State Requirements

Kentucky / Non-Resident Renewal / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • Fees are per application.
  • Applicants renewing an Agent license that hold at least one (1) active appointment in Kentucky are not charged the renewal fee, but are charged the late fee if the license is renewed past the expiration date.
  • Kentucky allows a grace period with late penalty fee. The late penalty will be applied the 1st day after license expiration date up until two (2) months after license expiration month.
    • ExpMth+0 = Expiration Month
    • ExpMth+1 = 1st day of month after license expire month (Late fee charged)
    • ExpMth+2 = 1st day of 2nd month after license expire month (Late fee charged)
    • ExpMth+3 = 1st day of 3rd month after license expire month (License cancelled. No renewal allowed. Applicant will have to apply as new)

Agent

  • Renewal Fee: $0.00
  • Late Renewal Fee: $50.00
  • Fee Disclaimers: (with active appointment)

Agent

  • Renewal Fee: $50.00
  • Late Renewal Fee: $100.00
  • Fee Disclaimers: (no active appointment)

Administrator

  • Renewal Fee: $50.00
  • Late Renewal Fee: $100.00

Consultant Life & Health

  • Renewal Fee: $100.00
  • Late Renewal Fee: $200.00

Consultant Property & Casualty

  • Renewal Fee: $100.00
  • Late Renewal Fee: $200.00

Life Settlement Broker

  • Renewal Fee: $500.00
  • Late Renewal Fee: $1000.00

Life Settlement Provider

  • Renewal Fee: $250.00
  • Late Renewal Fee: $500.00

Managing General Agent

  • Renewal Fee: $100.00
  • Late Renewal Fee: $200.00

Reinsurance Intermediary Broker

  • Renewal Fee: $100.00
  • Late Renewal Fee: $200.00

Reinsurance Intermediary Manager

  • Renewal Fee: $100.00
  • Late Renewal Fee: $200.00

Rental Vehicle Managing Employee

  • Renewal Fee: $40.00
  • Late Renewal Fee: $80.00

Surplus Line Broker

  • Renewal Fee: $100.00
  • Late Renewal Fee: $200.00
  • Please note that license class names can vary by state.
PRODUCER

Agent

  • Life
  • Health
  • Variable Life / Variable Annuity
  • Property
  • Casualty
  • Personal Lines
  • Crop
  • Credit
  • Travel
  • Self-Service Storage Space
  • Vehicle Physical Damage
  • Vending Machine
OTHER

Administrator

  • No Line of Authority Required

Consultant

  • Life & Health
  • Property & Casualty

Life Settlement Broker

  • No Line of Authority Required

Life Settlement Provider

  • No Line of Authority Required

Managing General Agent

  • No Line of Authority Required

Reinsurance Intermediary Broker

  • No Line of Authority Required

Reinsurance Intermediary Manager

  • No Line of Authority Required

Rental Vehicle Managing Employee

  • No Line of Authority Required

Surplus Line Broker

  • No Line of Authority Required

Applicant Can

  • Submit renewals for individuals electronically.
  • Submit renewals for major lines of authority.
  • Submit renewals for limited lines of authority.
  • Submit renewals for surplus lines for individuals.
  • Late renew through NIPR's Non-Resident Renewal (NRR) Application.
  • Print license electronically.

Applicant Cannot

  • Submit Partial renewals

Business Rules

  • Applications containing a non-uniform class or lines of authority (LOAs) will be deferred to the state.

  • Applicant must renew all lines under a license class.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

All License Classes

Renewal Period Begins: Ninety (90) days prior to expiration date.

Late Renewal Period: Expiration date up to two months after expiration.

Contact Information

Address

Kentucky Department of Insurance
Mayo-Underwood Building
500 Mero Street, 2 SE 11
Frankfort, KY 40601
United States

Mailing Address

Kentucky Department of Insurance
P.O. Box 517
Frankfort, KY 40602
United States

Special Instructions

License Printing & eService

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

  • Exams are valid up to 12 months.