State Requirements

Arizona / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.

  • All fees are per application.
  • Fingerprint fee not required:
    • Portable Electronics Vendor
    • Car Rental
    • Self-Service Storage Agent
    • Surplus Lines Broker
    • Life Settlement Broker

Insurance Producer

  • Fee: $120.00
  • Amendment Fee: $120.00

Surplus Lines Broker

  • Fee: $1000.00
  • Amendment Fee: $1000.00
  • Fee Disclaimers: Two years or more left on Insurance Producer.

Surplus Lines Broker

  • Fee: $500.00
  • Amendment Fee: $500.00
  • Fee Disclaimers: Less than two years left on Insurance Producer license.

Adjuster

  • Fee: $120.00
  • Amendment Fee: $120.00

Bail Bond Agent

  • Fee: $120.00

Certified Application Counselor

  • Fee: $0.00

Life Settlement Broker

  • Fee: $500.00
  • Fee Disclaimers: Two years or more left on Insurance Producer license.

Life Settlement Broker

  • Fee: $250.00
  • Fee Disclaimers: Less than two years left on Insurance Producer license.

Navigator

  • Fee: $0.00

Portable Electronics Vendor

  • Fee: $120.00

Risk Management Consultant

  • Fee: $120.00

Self Service Storage Agent

  • Fee: $120.00

Fingerprint Fee

  • Fee: $22.00
  • Fee Disclaimers: Fingerprint fee does not apply on amendment transactions. The fee will also not be assessed if the applicant holds an active resident Arizona license on PDB that has an original issue date within the last 6 months.

Temporary Producer

  • Fee: $120.00
  • Amendment Fee: $120.00
  • NIPR verifies exams prior to allowing submission of an application.
  • Please note that license class names can vary by state.
PRODUCER

Insurance Producer

Exam Required

  • Life
  • Accident and Health or Sickness
  • Variable Life and Variable Annuity
  • Property
  • Casualty
  • Personal Lines
  • Credit
  • Crop

No Exam Required

  • Car Rental

Temporary Producer

  • Life
  • Accident and Health or Sickness
  • Variable Life and Variable Annuity
  • Property
  • Casualty
  • Personal Lines
  • Crop
Adjuster

Adjuster

Exam Required

  • Adjuster
OTHER

Bail Bond Agent

Exam Required

  • Bail Bond Agent

Certified Application Counselor

No Exam Required

  • Certified Application Counselor

Life Settlement Broker

No Exam Required

  • Life Settlement Broker

Navigator

No Exam Required

  • Navigator

Portable Electronics Vendor

No Exam Required

  • Portable Electronics Vendor

Risk Management Consultant

No Exam Required

  • Risk Management Consultant

Self Service Storage Agent

No Exam Required

  • Self Service Storage Agent

Surplus Lines Broker

Exam Required

  • Surplus Lines Broker

No Exam Required

  • Mexican Ins Surplus Lines

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit for major lines of authority.
  • Submit for limited lines of authority.
  • Submit for surplus lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print license electronically

Business Rules

  • TEMPORARY INSURANCE PRODUCER INFORMATION

    • Because COVID-19 has caused prelicense insurance examinations and fingerprinting services to be unavailable, the Arizona Department of Insurance, pursuant to Executive Order 2020-17 , is making provisional (temporary) licenses available to individuals who meet all license requirements other than passing the exam and submitting fingerprints.  In accordance with the Executive Order, a provisional license expires six months after the date issued; once prelicense insurance examinations and fingerprinting services are made available, the Department shall notify each provisional license-holder by e-mail, and a provisional license-holder shall have 20 days after the e-mail notification to pass the pre-license examination that corresponds to the authority held on the provisional license; and, a provisional license-holder shall have 30 days after the e-mail notification to submit fingerprints to the Department.  A provisional license of a person who fails to pass the prelicense examination within 20 days after the e-mail notification shall be automatically suspended pursuant to Executive Order 2020-17, which will require the person to immediately cease conducting business requiring the license. A provisional license (whether active or suspended) shall be converted to a permanent license once the provisional license-holder passes the prelicense examination and furnishes fingerprints to the Department. 

    • Temporary Producer applicants cannot reapply for an inactive license. Temporary Insurance Producer licenses are issued for 180 days and do not renew. 

    • All applications for Temporary Producer  with Variable Life and Variable Annuity LOA  must already have an active Arizona Temporary Insurance Producer license with Life line of authority on the PDB or be applying for a Life line of authority at the same time.

  • Applicants must apply for the License Classes and Lines of Authorities they qualify for. If you apply for a License Class or for Lines of Authority that you do not qualify, the Department is unable to refund your fees. ARS 20-167.

  • Applicant must be 18 years old or older as determined from the applicant's Date of Birth.

  • P.O. Box or PMB (Private Mailbox) cannot be used for either residence or business address.

  • Surplus Lines Broker applicants must actively hold on PDB in Arizona Insurance Produce license class with Property and/or Casualty LOAs.

  • All applications for Variable Life and Variable Annuity  LOA must already have an active AZ Life LOA on the Producer Database (PDB) or be applying for a Life LOA at the same time.

  • All instances of phone number must be a valid 10 digit phone number (extensions are allowed).

  • Applicants are allowed to late renew for up to one year past license expiration date. After one year applicant must reapply as a new applicant. Excludes applicants in Surrendered status.

  • Applicants with a status reason of surrendered cannot reapply for one year from date of surrender. After one year applicant must reapply as new. 

  • Applicant's Resident Arizona license must not have the following status reasons:
    • Surrendered 
    • Suspended 
    • Revoked
    • Deceased 
    • Refuse to Renew
    • Military  
  • If applicant's Arizona license is eligible for late renewal, then application for new license classes and/or LOAs will not be permitted.

  • Applicant is allowed to amend their license during their normal renewal period

  • Applicants applying for Navigator must have at least one entry on the Affiliations section of the application that is actively licensed as a Navigator in Arizona

  • Applicants applying for Life Settlement Broker license class must actively hold Insurance Producer Life LOA (PDB: 16) on PDB

  • If you intend to do business under a name other than your legal name (called an "assumed name" or "DBA name"), and did not already disclose this name on the DBA section of the application, complete and submit Form L-193 (Certificate of Assumed Business Name).

  • Protect your assumed name by registering it as a trade name with the Arizona Secretary of State. If you do not register a trade name, another person may register the name, which will force you to stop using the name.

  • Applicants applying for Navigator or Certified Applications Councilor must provide training certification from United States Department of Health and Human Services. Please send to Insurance Licensing Section 100 North 15th Avenue, Suite 102 Phoenix, AZ 85007-2624 or email to licensing@azinsurance.gov. Please include your NIPR Transaction Number.

  • Bail Bond Agent applicants must send in form L-195 and L-BBAA to Insurance Licensing Section 100 North 15th Avenue, Suite 102 Phoenix, AZ 85007-2624 or email to licensing@azinsurance.gov. Please include your NIPR Transaction Number.

  • Risk Management Consultants must send written authorization to Insurance Licensing Section 100 North 15th Avenue, Suite 102 Phoenix, AZ 85007-2624 or email to licensing@azinsurance.gov. Please include the NIPR Transaction Number.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail or email.

  • Consider the following facts before applying for an Arizona insurance license:
    • Not everyone qualifies for an insurance license. If applicant has surrendered an Arizona insurance license they may not apply for an Arizona insurance license for one (1) year. If license surrendered was a line of license authority from an insurance license, applicant may not apply for the same license authority for a year. ARS § 20–289(F).
    • Arizona can deny a license for any cause listed in Arizona Revised Statutes ("ARS") § 20–295. Review this statute before deciding to spend the time, effort and money to apply for a license. Truthfully and completely answer questions asked on the application, and it may be necessary to provide additional documentation.
    • Except for confidential pieces of information such as applicant's birth date and social security number, application and documentation will be a matter of public record, which means that any member of the public can view or obtain a photocopy of the information.
  • Rights and Responsibilities:
    • Licensing time frames. Once the Arizona Department of Insurance receives the application, it has up to one hundred and twenty (120) days to determine whether it contains all required information and is therefore "administratively complete," and up to an additional sixty (60) days to review the substance of the application. These timeframes are the outer limits by which the Department must grant or deny a license application. The Department processes most applications within thirty (30) days.
    • Once your application is submitted to the Department, you have 60 days to cure any deficiencies on the application or the application will be administratively withdrawn and the fees forfeited.
  • License Application Steps:
    • Pass an examination that corresponds to the desired insurance license authority, if applicable. Arizona law does not make exceptions for professional insurance designations or experience.
    • Study for exam. Arizona law does not require pre-license education. Visit the producer's page of the Arizona Department of Insurance website for information about examinations.
    • Schedule exam. Contact Prometric, Arizona's examination administrator.
    • Complete the NIPR's Resident Licensing (RL) Application on www.nipr.com. After completion, the system may say that the application is "administratively deficient" and will identify additional requirements.
    • If you answer yes to one (1) or more of the background questions, select the "Background Questions Supporting Documents" option for the NIPR Attachments Warehouse to submit:
      • A signed statement describing (in detail) all incidents including (i) names of all involved, (ii) dates and locations, (iii) the names and localities of any courts and/or administrative agencies involved, (iv) the disposition of each matter, (v) whether the conviction, plea or finding was for a felony, misdemeanor or open-ended charge.
      • Documents showing charges and case disposition, including all indictments, complaints, plea agreements, orders of conviction, judgments, notices of hearing or trial, sentencing orders, suspension/revocation orders and other information, that relates to each matter.
      • "Short Form Application for Written Consent to Engage in the Business of Insurance Pursuant to 18 USC §§ 1033 and 1034" if (and only if) convicted of a felony involving dishonesty or a breach of trust, or convicted of violating 18 USC § 1033. Visit the producers page of the Arizona Department of Insurance website to download this form and for additional "Section 1033 waiver" information.
    • If you do not currently hold an Arizona-resident insurance license;
      • Submit a fingerprint card on FBI Form FD­258.
      • For the applicant, or visit the Producers page of the Arizona Department of Insurance website for fingerprinting information.
      • Submit an original, signed Form L­152 (License Eligibility / Lawful Presence Requirement) with a copy of one (1) of the listed forms of identification. Visit the producers page of the Arizona Department of Insurance website for Form L­152 and additional information about this requirement.
    • If you intend to use an "assumed name" or "DBA" name:
      • File Form L­193 to use any name other than applicant's genuine name when engaging in business under an Arizona insurance license. Visit the producers page of the Arizona Department of Insurance website for Form L­193 and additional information about this requirement.
      • Register a "trade name" with the Arizona Secretary of State to prevent anyone else from taking the name in Arizona.
  • Additional Requirements for Certain Types of Licenses:
    • For a bail bond agent license,
      • Submit the original of a surety bond executed by the surety insurer on Form L­195. Visit the Producers page of the Arizona Department of Insurance website for Form L­195 and additional information about becoming a bail bond agent.
    • For a risk management consultant license (individuals only), submit the original of a letter from the county/city/town manager or equivalent official prepared on the letterhead of the political subdivision confirming designation as the risk management consultant.
    • For a surplus lines broker license,
      • Applicant must hold or be applying for an Arizona-resident property or casualty line of authority.
      • At least one (1) individual in each office location must be licensed as a property or casualty insurance professional and as a surplus lines broker.
    • An Arizona-licensed insurance professional must:
      • Report changes of address, email addresses, name changes, or changes to a business entity's principals (officers, members, directors, designated responsible producer, etc.) within thirty (30) days. ARS § 20­286(C).
      • Report administrative actions within thirty (30) days after the final disposition of the case. ARS § 20­301(A).
      • Report criminal prosecutions within thirty (30) days after the pretrial hearing, indictment or judgment, whichever is first. ARS § 20­301(B).
      • Renew the license prior to its expiration. Whether the Department of Insurance, as a courtesy, notifies a licensee of an upcoming license expiration, the licensee is solely responsible for fulfilling all license renewal requirements prior to the license expiration.
      • Maintain and apply up-to-date knowledge. Use the Arizona Department of Insurance website as a resource for Arizona laws, rules, regulatory bulletins, and other important information.

Contact Information

Mailing Address

Arizona Dept of Insurance
100 North 15th Avenue
Suite 261
Phoenix, AZ 85007-2630
United States

Special Instructions

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state..

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