State Requirements

Kentucky / Non-Resident Adjuster Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Fees are per application and are deemed earned when received and are not refundable, per KRS304.9-200(4).

  • An individual submitting insurance application or renewal fees who is the spouse of a current member of the Armed Forces of the United States who is assigned a duty station in the Commonwealth of Kentucky shall be eligible for refund of fees, pursuant to KRS 12:357.  Upon notification to the Kentucky Department of Insurance, the fees will be refunded to the individual within thirty (30) days of their submission if the applicant demonstrates compliance with the requirements of KRS 12:357.
    • To demonstrate compliance with KRS 12.357, an applicant shall include the following with their application:

1.    Proof that the applicant is married to a current member of the Armed Forces of the United States;

2.    Proof that the applicant's spouse is assigned to a duty station in the Commonwealth of Kentucky; and

3.    Proof that the applicant has satisfied all statutory and regulatory pre-licensing course of study requirements, and all statutory and regulatory examination requirements, or proof that the applicant holds a valid individual insurance license issued by another state, the District of Columbia, or any possession or territory of the United States.

Independent Adjuster

  • Fee: $50.00

Public Adjuster

  • Fee: $50.00

Staff Adjuster

  • Fee: $50.00
  • Please note that license class names can vary by state.
Adjuster

Independent Adjuster

  • Property & Casualty
  • Crop
  • Workers' Compensation

Public Adjuster

  • Property & Casualty

Staff Adjuster

  • Property & Casualty
  • Crop
  • Workers' Compensation

Applicant Can

  • Submit adjuster for individuals electronically.
  • Submit Adjuster Designated Home State (ADHS) electronically.
  • Reinstate a license electronically.
  • Add lines of authority to an existing active license electronically through NIPR's Non Resident Adjuster License (NRAL) application.
  • Print licenses electronically.

Business Rules

  • All adjuster transactions will be deferred to the state for review.

  • Applicants may hold or apply for only one adjuster license and cannot apply for or actively hold multiple adjuster licenses. Inactive adjuster licenses are okay to hold.

  • Independent adjusters may amend a license by adding one or more lines of authority for independent adjuster class. Staff adjusters may amend a license by adding one or more lines of authority for staff adjuster. Amendments are not allowed for public adjuster.

  • Adjuster Designated Home State (ADHS) Rules:
    • In order for an applicant to designate a home state during the application process, the applicant must have an active non-resident adjuster license on the Producer Database (PDB) and no active resident adjuster license.
    • If designated home state license is inactive at the time of renewal and no active resident adjuster license exists, applicant may select another state with an active adjuster license as the designated home state. Application will defer to state for review.
    • If applicant holds only a non-resident adjuster license in a state that licenses resident adjusters, applicant is permitted to designate an active non-resident adjuster license as their home state license. Application will defer to state for review.
    • If applicant holds only an active non-resident adjuster license in a state that offers adjuster licensing, applicant must use current resident license to renew non-resident adjuster license. Application will defer to state for review.
    • If applicant has an active non-resident adjuster license in a state that does not license adjusters, and no active non-resident adjuster license, applicant must use current active resident license to renew non-resident adjuster license. Application will defer to state for review.

Contact Information

Address

Kentucky Department of Insurance
Mayo-Underwood Building
500 Mero Street, 2 SE 11
Frankfort, KY 40601
United States

Mailing Address

Kentucky Department of Insurance
P.O. Box 517
Frankfort, KY 40602
United States

Phone: (502) 564-6004
Fax: (502) 564-6030
Email: DOI.LicensingMail@KY.gov

Go to State Website

Special Instructions

License Printing & eService

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

  • Exams are valid up to 12 months.