State Requirements

Michigan / Resident Renewal / Business

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Per application.

Surplus Lines

Renewal fee:

$100

Lines of Authority

Please note that license class names can vary by state.

Surplus Lines

DRLP Required

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit renewals for business entities electronically (Surplus Lines).

Applicant Cannot

  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Late renew through NIPR's Resident License Renewal (RLR) Application.
  • Submit partial renewals (only applies on active licenses).
  • Print licenses electronically.

Business Rules

  • Applicant must provide a valid business e-mail.

  • Licenses renew annually. The window will open February 1st and close end of day March 31st.

  • Business entity's license number is state specific ID.

  • Applicants are allowed to use P.O. Boxes for mailing addresses. A physical address is required in the residence or home address only. A Michigan physical address is required in the business address.

  • Address or name changes are not allowed on renewal applications.

  • Applicant must be applying to renew all active lines held on license. No partial renewals are allowed.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via 

    NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax:
    • A written statement explaining the circumstances.
    • A certified copy of the official document which demonstrates the resolution of the charges or any final judgment.
  • Michigan does not discuss pending applications with anyone except for the applicant. Applicants must call or submit an e-mail to the state directly to obtain the status of a pending application. Please allow 10 - 14 business days to review the transaction and provide a response or request for additional information. If you have not received an update within this time frame you may contact the state directly to request a status and determine if additional documentation is required. You may select the state name on the following link http://nipr.com/map_contact_faq.htm  to review the states contact information.

  • Prior to filing an application applicant's with conviction histories are strongly encouraged to review Chapter 12 of the Michigan Insurance Code and the Guiding Principles found Michigan's state website for complete information on license eligibility.

Special Instructions

Michigan does not offer license printing services electronically. Click here for additional information. 

To document licensure, companies should make a screen print of the producer's license status from the DIFS Insurance License Locator or from NIPR'S Producer Database (PDB).

Renewal Periods

Surplus Lines

Renewal period

Starts: Annually February 1st; Ends: Annually March 31st.

Contact Information

Mailing Address

Department of Insurance and Financial Services (DIFS)

530 W. Allegan St

7th Floor

Lansing, MI 48933-1521

United States

State overview page

Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.

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