Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are per application.
- Fee is waived for veterans or the legally blind.
- Additional Fee: Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Insurance Producer
Renewal fee:
$225
Late renewal fee:
$450
Fee disclaimers:
Additional Fee: Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Surplus Lines Broker
Renewal fee:
$150
Auto Damage Appraiser
Renewal fee:
$50
Late renewal fee:
$100
Insurance Adviser
Renewal fee:
$200
Life Settlement Broker
Renewal fee:
$225
Public Insurance Adjuster
Renewal fee:
$200
Late renewal fee:
$200
Fee disclaimers:
Late renewal fee is same as renewal fee.
Reinsurance Intermediary Broker
Renewal fee:
$200
Reinsurance Intermediary Manager
Renewal fee:
$200
Motor Club
Renewal fee:
$25
Late renewal fee:
$25
Fee disclaimers:
Late renewal fee is same as renewal fee
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
CE Required
Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines
CE Not Required
Credit, Travel
Surplus Lines Broker
CE Not Required
Property & Casualty
Auto Damage Appraiser
CE Not Required
Auto Damage Appraiser
Insurance Adviser
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Life Settlement Broker
CE Not Required
Life
Public Insurance Adjuster
CE Required
Public Insurance Adjuster
Reinsurance Intermediary Broker
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
CE Not Required
Motor Club
Rules and Regulations
Applicant Can
- Submit an individual license renewal application electronically.
- Submit a partial renewal.
- Apply for major and limited lines of authority (LOAs).
- Amend a license electronically.
- Reinstate or reapply for an expired license.
- Submit partial renewals allowed.
- Print a license electronically.
Business Rules
Insurance Producer Only: Applicants requesting the Massachusetts resident military veteran fee waiver must submit supporting documentation, such as a DD-214, through the NIPR Attachment Warehouse.
Background Documentation: Applicants required to provide supporting documentation, including proof of U.S. citizenship or documentation related to "Yes" responses to background questions, must upload it through the NIPR Attachment Warehouse.
DBA: Applicants may not enter a DBA name. Email DOINameApproval@mass.gov to add a DBA to an individual license.
Variable Life and Variable Annuity: Applicants must hold an active Life line of authority and provide a valid FINRA/CRD number. If the FINRA/CRD number provided is incorrect or invalid, the Variable lines will not be approved.
Surplus Lines Broker: Applicants must actively hold Producer Property and Casualty lines of authority.
Reinsurance Intermediary Broker/Manager: Applicants must have held an Insurance Producer license for the applicable lines of insurance for at least three years.
Motor Club: Applications must be submitted by the affiliated Motor Club. A Motor Club agent license will not be issued to an individual who is not affiliated with a Motor Club.
Renewal Periods
- Insurance Producer, Auto Damage Appraiser, Motor Club
- Status must be 'Expired' or 'Active' after expiration date
- Insurance Adviser and Insurance Adjuster
- Status must be 'Expired' or 'Active'
- Life Settlement Broker, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager, Surplus Lines Broker
- Applicant must reapply the day after expiration status must be Inactive or Active after the expiration date
Insurance Producer
Renewal period
Ninety (90) days prior to expiration date
Late renewal period
Up to 1 years after the expiration date
Surplus Lines Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Auto Damage Appraiser
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date
Insurance Adviser
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Thirty (30) days past the expiration dates
Life Settlement Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Public Insurance Adjuster
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Thirty (30) days past the expiration dates.
Reinsurance Intermediary Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Reinsurance Intermediary Manager
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Motor Club
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date.
Continuing Education
- Massachusetts resident producers must complete continuing education (CE) requirements before renewal. All approved CE courses can be found on State Bases Systems Lookup tool.
- First renewal: 60 CE credits, including 3 Ethics credits.
- Subsequent three-year renewals: 45 CE credits, including 3 Ethics credits.
- Property, Casualty, and Personal Lines: A $75 Lead Paint Surcharge applies when renewing these lines of authority. The surcharge is waived for Massachusetts residents who are veterans or legally blind.
- Flood Insurance: Producers selling flood insurance through the National Flood Insurance Program (NFIP) must complete 3 hours of approved flood insurance CE.
- Annuity Products: Producers selling annuity products must complete the required one-time annuity training.
- Long Term Care: Producers selling Long Term Care products must complete the required initial and ongoing training.
The following license classes/lines of authority must be CE compliant:
Insurance Producer
- Life
- Accident & Health or Sickness
- Variable Life & Variable Annuity
- Property
- Casualty
- Personal Lines
Public Insurance Adjuster
- Public Insurance Adjuster
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.