Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are charged per application.
- Fee is waived for the legally blind.
- Additional Fee: Insurance Producer applicants applying for Property, Casualty and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Insurance Producer
Renewal fee:
$225
Late renewal fee:
$450
Fee disclaimers:
Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Surplus Lines Broker
Renewal fee:
$150
Auto Damage Appraiser
Renewal fee:
$50
Late renewal fee:
$100
Insurance Adviser
Renewal fee:
$200
Late renewal fee:
$200
Fee disclaimers:
Late renewal fee up to 30 days after expiration date.
Life Settlement Broker
Renewal fee:
$225
Public Insurance Adjuster
Renewal fee:
$200
Late renewal fee:
$200
Fee disclaimers:
Late renewal fee up to 30 days after expiration date.
Reinsurance Intermediary Broker
Renewal fee:
$200
Reinsurance Intermediary Manager
Renewal fee:
$200
Motor Club
Renewal fee:
$25
Late renewal fee:
$25
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines, Credit, Travel
Surplus Lines Broker
Property & Casualty
Auto Damage Appraiser
Auto Damage Appraiser
Insurance Adviser
Insurance Adviser
Life Settlement Broker
Life
Public Insurance Adjuster
Public Insurance Adjuster
Reinsurance Intermediary Broker
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
Motor Club
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit major lines of authority.
- Submit limited lines of authority.
- Submit renewals for Surplus Lines for individuals.
- Reinstate through NIPR's Non-Resident Renewal Application.
- Submit partial renewals allowed.
- Print licenses electronically.
Business Rules
Applicant may not enter DBA name.
If applicant answers yes to "Are you legally blind?” Applicant must submit supporting documentation to the state.
Insurance Producer only: If applicant answers yes to “Are you a Massachusetts resident military veteran?” Applicant must submit supporting documentation (DD-214) to the state.
Personal Lines applicants must hold a Producer/Travel or Property and Casualty license or a Limited Lines Property and Casualty license in the resident state.
Reinsurance Intermediary Brokers and Reinsurance Intermediary applicants must actively be licensed as an Insurance Producer for at least 3 years.
- Variable applicants must supply FINRA Central Registry Depository (CRD) number on the application. If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website.
- Applicant must currently hold or be applying for Life
Surplus Lines Broker applicants must actively hold both Producer Property and Casualty lines of authority.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
The following applicants must submit supplemental documentation to the NIPR Attachment Warehouse/ Additional Licensing Document section:
- Auto Damage AppraiserPublic Insurance Adjuster
- Adviser
- Reinsurance Intermediary Broker
- Reinsurance Intermediary Manger
- Life Settlement Broker
- If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
Renewal Periods
- Insurance Producer, Auto Damage Appraiser, Motor Club
- Status must be 'Expired' or 'Active' after expiration date
- Insurance Adviser and Insurance Adjuster
- Status must be 'Expired' or 'Active'
- Life Settlement Broker, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager
- Applicant must reapply the day after expiration status must be Inactive or Active after the expiration date
Insurance Producer
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date.
Surplus Lines Broker
Renewal period
Sixty (60) days prior to expiration date – expiration date of license
Late renewal period
N/A
Auto Damage Appraiser
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date.
Insurance Adviser
Renewal period
Ninety (90) days prior to expiration date
Late renewal period
Thirty (30) days past the expiration dates.
Life Settlement Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Public Insurance Adjuster
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Thirty (30) days past the expiration dates.
Reinsurance Intermediary Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Reinsurance Intermediary Manager
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Motor Club
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.