defer for state review to determine if the individual meets the necessary qualifications.

• Each Designated Responsible Licensed Producer (DRLP) or Sublicensee entered on the application must also be listed as an Owner, Partner, Officer or Director (OPOD).
• Each Designated Responsible Licensed Producer (DRLP) or Sublicensee for the business entity must answer New York’s background questions. Please refer to the following link to complete: https://myportal.dfs.ny.gov/nylinxext/niprlogin.alice

Public Adjuster applicants must submit a bond in the amount of $1,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.

Bail Bond applicants must submit a bond in the amount of $5,000. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.

Cybersecurity Regulation:

• New York Department of Financial Services licensees are required to comply with Cybersecurity Regulation (23 NYCRR Part 500), which requires the establishment of a cybersecurity program to protect non-public information and has filing requirements that must be met.  A copy of the regulation, FAQs, and more information about cybersecurity can be found on the DFS Website.  Failure to implement a cybersecurity program and comply with the regulation could result in serious harm to your institution and may subject you to disciplinary action.