State Requirements

Arkansas / Resident Licensing / Individual

Fees

Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • Per application.
  • There is no amendment fee if the LOA is in the same license class that is already held and displayed on PDB.

Insurance Producer

Line of Authority Combination:

Accident & Health or Sickness, Life, Property, Casualty, Personal Lines, Crop

Fee:

$0

Application fee:

$15

Reinstatement fee:

$0

Fee disclaimers:

(Exam is required)

Insurance Producer

Line of Authority Combination:

Variable Life and Variable Annuity, Credit, Travel, PrePaid Legal, Marine, Farm Mutual Aid, Funeral Expense, Mobile Home, Health Maintenance Dental, Health Maintenance Org

Fee:

$70

Reinstatement fee:

$70

Fee disclaimers:

(No exam is required)

Insurance Producer

Line of Authority Combination:

Motor Club

Application fee:

$25

Reinstatement fee:

$25

Fee disclaimers:

Exam is not required.

Adjuster

Fee:

$0

Application fee:

$55

Reinstatement fee:

$0

Crop Adjuster

Fee:

$50

Application fee:

$55

Reinstatement fee:

$50

Purchasing Group Broker

Fee:

$65

Reinstatement fee:

$65

Reinsurance Intermediaries Broker

Fee:

$300

Reinstatement fee:

$300

Certified Application Counselor

Fee:

$35

Application fee:

$35

Consultant

Line of Authority Combination:

Motor Club

Fee:

$120

Reinstatement fee:

$120

IPA Guide

Fee:

$35

Reinstatement fee:

$35

Navigator

Fee:

$35

Reinstatement fee:

$35

Title Agent

Fee:

$0

Application fee:

$15

Reinstatement fee:

$0

Life Settlement Provider

Fee:

$100

Reinstatement fee:

$100

Exchange Producer

Fee:

$35

Reinstatement fee:

$35

Surplus Lines Producer

Fee:

$1035

Reinstatement fee:

$1035

Life Settlement Broker

Fee:

$100

Reinstatement fee:

$100

Lines of Authority

Please note that license class names can vary by state.

  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states approval of the request.
  • Applications for Other lines of authority will defer to state for approval.
  • Arkansas adheres the following application process:
    • Arkansas will require resident applicants to complete a resident licensing application prior to taking an exam.
    • After a resident license application is submitted via NIPR, all individual applicants must complete the background check form using the link: https://www.ark.org/background-check/index.php/home/index/aid
    • If an exam is required, the applicant should complete the ASP background check and submit the fee to the Arkansas State Police. When the background check and application are cleared, you will receive Authorization to test from PSI, which contains important information and next steps. This may take 2-5 days.

Insurance Producer

Exam Required

Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Crop

Exam Not Required

Variable Life and Variable Annuity, Credit, Travel, Motor Club, PrePaid Legal, Marine, Farm Mutual Aid, Funeral Expense, Mobile Home, Health Maintenance Dental, Health Maintenance Org

Adjuster

Exam Required

Property, Casualty, Workers' Compensation

Crop Adjuster

Exam Not Required

Crop

Purchasing Group Broker

Exam Not Required

Casualty

Reinsurance Intermediaries Broker

Exam Not Required

No Line of Authority Required

Certified Application Counselor

Exam Not Required

No Line of Authority Required

Consultant

Exam Not Required

Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Credit, Crop, Health Maintenance Dental, Motor Club, Funeral Expense, Marine, Health Maintenance Org

IPA Guide

Exam Not Required

No Line of Authority Required

Navigator

Exam Not Required

No Line of Authority Required

Title Agent

Exam Required

Title

Life Settlement Provider

Exam Not Required

No Line of Authority Required

Exchange Producer

Exam Not Required

Exchange Health

Surplus Lines Producer

Exam Not Required

No Line of Authority Required

Life Settlement Broker

Exam Not Required

No Line of Authority Required

Rules and Regulations

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit Surplus Lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

  • Surplus Lines applicants must be licensed as a property/casualty agent for 3 years. No exceptions.

    •  You must complete the Surplus Lines application via NIPR.com
      • $1,035.00 fee is paid online at the time the application is submitted
      • $50.00 Exam fee is paid at the time the exam is scheduled
      • $24.00 Criminal Background Fee is paid electronically when the background is submitted*
      • Residents must also attach a bond, Form AID-LI-SLBB, in favor of the State of Arkansas in the amount of $50,000.
      • The bond must be mailed to:

                                                                            Attn: Licensing Division
                                                                   Arkansas Department of Commerce
                                                                      Arkansas Insurance Department
                                                                       1 Commerce Way, Suite 104
                                                                            Little Rock, AR 72202   

                                                                                       Or by email to:

                                                           Insurance.License@arkansas.gov Attn: Licensing Division

  • MET, MEWA, Self Funded Plans, TPA, and MGA license classes will not be offered electronically at this time and will not display on PDB at this time due to all of them receiving a registration and not a license.

  • Once Arkansas Department of Insurance receives all required information, the resident application will be processed. Please note that license applications are processed in the order received after all forms and exams (if applicable) have been received. For questions or inquiries, email examschedule@psionline.com.

  • Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

  • Canadian citizens cannot apply for a resident license electronically.

  • Applicant must provide a valid business email address.

  • Applicants licensed in another state and moving to Arkansas, should contact the Arkansas Insurance Department Licensing Division at Insurance.License@arkansas.gov for more information.

  • Before a license with the variable line of authority (LOA) will be issued, the applicant must provide Arkansas Department of Insurance proof of Series 6 and Series 7.

  • Reapplication is allowed up to one (1) year after license expiration date.

  • For individuals, the residence address must be in Arkansas.

  • Life Settlement Producer may only be applied for electronically if they apply for an insurance producer license or currently hold an active Resident Producer license in the state of Arkansas.

  • Exam Information:

    • If the applicant is applying for an insurance producer license or adjuster license, an exam must first be passed before a license will be issued. The exception to this rule is if the applicant is applying for the Variable Life and Variable Annuity LOA. This LOA does not require an exam.
    • A consultant applicant must hold an active insurance producer license in Arkansas on PDB.
    • An exam is required for reapplication if license classes require an exam on the initial application.
    • Exams are valid for one (1) year.
  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • Adjuster applicants: Before Arkansas Department of Insurance will issue an adjuster license, applicant must provide proof of 12 months of experience or proof of a 12 months apprenticeship under a licensed adjuster.

    • Please provide proof by mail at:
      Arkansas Insurance Department
      1200 West Third
      Little Rock, AR 72201-1904
      Attn: Licensing Division
    • Or by email to
      Insurance.License@arkansas.gov
      Attn: Licensing Division
  • All applicants must go to https://www.ark.org/background-check/index.php/home/index/aid to complete the criminal background application. After Arkansas has received the results, applications will be processed in the order received after the form has been received by Arkansas Department of Insurance.

Contact Information

Mailing Address

Arkansas Department of Commerce

ATTN: Arkansas Insurance Department

1 Commerce Way, Suite 104

Little Rock, AR 72202

United States

State overview page

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