Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are charged per application.
- Additional Fee: Insurance Producer applicants applying for Property, Casualty and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Insurance Producer
Renewal fee:
$225
Late renewal fee:
$450
Fee disclaimers:
Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Surplus Lines Broker
Renewal fee:
$150
Auto Damage Appraiser
Renewal fee:
$50
Late renewal fee:
$100
Insurance Adviser
Renewal fee:
$200
Late renewal fee:
$200
Fee disclaimers:
Late renewal fee up to 30 days after expiration date.
Life Settlement Broker
Renewal fee:
$225
Public Insurance Adjuster
Renewal fee:
$200
Late renewal fee:
$200
Fee disclaimers:
Late renewal fee up to 30 days after expiration date.
Reinsurance Intermediary Broker
Renewal fee:
$200
Reinsurance Intermediary Manager
Renewal fee:
$200
Motor Club
Renewal fee:
$25
Late renewal fee:
$25
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines, Credit, Travel
Surplus Lines Broker
Property & Casualty
Auto Damage Appraiser
Auto Damage Appraiser
Insurance Adviser
Insurance Adviser
Life Settlement Broker
Life
Public Insurance Adjuster
Public Insurance Adjuster
Reinsurance Intermediary Broker
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
Motor Club
Rules and Regulations
Applicant Can
- Submit an individual license renewal application electronically.
- Submit a partial renewal.
- Renew major and limited lines of authority (LOAs).
- Reinstate or reapply for an expired license.
- Amend a license electronically.
- Print a license electronically.
Business Rules
Insurance Producer Only: Applicants requesting the Massachusetts resident military veteran fee waiver must submit supporting documentation, such as a DD-214, through the NIPR Attachment Warehouse.
Background Documentation: Applicants required to provide supporting documentation, including proof of U.S. citizenship or documentation related to "Yes" responses to background questions, must upload it through the NIPR Attachment Warehouse.
DBA: Applicants may not enter a DBA name. Email DOINameApproval@mass.gov to add a DBA to an individual license.
Variable Life and Variable Annuity: Applicants must hold an active Life line of authority and provide a valid FINRA/CRD number. If the FINRA/CRD number provided is incorrect or invalid, the Variable lines will not be approved.
Surplus Lines Broker: Applicants must actively hold Producer Property and Casualty lines of authority.
Reinsurance Intermediary Broker/Manager: Applicants must have held an Insurance Producer license for the applicable lines of insurance for at least three years.
Motor Club: Applications must be submitted by the affiliated Motor Club. A Motor Club agent license will not be issued to an individual who is not affiliated with a Motor Club.
Renewal Periods
- Insurance Producer, Auto Damage Appraiser, and Motor Club: Applicants may submit a renewal after the license expiration date when the license status is Active or Expired.
- Insurance Adviser and Insurance Adjuster: Applicants must reapply beginning the day after the license expiration date when the license status is Inactive.
- Life Settlement Broker and Reinsurance Intermediary Broker/Manager: Applicants must reapply beginning the day after the license expiration date when the license status is Inactive.
Insurance Producer
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date.
Surplus Lines Broker
Renewal period
Sixty (60) days prior to expiration date – expiration date of license
Late renewal period
N/A
Auto Damage Appraiser
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date.
Insurance Adviser
Renewal period
Ninety (90) days prior to expiration date
Late renewal period
Thirty (30) days past the expiration dates.
Life Settlement Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Public Insurance Adjuster
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Thirty (30) days past the expiration dates.
Reinsurance Intermediary Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Reinsurance Intermediary Manager
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Motor Club
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.