New York / Non-Resident Licensing No Home State / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

Per application.

Independent Adjuster

Fee:

$100

Fee disclaimers:

per Designated Responsible Licensed Producer (DRLP). The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.

Limited Rental

Fee:

$80

Fee disclaimers:

The fee is to be reduced to a half fee if the license is issued for a period of one (1) year or less.

Lines of Authority

Please note that license class names can vary by state.

Applications for Other lines of authority will defer to state for approval.

Independent Adjuster

DRLP Required

Adjusting - Fidelity & Surety, Adjusting - General, Adjusting - Fire, Adjusting – Casualty, Adjusting-Inland Marine, Adjusting - Aviation, Adjusting-Accident & Health, Adjusting – Automobile, Adj-Auto Damage/Theft Appr, Adj-MV No Fault/Wkrs Comp

Limited Rental

DRLP Required

Wireless Communication, Self-Service Storage Personal Affects

Rules and Regulations

Applicant Can

Submit initial license for business entities electronically.
Add lines of authority (amend) to an existing active license.
Reinstate/reapply (relicense) through NIPR's No Home State License (NHS) Application.
Print license electronically.

Applicant Cannot

Submit major lines of authority.

Business Rules

Applicant must be one of the following legal business types:
- Corporation
- Partnership
- Limited Liability Company (LLC)
- Limited Liability Partnership (LLP)
- Note: Sole Proprietorships are not allowed in New York. This is contained within the TBA license type and must be applied for directly through New York.
Business Entity applicants who currently have an active license or previously had a license with New York must use the same Legal Business Type that is on file with New York. If you are unsure what Business Entity type you have used or would like to update it, please contact New York Department of Financial Services at licensing@dfs.ny.gov.
Any DRLP listed on the application must be listed as an officer, owner, director, partner, member or manager. Employees should not be listed.
Designated Responsible Licensed Producer (DRLP) / Sublicensee for the following license classes, can qualify the business entity in the following ways:
- Independent Adjuster
  - Designated Responsible Licensed Producer (DRLP) can be actively licensed in New York (resident or non-resident) for the same license class and must cumulatively cover the line(s) of authority being applied for by the business entity.
  - Hold an active Sublicensee designation on PDB. Line(s) of authority (LOAs) held by the sublicensee must cumulatively cover the lines of authority being applied for by the business entity. Sublicensee can be resident or non-resident.
  - Individual(s) entered can have a passed exam record on file for the same Line(s) of authority (LOAs) being applied for by the business entity.
  - Designated Responsible Licensed Producer (DRLP) can qualify based on an out of state license. These transactions will defer for state review to determine if the individual meets the necessary qualifications.
Business Entity applicants are required to submit supplemental documentation to New York Department of Financial Services. Please reference the following link for additional information: https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/original_entity_application.
Each Designated Responsible Licensed Producer (DRLP) or Sublicensee for the business entity must answer New York’s background questions. Please refer to the following link to complete: https://myportal.dfs.ny.gov/nylinxext/niprlogin.alice
If the applicant has a renewable license, applications for amendments (LOA addition) will not be allowed. Adding lines of authority during the renewal period is not allowed. Applicant must first renew their existing license and then submit amendment (LOA addition) application.
Applicants may reapply for expired license once the license is in ‘inactive’ status on PDB.
Applicant’s business address must not be in New York. If the business address is in New York, the transaction will be declined.
PO Boxes and Private Mailboxes (PMB) are only permitted in the Mailing address field. If a PO Box or Private Mailbox is supplied in the business address fields, the transaction will not be allowed.
Applicants with a status reason of Revoked can reapply after a period of 1 year.
As soon as the license is issued, the applicant will be able to print electronically by accessing the Department's website. Use the Producer Search to determine if the license has been issued and the license number to print the license.
When attempting to access licensing applications, please include the alpha characters ('LA-','PC-','BR-' etc) in front of the New York license number.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse.
Cybersecurity Regulation:
- New York Department of Financial Services licensees are required to comply with Cybersecurity Regulation (23 NYCRR Part 500), which requires the establishment of a cybersecurity program to protect non-public information and has filing requirements that must be met. A copy of the regulation, FAQs, and more information about cybersecurity can be found on the DFS Website. Failure to implement a cybersecurity program and comply with the regulation could result in serious harm to your institution and may subject you to disciplinary action.