State Requirements

Business Rules

• Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

• Business and personal email address is required on application.

• Applicant may not amend if within 90-day renewal period.

• Applicant may not apply for an Adjuster Crop line of authority if they are applying for or actively hold an Adjuster Property line of authority.

• Applicants applying for Adjuster Property should actively hold or apply for Adjuster Casualty simultaneously.

• The Adjuster Designated Home State (ADHS) selected must have an active non-resident adjuster license on the PDB.

• In order for an applicant to designate a home state, the applicant must not have an active resident adjuster license on PDB (in any state).

• If applicant holds an active resident producer (non-adjuster) license in a state that licenses resident adjusters, they may not designate a home state. Resident adjuster license is required in that scenario.

• Applications are considered reapplications and should be directed to the Nonresident Adjuster License (NRAL) application if they meet the following criteria:
  • Line of Authority status reason is NOT "Failure to Renew – Reinstatable" or  if they are applying within one year after expiration date and LOA status reason is not Canceled for Continuing Education-Reinstatable  or Expired.

• Applicant may not select Wyoming as Adjuster Designated Home State.

• The ADHS selected must be one of the states listed below.
  • Alabama
  • Arkansas
  • Florida
  • Louisiana
  • Minnesota
  • Montana
  • North Carolina
  • Oklahoma
  • Texas
  • Utah
  • Idaho
  • Nevada
  • New Mexico
  • Washington
  • West Virginia

• To designate the states of Florida, Indiana or Texas the applicant must hold the state specific DHS license type. Applicants may not select Wyoming as Adjuster Designated Home State.