Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- A licensing fee is prorated if the total days of licensing granted to the applicant is less than a full two (2) years or seven hundred and thirty (730 days) as determined by the assigned expiration date, which is final day of the applicants birth month two (2) years in the future. If the license is issued for a full two years or seven hundred and thirty (730) days, there is no prorating and the normal fee applies. Total length of license granted will be no less than eighteen (18) months and no more than twenty-nine (29) months.
- All fees are per application.
- Limited Lines: The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.
- Navigator Certificate: Applicant not charged late fee, only NIPR transaction fee.
Amendment Fee
Fee:
$0
Reinstatement fee:
$0
Business Entity Producer
Fee:
$150
Car Rental Limited
Fee:
$215
Limited Lines Producer
Fee:
$0
Fee disclaimers:
The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.
Navigator Certificate
Fee:
$0
Reinstatement fee:
$0
Fee disclaimers:
Applicant not charged late fee, only NIPR transaction fee.
Self Service Storage Facility
Fee:
$50
Travel Insurance
Fee:
$500
Fee disclaimers:
(Prorating applies — license expires 5/31 annually)
Travel Retailer
Fee:
$0
Fee disclaimers:
(Applicants only charged NIPR transaction fee)
Pharmacy Benefit Manager
Fee:
$500
Portable Electronics Limited License
Fee:
$500
Premium Finance Company
Fee:
$400
Third Party Administrator
Fee:
$200
Third Party Prescription Program
Fee:
$50
Employee Leasing Company
Fee:
$1000
Viatical Settlement Broker
Fee:
$500
Public Adjuster
Fee:
$250
Reinstatement fee:
$500
Lines of Authority
Please note that license class names can vary by state.
Applications for Other lines of authority will defer to state for approval.
Business Entity Producer
DRLP Required
No Line of Authority Required
Car Rental Limited
DRLP Not Required
No Line of Authority Required
Limited Lines Producer
DRLP Required
Credit, Life, Accident & Health
Navigator Certificate
DRLP Required
Certified Application Counselor, Navigator
Self Service Storage Facility
DRLP Not Required
No Line of Authority Required
Travel Insurance
DRLP Required
No Line of Authority Required
Travel Retailer
DRLP Not Required
No Line of Authority Required
Pharmacy Benefit Manager
DRLP Not Required
No Line of Authority Required
Portable Electronics Limited License
DRLP Not Required
No Line of Authority Required
Premium Finance Company
DRLP Not Required
No Line of Authority Required
Third Party Administrator
DRLP Not Required
No Line of Authority Required
Third Party Prescription Program
DRLP Not Required
No Line of Authority Required
Employee Leasing Company
DRLP Not Required
No Line of Authority Required
Viatical Settlement Broker
DRLP Required
No Line of Authority Required
Public Adjuster
DRLP Required
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit initial license for business entities electronically.
- Submit for major lines of authority.
- Submit for limited lines of authority.
- Add lines of authority to (amend) an existing active license.
- Reinstate/reapply through NIPR's Resident License (RL) Application.
- Print licenses electronically.
Applicant Cannot
- Submit surplus lines for business entities.
Business Rules
Effective November 5, 2015 the Illinois Department of Insurance will no longer mail paper renewal notices or licenses that have historically been mailed by the Illinois Department of Insurance’s Licensing Division. License renewals will be emailed to the licensee’s email address of record. Once a new or renewed license is issued, licensees will be able to print their license by going to https://sbs.naic.org/solar-external-lookup/license-manager
Illinois prefers that you use the electronic application; paper applications can take six (6) to ten (10) weeks to process.
- Applicant must be one of the following legal business types:
- Partnership
- Limited Liability Company (LLC)
- Limited Liability Partnership (LLP)
- Corporation
- Sole Proprietorship
Navigator Certificate licenses are only issued for one (1) year.
Applicants must supply residence, business, and mailing address in Illinois. P.O. Box is only accepted for mailing address. Business address must be physical address.
Illinois Department of Insurance requires a list of all affiliations before a navigator certificate license will be issued.
Illinois only allows amendments to a license if the license is active and the applicant holds an active resident license with an equivalent line of authority (LOA). Illinois does not charge a state fee for amendments.
At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Illinois.
- This excludes:
- Travel Retailer
- Pharmacy Benefit Manager
- Car Rental Limited
- Portable Electronics Limited line license
- Premium Finance Company
- Third Party Administrator
- Third Party Prescription Program
- Employee Leasing Company
- Self Service Storage Facility
Each Designated Responsible Licensed Producer (DRLP) supplied on the application must be actively licensed in Illinois at the time the application is submitted. Unlicensed DRLPs are not permitted.
Business Entity applicants applying for Viatical Settlement Broker must enter a Designated Responsible Licensed Producer (DRLP) that is actively licensed as a Viatical Settlement Broker on PDB.
Business Entity applicants applying for Navigator Certificate must enter a Designated Responsible Licensed Producer (DRLP) that is actively licensed as a Navigator Certificate/Navigator OR Navigator Certificate/Certified Application Counselor.
Business Entity applicants applying for Public Adjuster must enter a Designated Responsible Licensed Producer (DRLP) that is actively licensed as a Public Adjuster on PDB.
Business Entity applicants applying for Public Adjuster – all entries on the Owner, Partner, Officer and Director (OPOD) section of the application must be actively licensed as a Public Adjuster on PDB.
Public Adjuster applicants are required to submit a bond in the amount of $20,000. Applicant is required to upload required documentation to the state via the NIPR Attachment Warehouse.
At least one (1) of the DRLPs specified on the application must also be specified as an owner, partner, officer or director.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. Paper applications can take six to ten weeks to process.
Contact Information
Mailing Address
Illinois Department of Insurance
ATTN: Licensing Unit
320 West Washington Street
Springfield, IL 62767-0001
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.