Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are per application.
- Fee is waived for veterans or the legally blind.
- Additional Fee: Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Insurance Producer
Renewal fee:
$225
Late renewal fee:
$450
Fee disclaimers:
Additional Fee: Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Surplus Lines Broker
Renewal fee:
$150
Auto Damage Appraiser
Renewal fee:
$50
Late renewal fee:
$100
Insurance Adviser
Renewal fee:
$200
Life Settlement Broker
Renewal fee:
$225
Public Insurance Adjuster
Renewal fee:
$200
Late renewal fee:
$200
Fee disclaimers:
Late renewal fee is same as renewal fee.
Reinsurance Intermediary Broker
Renewal fee:
$200
Reinsurance Intermediary Manager
Renewal fee:
$200
Motor Club
Renewal fee:
$25
Late renewal fee:
$25
Fee disclaimers:
Late renewal fee is same as renewal fee
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
CE Required
Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines
CE Not Required
Credit, Travel
Surplus Lines Broker
CE Not Required
Property & Casualty
Auto Damage Appraiser
CE Not Required
Auto Damage Appraiser
Insurance Adviser
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Life Settlement Broker
CE Not Required
Life
Public Insurance Adjuster
CE Required
Public Insurance Adjuster
Reinsurance Intermediary Broker
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
CE Not Required
Motor Club
Rules and Regulations
Applicant Can
- Submit an individual license renewal application electronically.
- Submit renewal for major lines of authority.
- Submit renewal for limited lines of authority.
- Submit surplus lines renewals for individuals.
- Print a license electronically.
- Late renew through NIPR's Resident License Renewal (RLR) Application.
- Submit partial renewal.
Business Rules
Insurance Producer Only: Applicants requesting the Massachusetts resident military veteran fee waiver must submit supporting documentation, such as a DD-214, through the NIPR Attachment Warehouse.
Background Documentation: Applicants required to provide supporting documentation, including proof of U.S. citizenship or documentation related to "Yes" responses to background questions, must upload it through the NIPR Attachment Warehouse.
DBA: Applicants may not enter a DBA name. Email DOINameApproval@mass.gov to add a DBA to an individual license.
Variable Life and Variable Annuity: Applicants must hold an active Life line of authority and provide a valid FINRA/CRD number. If the FINRA/CRD number provided is incorrect or invalid, the Variable lines will not be approved.
Surplus Lines Broker: Applicants must actively hold Producer Property and Casualty lines of authority.
Reinsurance Intermediary Broker/Manager: Applicants must have held an Insurance Producer license for the applicable lines of insurance for at least three years.
Motor Club: Applications must be submitted by the affiliated Motor Club. A Motor Club agent license will not be issued to an individual who is not affiliated with a Motor Club.
Renewal Periods
- Insurance Producer, Auto Damage Appraiser, Motor Club
- Status must be 'Expired' or 'Active' after expiration date
- Insurance Adviser and Insurance Adjuster
- Status must be 'Expired' or 'Active'
- Life Settlement Broker, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager, Surplus Lines Broker
- Applicant must reapply the day after expiration status must be Inactive or Active after the expiration date
Insurance Producer
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Surplus Lines Broker
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reapplication period
Begins the day after the expiration date. The applicant must submit a new initial licensing application.
Auto Damage Appraiser
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Insurance Adviser
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Thirty (30) days past the expiration date.
Reapplication period
Begins on the thirty-first (31) day after the expiration date. The applicant must submit a new initial licensing application.
Life Settlement Broker
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reapplication period
Begins the day after the expiration date. The applicant must submit a new initial licensing application.
Public Insurance Adjuster
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Thirty (30) days past the expiration date.
Reapplication period
Begins on the thirty-first (31) day after the expiration date. The applicant must submit a new initial licensing application.
Reinsurance Intermediary Broker
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reapplication period
Begins the day after the expiration date. The applicant must submit a new initial licensing application.
Reinsurance Intermediary Manager
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
N/A
Reapplication period
Begins the day after the expiration date. The applicant must submit a new initial licensing application.
Motor Club
Renewal period
Starts: Ninety (90) days prior to expiration date. Ends: On expiration date.
Late renewal period
Up to one (1) year past expiration date.
Continuing Education
- Massachusetts resident producers must complete continuing education (CE) requirements before renewal. All approved CE courses can be found on State Bases Systems Lookup tool.
- First renewal: 60 CE credits, including 3 Ethics credits.
- Subsequent three-year renewals: 45 CE credits, including 3 Ethics credits.
- Property, Casualty, and Personal Lines: A $75 Lead Paint Surcharge applies when renewing these lines of authority. The surcharge is waived for Massachusetts residents who are veterans or legally blind.
- Flood Insurance: Producers selling flood insurance through the National Flood Insurance Program (NFIP) must complete 3 hours of approved flood insurance CE.
- Annuity Products: Producers selling annuity products must complete the required one-time annuity training.
- Long Term Care: Producers selling Long Term Care products must complete the required initial and ongoing training.
The following license classes/lines of authority must be CE compliant:
Insurance Producer
- Life
- Accident & Health or Sickness
- Variable Life & Variable Annuity
- Property
- Casualty
- Personal Lines
Public Insurance Adjuster
- Public Insurance Adjuster
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.